Which paid more, NDIV or XLSI?

Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting price in cash and XLSI paid 12.5%, so XLSI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, NDIV or XLSI?

With every distribution reinvested, NDIV returned +41.1% and XLSI +16.3% over the year to Nov 4, 2026.

Which is cheaper, NDIV or XLSI?

NDIV charges 0.59% a year and XLSI charges 0.35%, so XLSI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

NDIV vs XLSI: Dividend Yield & Total Return

Share on X Download as PDF

Over the year to Nov 4, 2026, XLSI paid 12.5% of its price in cash against NDIV’s 12.3%, though NDIV returned more with it reinvested.

askIQ about this page

askIQ about NDIV and XLSI

Net assets on Nov 3, 2026: $34m for Amplify Energy & Natural Resources Covered Call ETF and $25m for State Street Consumer Staples Select Sector SPDR Premium Income ETF.

NDIV on its own →XLSI on its own →

At a glance

12.3%

NDIV cash paid, 1 year

12.5%

XLSI cash paid, 1 year

+41.1%

NDIV total return, 1 year

+16.3%

XLSI total return, 1 year

NDIV · 1 year to Nov 4, 2026 Not measured

NDIV

+41.1%

none

Not measured

NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

NDIV

+41.1%

12.3% as cash

Total return, distributions reinvested

Not measured

NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

NDIV

+41.1%

12.3% of it arrived as cash. Total return, distributions reinvested. NDIV over 1 year: paid 12.3%, price +28.1%, total +41.1%, not measured against a benchmark. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLSI · 1 year to Nov 4, 2026 8 pts behind XLP

XLSI

+16.3%

XLP

+24.3%

8 pts behind XLP

XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

XLP

+24.3%

XLSI

+16.3%

12.5% as cash

8 pts behind XLP

Total return, distributions reinvested

8 pts behind XLP

XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

XLP

+24.3%

XLSI

+16.3%

8 pts behind XLP

12.5% of it arrived as cash. Both charts share one scale, 0 to +41.1%. XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

Both charts share one scale, 0 to +41.1%. Data to Nov 4, 2026.

Pair scorecard

XLSI costs 0.24 points a year less; their one-year returns differ by 24.8 points; NDIV is 1.4 times larger.

Points (pts) are percentage points.

NDIV vs XLSI: Dividend Yield & Total Return
Measure	NDIV	XLSI
Paid and earned
Measure	NDIV	XLSI
Total return, 1 year	+41.1%	+16.3%
Price change, 1 year	rose 28.1%	rose 2.7%
Return of capital, issuer estimate	96% of the Oct 30, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	NDIV	XLSI
Benchmark	its own stocks	State Street Consumer Staples Select Sector SPDR ETF, measured through XLP
Against its benchmark, same days		behind by 8.0 pts
Cost and size
Measure	NDIV	XLSI
Expense ratio	0.59%	0.35%
Net assets, as of Nov 3, 2026	$34m	$25m
Holdings
Measure	NDIV	XLSI
Holdings in common	0%

Method

Risk and return

Aug 8, 2025 to Oct 30, 2026 · 64 weekly returns

NDIV XLSI

Return

Total return edge NDIV +42.9% +9.1%

Annualized edge NDIV +33.6% +7.3%

Price return edge NDIV +28.0% −5.9%

Risk

Volatility edge XLSI 18.5% 9.8%

Max drawdown edge XLSI −10.1% −7.9%

Risk-adjusted

Sharpe edge NDIV 1.45 0.38

Sortino edge NDIV 2.19 0.53

Calmar edge NDIV 3.33 0.93

Reading

From Aug 2025 to Oct 2026, NDIV returned more: +42.9% to +9.1%. XLSI swung less: 9.8% to 18.5%. XLSI fell less at its worst: −7.9% to −10.1%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: NDIV vs XLSI: Dividend Yield & Total Return
Measure	NDIV	XLSI	Edge	How it is measured
Return
Total return	+42.9%	+9.1%	NDIV	Price change plus distributions, reinvested.
Annualized	+33.6%	+7.3%	NDIV	Total return as a yearly rate.
Price return	+28.0%	−5.9%	NDIV	Price change alone, distributions left out.
Risk
Volatility	18.5%	9.8%	XLSI	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	12.3%	6.9%	XLSI	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−10.1%	−7.9%	XLSI	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	1.45	0.38	NDIV	Return above Treasury bills per unit of volatility.
Sortino	2.19	0.53	NDIV	Return above Treasury bills per unit of downside deviation.
Calmar	3.33	0.93	NDIV	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 64 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, NDIV and XLSI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first NDIV XLSI

