Do BPAY and FINX hold the same stocks?

By their latest filings, 28% of their books are the same securities at the same weight, which is a meaningful overlap. Overlap is the sum of the smaller weight of every security they share.

Which is more different from the S&P 500, BPAY or FINX?

BPAY has 32% of its weight in S&P 500 names and FINX has 33%, so FINX differs more from the index.

Which is cheaper, BPAY or FINX?

BPAY charges 0.55% a year and FINX charges 0.68%, so BPAY is cheaper. Fees come from each fund's prospectus.

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BPAY vs FINX: which is really different?

BPAY and FINX hold 28% of their weight in the same names, and BPAY returned −18.4% over the year. iShares FinTech Active ETF and Global X FinTech ETF.

32.4%

BPAY in the S&P 500

33.1%

FINX in the S&P 500

−18.4%

BPAY total return, 1 year

−27.1%

FINX total return, 1 year

BPAY · 1 year to Sep 30, 202668% of its weight is outside the S&P 500

32% of BPAY's weight is in S&P 500 companies and 68% is outside the index

FINX · 1 year to Sep 30, 202667% of its weight is outside the S&P 500

33% of FINX's weight is in S&P 500 companies and 67% is outside the index

ETFIQ Off-Index Score · FINX scores higherHow much of it is not the index it is sold as an alternative to?

BPAY 43.7

FINX 71.7

0.1, the lowest in this set92.0, the highest

A percentile among the 375 thematic ETFs with a holdings filing. It is a position in a set, not a rating, and neither end of it is a recommendation. All thematic ETFs ranked by it → How it is computed →

What they hold in common

By the books each fund has filed, BPAY and FINX hold 28% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 29, 2026 and Sep 30, 2026.

50%

half

28% in common

Positions both hold, largest shared weight first

Holding BPAY FINX

ROBINHOOD MARKETS CLASS A 4.87% 8.56%

GLOBAL PAYMENTS INC 4.91% 4.25%

BLOCK CLASS A 4.02% 6.67%

FIDELITY NATIONAL INFORMATION SERV 3.56% 2.98%

AFFIRM HOLDINGS CLASS A 1.79% 3.76%

FISERV INC 1.46% 4.33%

KLARNA GROUP PLC 2.47% 0.87%

GALAXY DIGITAL INC CLASS A 2.14% 0.81%

SEZZLE INC 1.96% 0.68%

SHIFT4 PAYMENTS CLASS A 2.53% 0.55%

HAPPEN 2.51% 0.32%

ETORO GROUP CLASS A 2.78% 0.23%

Only in BPAY

BLK CSH FND TREASURY SL AGENCY 5.62%

CHIME FINANCIAL CLASS A 4.53%

CAPITAL ONE FINANCIAL CORP 4.21%

JSC KASPI KZ GLOBAL SPONSORED ADS 4.14%

SEA ADS REPRESENTING LTD CLASS A 3.36%

VISA CLASS A 3.27%

MASTERCARD CLASS A 3.16%

USD CASH 3.07%

Only in FINX

PAYPAL HOLDINGS INC 6.74%

COINBASE GLOBAL INC -CLASS A 5.55%

ADYEN NV 4.24%

SOFI TECHNOLOGIES INC 3.72%

INTUIT INC 3.61%

SS&C TECHNOLOGIES HOLDINGS 3.45%

CIRCLE INTERNET GROUP INC 3.31%

TOAST INC-CLASS A 2.82%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed.

28% of the two portfolios are the same securities at the same weight.

Performance, window by window

	Total return		vs the S&P 500		vs the Nasdaq-100
Window	BPAY	FINX	BPAY	FINX	BPAY	FINX
3 months	−6.8%	−4.2%	−9.3 pts	−6.7 pts	−8.9 pts	−6.3 pts
6 months	+11.8%	+6.1%	−5.2 pts	−10.8 pts	−15.1 pts	−20.7 pts
1 year	−18.4%	−27.1%	−34.1 pts	−42.8 pts	−42.1 pts	−50.9 pts
3 years	+32.1%	+22.3%	−52.9 pts	−62.7 pts	−77.9 pts	−87.7 pts
Since launch BPAY Aug 2022 · FINX Sep 2016	+9.6%	+75.0%	−79.0 pts	−246.2 pts	−120.9 pts	−514.3 pts

BPAY and FINX over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →

On the same fields

BPAY

iShares FinTech Active ETF · Holds 39 stocks in fintech and digital payments, 32% of its weight in S&P 500 companies

FINX

Global X FinTech ETF · Holds 83 stocks in fintech and digital payments, 33% of its weight in S&P 500 companies

Issuer iShares Global X

Theme Fintech and digital payments Fintech and digital payments

In the S&P 500 32.4% 33.1%

Active share vs the S&P 500 97.5% 99.6%

In the Nasdaq-100 1.5% 10.4%

Holdings 39 83

Top ten, share of the fund 42.5% 51.4%

Expense ratio 0.55% 0.68%

Fee for the differing part 0.56% 0.68%

Total return, 1 year −18.4% −27.1%

vs the S&P 500 −34.1 pts −42.8 pts

vs the Nasdaq-100 −42.1 pts −50.9 pts

Below its high −23.2% −50.6%

Net assets $9m $155m

BPAY and FINX on the same fields, as of Sep 30, 2026. Source: ETFIQ.

BPAY in plain words

By weight, 32% of BPAY's portfolio is stocks that are also in the S&P 500; its active share against the S&P 500 is 98%. The top ten holdings are 42% of the fund across 39 positions, as published by its issuer for Sep 29, 2026. Over the year to Sep 30, 2026 the fund returned −18.4% with distributions reinvested against +15.7% for the S&P 500, so a holder was behind by 34.1 pts. It sits 23.2% below its all-time high of Jul 25, 2025.

FINX in plain words

By weight, 33% of FINX's portfolio is stocks that are also in the S&P 500; its active share against the S&P 500 is 100%. The top ten holdings are 51% of the fund across 83 positions, as published by its issuer for Sep 30, 2026. Over the year to Sep 30, 2026 the fund returned −27.1% with distributions reinvested against +15.7% for the S&P 500, so a holder was behind by 42.8 pts. It sits 50.6% below its all-time high of Oct 25, 2021.

Questions people ask

Do BPAY and FINX hold the same stocks?: By their latest filings, 28% of their books are the same securities at the same weight, which is a meaningful overlap. Overlap is the sum of the smaller weight of every security they share.
Which is more different from the S&P 500, BPAY or FINX?: BPAY has 32% of its weight in S&P 500 names and FINX has 33%, so FINX differs more from the index.
Which is cheaper, BPAY or FINX?: BPAY charges 0.55% a year and FINX charges 0.68%, so BPAY is cheaper. Fees come from each fund's prospectus.

Other comparisons

BPAY vs IPAY BPAY vs KYC BPAY vs LATR BPAY vs ARKF FINX vs IPAY FINX vs KYC FINX vs LATR FINX vs ARKF

BPAY on its own →FINX on its own →How every figure is computed →Standards and sources →

Where these figures came from

BPAY filings on SEC EDGAR ↗BPAY prospectus with the expense ratio (SEC) ↗iShares page for BPAY ↗FINX filings on SEC EDGAR ↗FINX prospectus with the expense ratio (SEC) ↗Global X page for FINX ↗

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.

Cite this page

ETFIQ, BPAY against FINX, data as of Sep 30, 2026. https://etfiq.com/compare/themes/bpay-vs-finx

Open data

Free to use with attribution. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.