Data as of Oct 28, 2026.
SGOV vs VTIP: Differences, Returns & Fees
SGOV's duration was 0.1 years on Aug 31, 2026 and VTIP's 2.3 on Jun 30, 2026; VTIP charges 0.03% to SGOV's 0.09%.
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Net assets: $117.0bn on Oct 27, 2026 for iShares 0-3 Month Treasury Bond ETF, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.
Pair scorecard
VTIP costs 0.06 points a year less; their one-year returns differ by 1.5 points; SGOV is 5.4 times larger.
| Measure | SGOV | VTIP |
|---|---|---|
| Return | ||
| Total return, 1 year | +3.7% | +2.2% |
| Benchmark | ||
| What it tracks | ICE 0-3 Month US Treasury Securities Index | Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index |
| Cost and size | ||
| Expense ratio | 0.09% | 0.03% |
| Net assets, as of Sep 30, 2026 | $112.3bn | $20.9bn |
| Holdings | ||
| Holdings in common | 0% | |
Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method
Risk and return
Jun 5, 2020 to Oct 23, 2026 · 333 weekly returnsVTIP returned more: +25.6% to +20.8%. SGOV swung less: 0.3% to 2.4%. SGOV fell less at its worst: 0.0% to −5.5%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SGOV | VTIP | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +20.8% | +25.6% | VTIP | Price change plus distributions, reinvested. |
| Annualized | +3.0% | +3.6% | VTIP | Total return as a yearly rate. |
| Price return | +0.6% | −2.2% | SGOV | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 0.3% | 2.4% | SGOV | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 0.2% | 1.8% | SGOV | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | 0.0% | −5.5% | SGOV | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | −0.46 | 0.21 | VTIP | Return above Treasury bills per unit of volatility. |
| Sortino | −0.57 | 0.29 | VTIP | Return above Treasury bills per unit of downside deviation. |
| Calmar | Not measured | 0.66 | Annualized return divided by the max drawdown. | |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 333 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SGOV and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
0% in common
Only in one fund ↓
Side by side
SGOV and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SGOV and VTIP do different jobs. What does each one do in a portfolio?
- What each follows. SGOV follows ICE 0-3 Month US Treasury Securities Index and VTIP follows Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index.
- Holdings in common. 0% of the weight is in the same securities (holdings dated Aug 31, 2026 and Jun 30, 2026).
- Size. SGOV has $112.3bn in net assets and VTIP $20.9bn (net assets, as of Sep 30, 2026); SGOV is 5.4 times larger.
Data as of Oct 28, 2026.
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SGOV
SGOV tracks an index of 0-3 month T-bills. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.09% a year.
VTIP
VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested. The prospectus expense ratio is 0.03% a year.
Questions people ask
- Which returned more over the last year, SGOV or VTIP?
- In the year to Oct 28, 2026, with distributions reinvested, SGOV returned +3.7% and VTIP +2.2%.
- Which is cheaper, SGOV or VTIP?
- VTIP is cheaper, by 0.06 percentage points a year. That is about $6 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SGOV against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/sgov-vs-vtip
ETFIQ. (Oct 28, 2026). SGOV against VTIP. Retrieved from https://etfiq.com/compare/any/sgov-vs-vtip
[SGOV against VTIP (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/sgov-vs-vtip)
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