Which returned more over the last year, AGG or BINC?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and BINC +0.5%.

Which is cheaper, AGG or BINC?

AGG is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs BINC: Differences, Returns & Fees

Share on X Download as PDF

AGG's duration was 5.8 years on Aug 31, 2026 and BINC's 2.9 on Jul 31, 2026; AGG charges 0.03% to BINC's 0.40%.

askIQ about this page

askIQ about AGG and BINC

Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $16.8bn for iShares Flexible Income Active ETF.

AGG on its own →BINC on its own →

At a glance

−1.4%

AGG total return, 1 year

+0.5%

BINC total return, 1 year

0.03%

AGG expense ratio

0.40%

BINC expense ratio

Pair scorecard

AGG costs 0.37 points a year less; their one-year returns differ by 1.9 points; AGG is 8.3 times larger.

AGG vs BINC: Differences, Returns & Fees
Measure	AGG	BINC
Return
Measure	AGG	BINC
Total return, 1 year	−1.4%	+0.5%
Drawdown
Measure	AGG	BINC
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	BINC
What it tracks	Bloomberg U.S. Aggregate Bond Index	No index, actively managed
Cost and size
Measure	AGG	BINC
Expense ratio	0.03%	0.40%
Net assets, as of Oct 27, 2026	$139.4bn	$16.8bn
Holdings
Measure	AGG	BINC
Holdings in common	0%
In the S&P 500, by weight		0%
Top ten holdings, share of the fund		24.6%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, AGG and BINC hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG BINC

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 0.13% 3.48%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 0.09% 0.81%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 0.07% 0.31%

Mexico Government International Bond, due Mar 22, 2033 0.01% 0.04%

Republic of Poland Government International Bonds, due Feb 12, 2030 0.01% 0.04%

Chile Government International Bonds, due Jul 27, 2033 0.01% 0.04%

Mexico Government International Bonds, due May 13, 2055 0.01% 0.07%

Panama Government International Bonds, due Sep 29, 2032 0.01% 0.04%

Peru Government International Bonds, due Jan 15, 2034 0.01% 0.04%

Mexico Government International Bonds, due May 13, 2030 0.01% 0.02%

Suzano Austria GmbH, due Jan 15, 2029 0.01% 0.03%

Republic of Poland Government International Bonds, due Apr 4, 2053 0.01% 0.00%

Only in one fund ↓

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.41%

U.S. Treasury Notes, due Nov 15, 2034 0.40%

U.S. Treasury Notes, due Feb 28, 2030 0.40%

U.S. Treasury Notes, due May 15, 2034 0.40%

U.S. Treasury Notes, due Aug 15, 2034 0.39%

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2033 0.38%

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Spain Government Bonds, due Apr 30, 2036 0.97%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF BINC iShares Flexible Income Active ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Tracks an index of US aggregate bonds Actively managed

Total return, 1 year −1.4% +0.5%

Its benchmark over the same days −1.3% (SCHZ) not measured

Gap to its benchmark −0.1 pts vs SCHZ not measured

Expense ratio 0.03% 0.40%

Holdings 13469 4690

Net assets, as of Oct 27, 2026 $139.4bn $16.8bn

AGG and BINC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

Questions people ask

Which returned more over the last year, AGG or BINC?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and BINC +0.5%.
Which is cheaper, AGG or BINC?: AGG is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs IEI AGG vs SCHP AGG vs MINT AGG vs HYG BINC vs BND BINC vs SGOV BINC vs BNDX BINC vs VCIT

Where to next

AGG on its own →BINC on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →BINC dividend history →BINC holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against BINC, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-binc

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.