Which returned more over the last year, IUSB or SCHP?

In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHP −0.8%.

Which is cheaper, IUSB or SCHP?

SCHP is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IUSB vs SCHP: Differences, Returns & Fees

Share on X Download as PDF

IUSB's duration was 5.5 years on Jul 31, 2026 and SCHP's 6.3 on Jun 30, 2026; SCHP charges 0.03% to IUSB's 0.06%.

askIQ about this page

askIQ about IUSB and SCHP

Net assets: $49.8bn on Oct 27, 2026 for iShares Core Universal USD Bond ETF, and $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF.

IUSB on its own →SCHP on its own →

At a glance

−1.2%

IUSB total return, 1 year

−0.8%

SCHP total return, 1 year

0.06%

IUSB expense ratio

0.03%

SCHP expense ratio

Pair scorecard

SCHP costs 0.03 points a year less; their one-year returns differ by 0.4 points.

IUSB vs SCHP: Differences, Returns & Fees
Measure	IUSB	SCHP
Return
Measure	IUSB	SCHP
Total return, 1 year	−1.2%	−0.8%
Benchmark
Measure	IUSB	SCHP
What it tracks	Bloomberg U.S. Universal Index	US TIPS
Cost and size
Measure	IUSB	SCHP
Expense ratio	0.06%	0.03%
Net assets, IUSB as of Oct 27, 2026 and SCHP as of Jun 30, 2026	$49.8bn	$16.5bn
Holdings
Measure	IUSB	SCHP
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026. Method

What they share

By the books each fund has filed, IUSB and SCHP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IUSB SCHP

Only in one fund ↓

Only in IUSB

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.41%

U.S. Treasury Notes, due Dec 31, 2029 0.37%

U.S. Treasury Notes, due May 15, 2036 0.37%

U.S. Treasury Notes, due Feb 15, 2034 0.36%

U.S. Treasury Notes, due Feb 15, 2035 0.35%

U.S. Treasury Notes, due Aug 15, 2035 0.34%

U.S. Treasury Notes, due May 15, 2034 0.34%

U.S. Treasury Notes, due Nov 15, 2034 0.34%

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Check overlap with more funds →

Side by side

IUSB iShares Core Universal USD Bond ETF SCHP Schwab U.S. TIPS ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Schwab

What it is Tracks an index of Universal USD Bond Tracks an index of US TIPS

Total return, 1 year −1.2% −0.8%

Its benchmark over the same days not measured −1.4% (AGG)

Gap to its benchmark not measured +0.6 pts vs AGG

Expense ratio 0.06% 0.03%

Holdings 18338 48

Net assets, IUSB as of Oct 27, 2026 and SCHP as of Jun 30, 2026 $49.8bn $16.5bn

IUSB and SCHP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, IUSB or SCHP?: In the year to Oct 28, 2026, with distributions reinvested, IUSB returned −1.2% and SCHP −0.8%.
Which is cheaper, IUSB or SCHP?: SCHP is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IUSB vs TIP BINC vs IUSB IUSB vs VTIP IUSB vs PFF BOND vs SCHP MBB vs SCHP JAAA vs SCHP SCHP vs SHY

Where to next

IUSB on its own →SCHP on its own →Hold both: look the portfolio through →Rankings →IUSB dividend history →IUSB holdings →SCHP dividend history →SCHP holdings →Standards and sources →

Sources and dates

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IUSB against SCHP, data as of Oct 28, 2026. https://etfiq.com/compare/any/iusb-vs-schp

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.