Do BPAY and LATR hold the same stocks?

By their latest filings, 26% of their books are the same securities at the same weight, which is a meaningful overlap. Overlap is the sum of the smaller weight of every security they share.

Which is more different from the S&P 500, BPAY or LATR?

BPAY has 32% of its weight in S&P 500 names and LATR has 36%, so LATR differs more from the index.

Which is cheaper, BPAY or LATR?

BPAY charges 0.55% a year and LATR charges 0.35%, so LATR is cheaper. Fees come from each fund's prospectus.

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BPAY vs LATR: which is really different?

BPAY and LATR hold 26% of their weight in the same names. iShares FinTech Active ETF and Corgi Buy Now Pay Later ETF.

32.4%

BPAY in the S&P 500

36.3%

LATR in the S&P 500

−18.4%

BPAY total return, 1 year

+4.0%

LATR total return, since launch

BPAY · 1 year to Sep 30, 202668% of its weight is outside the S&P 500

32% of BPAY's weight is in S&P 500 companies and 68% is outside the index

LATR · 3 months to Sep 30, 202664% of its weight is outside the S&P 500

36% of LATR's weight is in S&P 500 companies and 64% is outside the index

ETFIQ Off-Index Score · LATR scores higherHow much of it is not the index it is sold as an alternative to?

BPAY 43.7

LATR 54.1

0.1, the lowest in this set92.0, the highest

A percentile among the 375 thematic ETFs with a holdings filing. It is a position in a set, not a rating, and neither end of it is a recommendation. All thematic ETFs ranked by it → How it is computed →

What they hold in common

By the books each fund has filed, BPAY and LATR hold 26% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 29, 2026 and Sep 30, 2026.

50%

half

26% in common

Positions both hold, largest shared weight first

Holding BPAY LATR

JSC KASPI KZ GLOBAL SPONSORED ADS 4.14% 4.06%

BLOCK CLASS A 4.02% 4.62%

SEA ADS REPRESENTING LTD CLASS A 3.36% 5.51%

VISA CLASS A 3.27% 11.56%

MASTERCARD CLASS A 3.16% 11.14%

KLARNA GROUP PLC 2.47% 3.78%

SEZZLE INC 1.96% 4.50%

PAGAYA TECHNOLOGIES CLASS A 1.85% 2.33%

AFFIRM HOLDINGS CLASS A 1.79% 5.22%

Only in BPAY

BLK CSH FND TREASURY SL AGENCY 5.62%

GLOBAL PAYMENTS INC 4.91%

ROBINHOOD MARKETS CLASS A 4.87%

CHIME FINANCIAL CLASS A 4.53%

CAPITAL ONE FINANCIAL CORP 4.21%

FIDELITY NATIONAL INFORMATION SERV 3.56%

USD CASH 3.07%

NEXI 2.98%

Only in LATR

Shopify Inc 5.71%

Bread Financial Holdings Inc 4.53%

Synchrony Financial 4.51%

PayPal Holdings Inc 4.46%

NU Holdings Ltd/Cayman Islands 4.22%

MercadoLibre Inc 4.07%

Marqeta Inc 3.62%

First American Government Obligations Fund 12/01/2031 3.52%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed.

26% of the two portfolios are the same securities at the same weight.

Performance, window by window

	Total return		vs the S&P 500		vs the Nasdaq-100
Window	BPAY	LATR	BPAY	LATR	BPAY	LATR
3 months	−6.8%	−8.2%	−9.3 pts	−10.7 pts	−8.9 pts	−10.3 pts
6 months	+11.8%	not published	−5.2 pts	not published	−15.1 pts	not published
1 year	−18.4%	not published	−34.1 pts	not published	−42.1 pts	not published
3 years	+32.1%	not published	−52.9 pts	not published	−77.9 pts	not published
Since launch BPAY Aug 2022 · LATR May 2026	+9.6%	+4.0%	−79.0 pts	−0.5 pts	−120.9 pts	−2.5 pts

BPAY and LATR over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →

On the same fields

BPAY

iShares FinTech Active ETF · Holds 39 stocks in fintech and digital payments, 32% of its weight in S&P 500 companies

LATR

Corgi Buy Now Pay Later ETF · Holds 22 stocks in fintech and digital payments, 36% of its weight in S&P 500 companies

Issuer iShares Corgi

Theme Fintech and digital payments Fintech and digital payments

In the S&P 500 32.4% 36.3%

Active share vs the S&P 500 97.5% 98.3%

In the Nasdaq-100 1.5% 14.2%

Holdings 39 22

Top ten, share of the fund 42.5% 61.7%

Expense ratio 0.55% 0.35%

Fee for the differing part 0.56% 0.36%

Total return, 1 year −18.4% +4.0% (since launch on May 6, 2026)

vs the S&P 500 −34.1 pts −0.5 pts

vs the Nasdaq-100 −42.1 pts −2.5 pts

Below its high −23.2% −12.8%

Net assets $9m $891,314

BPAY and LATR on the same fields, as of Sep 30, 2026. Source: ETFIQ.

BPAY in plain words

By weight, 32% of BPAY's portfolio is stocks that are also in the S&P 500; its active share against the S&P 500 is 98%. The top ten holdings are 42% of the fund across 39 positions, as published by its issuer for Sep 29, 2026. Over the year to Sep 30, 2026 the fund returned −18.4% with distributions reinvested against +15.7% for the S&P 500, so a holder was behind by 34.1 pts. It sits 23.2% below its all-time high of Jul 25, 2025.

LATR in plain words

By weight, 36% of LATR's portfolio is stocks that are also in the S&P 500; its active share against the S&P 500 is 98%. The top ten holdings are 62% of the fund across 22 positions, as published by its issuer for Sep 30, 2026. Since it launched on May 6, 2026 the fund returned +4.0% with distributions reinvested against +4.5% for the S&P 500, so a holder was about even. It sits 12.8% below its all-time high of Aug 5, 2026.

Questions people ask

Do BPAY and LATR hold the same stocks?: By their latest filings, 26% of their books are the same securities at the same weight, which is a meaningful overlap. Overlap is the sum of the smaller weight of every security they share.
Which is more different from the S&P 500, BPAY or LATR?: BPAY has 32% of its weight in S&P 500 names and LATR has 36%, so LATR differs more from the index.
Which is cheaper, BPAY or LATR?: BPAY charges 0.55% a year and LATR charges 0.35%, so LATR is cheaper. Fees come from each fund's prospectus.

Other comparisons

BPAY vs FINX BPAY vs IPAY BPAY vs KYC BPAY vs ARKF LATR vs FINX LATR vs IPAY LATR vs KYC LATR vs ARKF

BPAY on its own →LATR on its own →How every figure is computed →Standards and sources →

Where these figures came from

BPAY filings on SEC EDGAR ↗BPAY prospectus with the expense ratio (SEC) ↗iShares page for BPAY ↗LATR filings on SEC EDGAR ↗LATR prospectus with the expense ratio (SEC) ↗Corgi website ↗

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.

Cite this page

ETFIQ, BPAY against LATR, data as of Sep 30, 2026. https://etfiq.com/compare/themes/bpay-vs-latr

Open data

Free to use with attribution. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.