Which returned more over the last year, BNDX or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, BNDX returned −0.9% and SCHP −0.8%.

Which is cheaper, BNDX or SCHP?

SCHP is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BNDX vs SCHP: Differences, Returns & Fees

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BNDX's duration was 6.5 years on Jul 31, 2026 and SCHP's 6.3 on Jun 30, 2026; SCHP charges 0.03% to BNDX's 0.07%.

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Net assets: $82.9bn on Sep 30, 2026 for Vanguard Total International Bond ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

BNDX on its own →SCHP on its own →

At a glance

−0.9%

BNDX total return, 1 year

−0.8%

SCHP total return, 1 year

0.07%

BNDX expense ratio

0.03%

SCHP expense ratio

Pair scorecard

SCHP costs 0.04 points a year less; their one-year returns differ by 0.1 points.

BNDX vs SCHP: Differences, Returns & Fees
Measure	BNDX	SCHP
Return
Measure	BNDX	SCHP
Total return, 1 year	−0.9%	−0.8%
Benchmark
Measure	BNDX	SCHP
What it tracks	Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged)	US TIPS
Cost and size
Measure	BNDX	SCHP
Expense ratio	0.07%	0.03%
Net assets, BNDX as of Sep 30, 2026 and SCHP as of Jun 30, 2026	$82.9bn	$16.5bn
Holdings
Measure	BNDX	SCHP
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

Risk and return

Jun 14, 2013 to Oct 23, 2026 · 697 weekly returns

BNDX SCHP

Return

Total return edge BNDX (slight) +35.1% +32.1%

Annualized edge BNDX (slight) +2.3% +2.1%

Price return edge BNDX −5.5% −6.9%

Risk

Volatility edge BNDX 3.8% 5.5%

Max drawdown edge SCHP −16.0% −14.0%

Risk-adjusted

Sharpe edge BNDX 0.11 0.06

Sortino edge BNDX 0.15 0.08

Calmar edge SCHP (slight) 0.14 0.15

Reading

BNDX returned slightly more: +35.1% to +32.1%. BNDX swung less: 3.8% to 5.5%. SCHP fell less at its worst: −14.0% to −16.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BNDX vs SCHP: Differences, Returns & Fees
Measure	BNDX	SCHP	Edge	How it is measured
Return
Total return	+35.1%	+32.1%	BNDX (slight)	Price change plus distributions, reinvested.
Annualized	+2.3%	+2.1%	BNDX (slight)	Total return as a yearly rate.
Price return	−5.5%	−6.9%	BNDX	Price change alone, distributions left out.
Risk
Volatility	3.8%	5.5%	BNDX	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.8%	4.2%	BNDX	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−16.0%	−14.0%	SCHP	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.11	0.06	BNDX	Return above Treasury bills per unit of volatility.
Sortino	0.15	0.08	BNDX	Return above Treasury bills per unit of downside deviation.
Calmar	0.14	0.15	SCHP (slight)	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 697 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BNDX and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BNDX SCHP

Only in one fund ↓

Only in BNDX

UK TSY GILT, due Mar 7, 2031 0.41%

FRANCE O.A.T., due Feb 25, 2031 0.37%

FRANCE O.A.T., due Feb 25, 2029 0.36%

UK TSY GILT, due Mar 7, 2030 0.36%

UK TSY GILT, due Mar 7, 2028 0.35%

UK TSY GILT, due Jul 22, 2029 0.34%

FRANCE O.A.T., due Nov 25, 2035 0.33%

FRANCE O.A.T., due Nov 25, 2032 0.33%

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Check overlap with more funds →

Side by side

BNDX Vanguard Total International Bond ETF SCHP Schwab U.S. TIPS ETF

Where it sits Bond ETF Bond ETF

Issuer Vanguard Schwab

What it is Tracks an index of Total International Bond Tracks an index of US TIPS

Total return, 1 year −0.9% −0.8%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured +0.6 pts vs AGG

Expense ratio 0.07% 0.03%

Holdings 6840 48

Net assets, BNDX as of Sep 30, 2026 and SCHP as of Jun 30, 2026 $82.9bn $16.5bn

BNDX and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-D9C1F24F3B

BNDX and SCHP do different jobs. What does each one do in a portfolio?

What each follows. BNDX follows Bloomberg Global Aggregate ex-USD Float Adjusted RIC Capped Index (USD Hedged) and SCHP follows US TIPS.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and Jun 30, 2026).
Number of holdings. BNDX holds 6,840 positions and SCHP holds 48.

Data as of Oct 28, 2026.

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About each fund

BNDX

BNDX tracks an index of Total International Bond. Over the year to Oct 28, 2026 it returned −0.9% with distributions reinvested. The prospectus expense ratio is 0.07% a year.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, BNDX or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, BNDX returned −0.9% and SCHP −0.8%.
Which is cheaper, BNDX or SCHP?: SCHP is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BNDX vs TIP BNDX vs IEI BNDX vs VTIP BNDX vs PFF SCHP vs VCIT IUSB vs SCHP SCHP vs TLT BSV vs SCHP

Where to next

BNDX on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →BNDX dividend history →BNDX holdings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

BNDX filings on SEC EDGAR ↗

BNDX prospectus with the expense ratio (SEC) ↗

Vanguard page for BNDX ↗

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BNDX against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/bndx-vs-schp

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.