Which returned more over the last year, AGG or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHP −0.8%.

Which is cheaper, AGG or SCHP?

Neither: AGG and SCHP both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs SCHP: Differences, Returns & Fees

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AGG's duration was 5.8 years on Aug 31, 2026 and SCHP's 6.3 on Jun 30, 2026; both charge 0.03%.

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Net assets: $139.4bn on Oct 27, 2026 for iShares Core U.S. Aggregate Bond ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

AGG on its own →SCHP on its own →

At a glance

−1.4%

AGG total return, 1 year

−0.8%

SCHP total return, 1 year

0.03%

AGG expense ratio

0.03%

SCHP expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 0.6 points.

Points (pts) are percentage points.

AGG vs SCHP: Differences, Returns & Fees
Measure	AGG	SCHP
Return
Measure	AGG	SCHP
Total return, 1 year	−1.4%	−0.8%
Drawdown
Measure	AGG	SCHP
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	SCHP
What it tracks	Bloomberg U.S. Aggregate Bond Index	US TIPS
Cost and size
Measure	AGG	SCHP
Expense ratio	0.03%	0.03%
Net assets, AGG as of Oct 27, 2026 and SCHP as of Jun 30, 2026	$139.4bn	$16.5bn
Holdings
Measure	AGG	SCHP
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, AGG and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG SCHP

Only in one fund ↓

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.41%

U.S. Treasury Notes, due Nov 15, 2034 0.40%

U.S. Treasury Notes, due Feb 28, 2030 0.40%

U.S. Treasury Notes, due May 15, 2034 0.40%

U.S. Treasury Notes, due Aug 15, 2034 0.39%

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2033 0.38%

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF SCHP Schwab U.S. TIPS ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Schwab

What it is Tracks an index of US aggregate bonds Tracks an index of US TIPS

Total return, 1 year −1.4% −0.8%

Its benchmark over the same days −1.3% (SCHZ) −1.4% (AGG)

Gap to its benchmark −0.1 pts vs SCHZ +0.6 pts vs AGG

Expense ratio 0.03% 0.03%

Holdings 13469 48

Net assets, AGG as of Oct 27, 2026 and SCHP as of Jun 30, 2026 $139.4bn $16.5bn

AGG and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index.

Questions people ask

Which returned more over the last year, AGG or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and SCHP −0.8%.
Which is cheaper, AGG or SCHP?: Neither: AGG and SCHP both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs TIP AGG vs BINC AGG vs IEI AGG vs HYG BND vs SCHP SCHP vs SGOV BNDX vs SCHP SCHP vs VCIT

Where to next

AGG on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

AGG filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-schp

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.