Which returned more over the last year, SCHP or VCIT?

In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VCIT −1.8%.

Which is cheaper, SCHP or VCIT?

Neither: SCHP and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHP vs VCIT: Differences, Returns & Fees

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SCHP's duration was 6.3 years on Jun 30, 2026 and VCIT's 6.0 on May 31, 2026; both charge 0.03%.

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Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $66.6bn on Sep 30, 2026 for Vanguard Intermediate-Term Corporate Bond ETF.

SCHP on its own →VCIT on its own →

At a glance

−0.8%

SCHP total return, 1 year

−1.8%

VCIT total return, 1 year

0.03%

SCHP expense ratio

0.03%

VCIT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 1.0 point.

Points (pts) are percentage points.

SCHP vs VCIT: Differences, Returns & Fees
Measure	SCHP	VCIT
Return
Measure	SCHP	VCIT
Total return, 1 year	−0.8%	−1.8%
Drawdown
Measure	SCHP	VCIT
Below its high		3.2%, high on Feb 27, 2026
Benchmark
Measure	SCHP	VCIT
What it tracks	US TIPS	Bloomberg U.S. 5-10 Year Corporate Bond Index
Cost and size
Measure	SCHP	VCIT
Expense ratio	0.03%	0.03%
Net assets, SCHP as of Jun 30, 2026 and VCIT as of Sep 30, 2026	$16.5bn	$66.6bn
Holdings
Measure	SCHP	VCIT
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

What they share

By the books each fund has filed, SCHP and VCIT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHP VCIT

Only in one fund ↓

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Only in VCIT

AMAZON.COM INC, due Mar 13, 2036 0.30%

BOEING CO/THE, due May 1, 2034 0.28%

META PLATFORMS, due Nov 15, 2035 0.27%

BANK OF AMER CRP, due Jul 22, 2033 0.27%

PFIZER INVSTMNT, due May 19, 2033 0.27%

ORACLE CORP, due Feb 4, 2036 0.27%

ANHEUSER-BUSCH, due Feb 1, 2036 0.27%

JPMORGAN CHASE, due Jul 25, 2033 0.25%

Check overlap with more funds →

Side by side

SCHP Schwab U.S. TIPS ETF VCIT Vanguard Intermediate-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index of US TIPS Tracks an index of Intermediate-Term Corporate Bond

Total return, 1 year −0.8% −1.8%

Its benchmark over the same days −1.4% (AGG) −1.8% (SCHI)

Gap to its benchmark +0.6 pts vs AGG 0.0 pts vs SCHI

Expense ratio 0.03% 0.03%

Holdings 48 2340

Net assets, SCHP as of Jun 30, 2026 and VCIT as of Sep 30, 2026 $16.5bn $66.6bn

SCHP and VCIT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

VCIT

VCIT tracks an index of Intermediate-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −1.8% with distributions reinvested, against −1.8% for its benchmark, the Bloomberg U.S. 5-10 Year Corporate Bond Index. It sat 3.2% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHP or VCIT?: In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VCIT −1.8%.
Which is cheaper, SCHP or VCIT?: Neither: SCHP and VCIT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

LQD vs SCHP IGIB vs SCHP BNDX vs SCHP SCHP vs TLT TIP vs VCIT BINC vs VCIT IEI vs VCIT VCIT vs VTIP

Where to next

SCHP on its own →VCIT on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →VCIT dividend history →VCIT holdings →Standards and sources →

Sources and dates

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VCIT filings on SEC EDGAR ↗

VCIT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCIT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHP against VCIT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-vcit

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.