Which returned more over the last year, BINC or IUSB?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and IUSB −1.2%.

Which is cheaper, BINC or IUSB?

IUSB is cheaper, by 0.34 percentage points a year. That is about $34 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs IUSB: Differences, Returns & Fees

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On Jul 31, 2026 BINC's duration was 2.9 years and IUSB's 5.5; IUSB charges 0.06% to BINC's 0.40%.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $49.8bn for iShares Core Universal USD Bond ETF.

BINC on its own →IUSB on its own →

At a glance

+0.5%

BINC total return, 1 year

−1.2%

IUSB total return, 1 year

0.40%

BINC expense ratio

0.06%

IUSB expense ratio

Pair scorecard

IUSB costs 0.34 points a year less; their one-year returns differ by 1.7 points; IUSB is 3.0 times larger.

BINC vs IUSB: Differences, Returns & Fees
Measure	BINC	IUSB
Return
Measure	BINC	IUSB
Total return, 1 year	+0.5%	−1.2%
Benchmark
Measure	BINC	IUSB
What it tracks	No index, actively managed	Bloomberg U.S. Universal Index
Cost and size
Measure	BINC	IUSB
Expense ratio	0.40%	0.06%
Net assets, as of Oct 27, 2026	$16.8bn	$49.8bn
Holdings
Measure	BINC	IUSB
Holdings in common	4%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated Jul 31, 2026. Method

What they share

By the books each fund has filed, BINC and IUSB hold 4% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026.

50%

0 half 100%

half

4% in common

Positions both hold · largest shared weight first BINC IUSB

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 0.27% 0.31%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10% 0.22%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 0.80% 0.16%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57% 0.10%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35% 0.10%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83% 0.10%

Eagle Funding Luxco Sarl, due Aug 17, 2030 0.05% 0.03%

Petroleos Mexicanos, due Feb 16, 2032 0.06% 0.02%

PR RNO Property Owner 1 LLC, due May 1, 2031 0.06% 0.02%

Meridian Arc Holdco LLC, due Apr 30, 2031 0.07% 0.02%

EchoStar Corp, due Nov 30, 2029 0.03% 0.01%

Samarco Mineracao SA, due Jun 30, 2031 0.06% 0.01%

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Spain Government Bonds, due Apr 30, 2036 0.97%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 0.81%

Spain Government Bond, due May 31, 2031 0.77%

Morgan Stanley Finance LLC, due May 8, 2031 0.75%

Only in IUSB

Uniform Mortgage-Backed Securities, due Aug 25, 2056 0.41%

U.S. Treasury Notes, due Dec 31, 2029 0.37%

U.S. Treasury Notes, due May 15, 2036 0.37%

U.S. Treasury Notes, due Feb 15, 2034 0.36%

U.S. Treasury Notes, due Feb 15, 2035 0.35%

U.S. Treasury Notes, due Aug 15, 2035 0.34%

U.S. Treasury Notes, due May 15, 2034 0.34%

U.S. Treasury Notes, due Nov 15, 2034 0.34%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF IUSB iShares Core Universal USD Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Actively managed Tracks an index of Universal USD Bond

Total return, 1 year +0.5% −1.2%

Expense ratio 0.40% 0.06%

Holdings 4690 18338

Net assets, as of Oct 27, 2026 $16.8bn $49.8bn

BINC and IUSB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

IUSB

IUSB tracks an index of Universal USD Bond. Over the year to Oct 28, 2026 it returned −1.2% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, BINC or IUSB?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and IUSB −1.2%.
Which is cheaper, BINC or IUSB?: IUSB is cheaper, by 0.34 percentage points a year. That is about $34 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs BOND BINC vs JAAA BINC vs BNDX BINC vs IGSB IEI vs IUSB IUSB vs SCHP IUSB vs JCPB HYG vs IUSB

Where to next

BINC on its own →IUSB on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →IUSB dividend history →IUSB holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

IUSB filings on SEC EDGAR ↗

IUSB prospectus with the expense ratio (SEC) ↗

iShares page for IUSB ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against IUSB, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-iusb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.