Only in one fund ↓

Only in NDIV

Olin Corp 6.15%

Mosaic Co 5.84%

Dow Inc 5.83%

Eastman Chemical Co 5.46%

Enbridge Inc 5.30%

Sylvamo Corp 5.21%

South Bow Corp 5.19%

ONEOK Inc 5.00%

Only in XLSI

STATE STREET CONSUMER STAPLES 102.28%

STATE STREET CONSUMER STAPLES NOV26 93 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 88.5 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 91.5 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 92 CALL -0.03%

STATE STREET CONSUMER STAPLES NOV26 90 CALL -0.04%

STATE STREET CONSUMER STAPLES NOV26 88 CALL -2.19%

Check overlap with more funds →

Side by side

NDIV Amplify Energy & Natural Resources Covered Call ETF · Covered call on its own stocks, paying monthly XLSI State Street Consumer Staples Select Sector SPDR Premium Income ETF · Covered call on XLP, paying monthly

Issuer Amplify State Street

Strategy covered call covered call

Benchmark NDIV's own stocks, without the options (from its holdings of Nov 3, 2026) State Street Consumer Staples Select Sector SPDR ETF (XLP)

Pays monthly monthly

Payout rate, annualized 11.5% 10.8%

Expense ratio 0.59% 0.35%

Cash paid, 1 year 12.3% 12.5%

Price change, 1 year +28.1% +2.7%

Total return, 1 year +41.1% +16.3%

Benchmark return, 1 year not published +24.3%

Ahead or behind not available −8.0 pts

Return of capital, latest estimate 96% 100%

Age 4.2 years 1.3 years

Net assets, as of Nov 3, 2026 $34m $25m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: NDIV vs XLSI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	NDIV	XLSI	NDIV	XLSI	NDIV	XLSI
3 months	+5.0%	+5.1%	3.0%	3.0%	not measured	−3.3 pts
6 months	+0.8%	+8.5%	5.5%	6.2%	not measured	−2.1 pts
1 year	+41.1%	+16.3%	12.3%	12.5%	not measured	−8.1 pts
3 years	+54.0%	–	24.0%	–	not measured	–
Since launchNot the same days: NDIV Aug 2022 · XLSI Jul 2025	+74.7%	+12.1%	33.2%	14.9%	not measured	−6.1 pts

– means no data for this window. Open this comparison in the app →

Client brief:

The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.

Your saved page · Privacy.

Alert

About each fund

NDIV

No 1-year comparison: a quarter's holdings filing is missing from the year.

Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting value in cash distributions while its price rose 28.1%. With every distribution reinvested, the fund returned +41.1%. At its price on Nov 4, 2026 the latest distribution annualizes to 11.5%, paid monthly. Amplify estimates that 96% of the distribution paid Oct 30, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLSI

Over the year to Nov 4, 2026, XLSI paid 12.5% of its starting value in cash distributions while its price rose 2.7%. With every distribution reinvested, the fund returned +16.3%. State Street Consumer Staples Select Sector SPDR ETF (XLP) returned +24.3% over the same days, so a holder was behind by 8.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 10.8%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, NDIV or XLSI?: Over the year to Nov 4, 2026, NDIV paid 12.3% of its starting price in cash and XLSI paid 12.5%, so XLSI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, NDIV or XLSI?: With every distribution reinvested, NDIV returned +41.1% and XLSI +16.3% over the year to Nov 4, 2026.
Which is cheaper, NDIV or XLSI?: NDIV charges 0.59% a year and XLSI charges 0.35%, so XLSI is cheaper. Fees come from each fund's prospectus.

Other comparisons

NDIV vs XLKI NDIV vs XLII NDIV vs TYLG NDIV vs HAKY XLSI vs XLUI XLSI vs NUKX XLSI vs YRAM XLSI vs XLCI

Where to next

State Street Consumer Staples Select Sector SPDR ETF (XLP) →All income ETFs ranked by the Distribution Coverage Score →How the scores are computed →NDIV on its own →XLSI on its own →NDIV dividend history →NDIV holdings →XLSI dividend history →XLSI holdings →Method →Standards and sources →

Sources and dates

NDIV filings on SEC EDGAR ↗

NDIV prospectus with the expense ratio (SEC) ↗

NDIV 19a-1 distribution notice ↗

Amplify page for NDIV ↗

XLSI filings on SEC EDGAR ↗

XLSI prospectus with the expense ratio (SEC) ↗

XLSI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, NDIV against XLSI, data as of Nov 4, 2026. https://etfiq.com/compare/income/ndiv-vs-xlsi

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.