Which returned more over the last year, BINC or SGOV?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SGOV +3.7%.

Which is cheaper, BINC or SGOV?

SGOV is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs SGOV: Differences, Returns & Fees

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BINC's duration was 2.9 years on Jul 31, 2026 and SGOV's 0.1 on Aug 31, 2026; SGOV charges 0.09% to BINC's 0.40%.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $117.0bn for iShares 0-3 Month Treasury Bond ETF.

BINC on its own →SGOV on its own →

At a glance

+0.5%

BINC total return, 1 year

+3.7%

SGOV total return, 1 year

0.40%

BINC expense ratio

0.09%

SGOV expense ratio

Pair scorecard

SGOV costs 0.31 points a year less; their one-year returns differ by 3.2 points; SGOV is 7.0 times larger.

BINC vs SGOV: Differences, Returns & Fees
Measure	BINC	SGOV
Return
Measure	BINC	SGOV
Total return, 1 year	+0.5%	+3.7%
Benchmark
Measure	BINC	SGOV
What it tracks	No index, actively managed	ICE 0-3 Month US Treasury Securities Index
Cost and size
Measure	BINC	SGOV
Expense ratio	0.40%	0.09%
Net assets, as of Oct 27, 2026	$16.8bn	$117.0bn
Holdings
Measure	BINC	SGOV
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC SGOV

Return

Total return edge BINC +21.3% +16.5%

Annualized edge BINC +5.8% +4.6%

Price return edge SGOV +0.2% +0.4%

Risk

Volatility edge SGOV 3.1% 0.1%

Max drawdown edge SGOV −2.7% 0.0%

Risk-adjusted

Sharpe edge BINC 0.37 −0.59

Sortino edge BINC 0.57 −0.78

Reading

BINC returned more: +21.3% to +16.5%. SGOV swung less: 0.1% to 3.1%. SGOV fell less at its worst: 0.0% to −2.7%.

Full scorecard

8 measures, with how each is measured Open ↓

Risk and return: BINC vs SGOV: Differences, Returns & Fees
Measure	BINC	SGOV	Edge	How it is measured
Return
Total return	+21.3%	+16.5%	BINC	Price change plus distributions, reinvested.
Annualized	+5.8%	+4.6%	BINC	Total return as a yearly rate.
Price return	+0.2%	+0.4%	SGOV	Price change alone, distributions left out.
Risk
Volatility	3.1%	0.1%	SGOV	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	0.1%	SGOV	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	0.0%	SGOV	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	−0.59	BINC	Return above Treasury bills per unit of volatility.
Sortino	0.57	−0.78	BINC	Return above Treasury bills per unit of downside deviation.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and SGOV hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC SGOV

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Only in SGOV

U.S. Treasury Bills, due Oct 20, 2026 10.18%

U.S. Treasury Bills, due Sep 22, 2026 8.59%

U.S. Treasury Bills, due Oct 13, 2026 8.51%

U.S. Treasury Bills, due Sep 29, 2026 6.82%

U.S. Treasury Bills, due Oct 27, 2026 6.76%

U.S. Treasury Bills, due Sep 1, 2026 6.63%

U.S. Treasury Bills, due Sep 15, 2026 6.04%

U.S. Treasury Bills, due Oct 29, 2026 5.18%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF SGOV iShares 0-3 Month Treasury Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Actively managed Tracks an index of 0-3 month T-bills

Total return, 1 year +0.5% +3.7%

Expense ratio 0.40% 0.09%

Holdings 4690 22

Net assets, as of Oct 27, 2026 $16.8bn $117.0bn

BINC and SGOV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-EBA5629C56

BINC and SGOV do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and SGOV follows ICE 0-3 Month US Treasury Securities Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Aug 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and SGOV +3.7% with distributions reinvested, a gap of 3.2 points.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

SGOV

SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.

Questions people ask

Which returned more over the last year, BINC or SGOV?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and SGOV +3.7%.
Which is cheaper, BINC or SGOV?: SGOV is cheaper, by 0.31 percentage points a year. That is about $31 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs SHV BINC vs PULS BINC vs BOXX BINC vs VBIL SCHO vs SGOV IEI vs SGOV SGOV vs USFR SCHP vs SGOV

Where to next

BINC on its own →SGOV on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →SGOV dividend history →SGOV holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

SGOV filings on SEC EDGAR ↗

SGOV prospectus with the expense ratio (SEC) ↗

iShares page for SGOV ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against SGOV, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-sgov

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.