Which returned more over the last year, AGG or TIP?

In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and TIP −1.0%.

Which is cheaper, AGG or TIP?

AGG is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

AGG vs TIP: Differences, Returns & Fees

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AGG's duration was 5.8 years on Aug 31, 2026 and TIP's 6.3 on Jul 31, 2026; AGG charges 0.03% to TIP's 0.18%.

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Net assets on Oct 27, 2026: $139.4bn for iShares Core U.S. Aggregate Bond ETF and $14.6bn for iShares TIPS Bond ETF.

AGG on its own →TIP on its own →

At a glance

−1.4%

AGG total return, 1 year

−1.0%

TIP total return, 1 year

0.03%

AGG expense ratio

0.18%

TIP expense ratio

Pair scorecard

AGG costs 0.15 points a year less; their one-year returns differ by 0.4 points; AGG is 9.5 times larger.

AGG vs TIP: Differences, Returns & Fees
Measure	AGG	TIP
Return
Measure	AGG	TIP
Total return, 1 year	−1.4%	−1.0%
Drawdown
Measure	AGG	TIP
Below its high	3.4%, high on Aug 4, 2020
Benchmark
Measure	AGG	TIP
What it tracks	Bloomberg U.S. Aggregate Bond Index	ICE U.S. Treasury Inflation Linked Bond Index
Cost and size
Measure	AGG	TIP
Expense ratio	0.03%	0.18%
Net assets, as of Oct 27, 2026	$139.4bn	$14.6bn
Holdings
Measure	AGG	TIP
Holdings in common	0%

Holdings in common uses holdings dated Jul 31, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, AGG and TIP hold 0% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AGG TIP

Only in one fund ↓

Only in AGG

U.S. Treasury Notes, due Feb 15, 2035 0.41%

U.S. Treasury Notes, due Nov 15, 2034 0.40%

U.S. Treasury Notes, due Feb 28, 2030 0.40%

U.S. Treasury Notes, due May 15, 2034 0.40%

U.S. Treasury Notes, due Aug 15, 2034 0.39%

U.S. Treasury Notes, due Feb 15, 2036 0.39%

U.S. Treasury Notes, due May 15, 2035 0.39%

U.S. Treasury Notes, due Nov 15, 2033 0.38%

Only in TIP

U.S. Treasury Inflation Linked Notes, due Jul 15, 2035 3.99%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2035 3.94%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2036 3.92%

U.S. Treasury Inflation Linked Notes, due Jul 15, 2034 3.71%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2034 3.55%

U.S. Treasury Inflation Linked Notes, due Oct 15, 2030 3.37%

U.S. Treasury Inflation Linked Notes, due Apr 15, 2030 3.32%

U.S. Treasury Inflation Linked Notes, due Jan 15, 2033 3.31%

Check overlap with more funds →

Side by side

AGG iShares Core U.S. Aggregate Bond ETF TIP iShares TIPS Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares iShares

What it is Tracks an index of US aggregate bonds Tracks an index of TIPS Bond

Total return, 1 year −1.4% −1.0%

Its benchmark over the same days −1.3% (SCHZ) −0.8% (VTP)

Gap to its benchmark −0.1 pts vs SCHZ −0.2 pts vs VTP

Expense ratio 0.03% 0.18%

Holdings 13469 48

Net assets, as of Oct 27, 2026 $139.4bn $14.6bn

AGG and TIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AGG

AGG tracks an index of US aggregate bonds. Over the year to Oct 28, 2026 it returned −1.4% with distributions reinvested, against −1.3% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Aug 4, 2020 on Oct 28, 2026.

TIP

TIP tracks an index of TIPS Bond. Over the year to Oct 28, 2026 it returned −1.0% with distributions reinvested, against −0.8% for its benchmark, the ICE U.S. Treasury Inflation Linked Bond Index. The prospectus expense ratio is 0.18% a year.

Questions people ask

Which returned more over the last year, AGG or TIP?: In the year to Oct 28, 2026, with distributions reinvested, AGG returned −1.4% and TIP −1.0%.
Which is cheaper, AGG or TIP?: AGG is cheaper, by 0.15 percentage points a year. That is about $15 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs SCHP AGG vs VGLT AGG vs VTIP AGG vs SHY BND vs TIP SGOV vs TIP BNDX vs TIP TIP vs VCIT

Where to next

AGG on its own →TIP on its own →Hold both: look the portfolio through →Rankings →AGG dividend history →AGG holdings →TIP dividend history →TIP holdings →Standards and sources →

Sources and dates

AGG and TIP filings on SEC EDGAR ↗

AGG prospectus with the expense ratio (SEC) ↗

iShares page for AGG ↗

TIP prospectus with the expense ratio (SEC) ↗

iShares page for TIP ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AGG against TIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/agg-vs-tip

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.