Which paid more, XLSI or XLUI?

Over the year to Nov 4, 2026, XLSI paid 12.5% of its starting price in cash and XLUI paid 14.1%, so XLUI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, XLSI or XLUI?

With every distribution reinvested, XLSI returned +16.3% and XLUI +5.6% over the year to Nov 4, 2026.

Which is cheaper, XLSI or XLUI?

XLSI and XLUI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

XLSI vs XLUI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XLUI paid 14.1% of its price in cash against XLSI’s 12.5%, though XLSI returned more with it reinvested.

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Net assets on Nov 3, 2026: $25m for State Street Consumer Staples Select Sector SPDR Premium Income ETF and $69m for State Street Utilities Select Sector SPDR Premium Income ETF.

XLSI on its own →XLUI on its own →

At a glance

12.5%

XLSI cash paid, 1 year

14.1%

XLUI cash paid, 1 year

+16.3%

XLSI total return, 1 year

+5.6%

XLUI total return, 1 year

XLSI · 1 year to Nov 4, 2026 8 pts behind XLP

XLSI

+16.3%

XLP

+24.3%

8 pts behind XLP

XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

XLP

+24.3%

XLSI

+16.3%

12.5% of it arrived as cash

8 pts behind XLP

Total return, distributions reinvested

8 pts behind XLP

XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

XLP

+24.3%

XLSI

+16.3%

8 pts behind XLP

12.5% of it arrived as cash. Total return, distributions reinvested. XLSI over 1 year: paid 12.5%, price +2.7%, total +16.3%, XLP +24.3%, −8.0 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLUI · 1 year to Nov 4, 2026 4.6 pts ahead of XLU

XLUI

+5.6%

XLU

+1.0%

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

14.1% as cash

4.6 pts ahead of XLU

Total return, distributions reinvested

4.6 pts ahead of XLU

XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

XLU

+1.0%

XLUI

+5.6%

4.6 pts ahead of XLU

14.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLUI over 1 year: paid 14.1%, price −8.9%, total +5.6%, XLU +1.0%, +4.6 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 10.7 points; XLUI is 2.8 times larger.

Points (pts) are percentage points.

XLSI vs XLUI: Dividend Yield & Total Return
Measure	XLSI	XLUI
Paid and earned
Measure	XLSI	XLUI
Total return, 1 year	+16.3%	+5.6%
Price change, 1 year	rose 2.7%	fell 8.9%
Return of capital, issuer estimate	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	XLSI	XLUI
Benchmark	State Street Consumer Staples Select Sector SPDR ETF, measured through XLP	Utilities sector, measured through XLU
Against its benchmark, same days	behind by 8.0 pts	ahead by 4.6 pts
Cost and size
Measure	XLSI	XLUI
Expense ratio	0.35%	0.35%
Net assets, as of Nov 3, 2026	$25m	$69m
Holdings
Measure	XLSI	XLUI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLSI scores higher How much of what it paid out did its total return cover?

IQ Income Score72.2XLSI33.2XLUI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

XLSI 72.2

XLUI 33.2

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, XLSI and XLUI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLSI XLUI

Only in one fund ↓

Only in XLSI

STATE STREET CONSUMER STAPLES 102.28%

STATE STREET CONSUMER STAPLES NOV26 93 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 88.5 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 91.5 CALL -0.02%

STATE STREET CONSUMER STAPLES NOV26 92 CALL -0.03%

STATE STREET CONSUMER STAPLES NOV26 90 CALL -0.04%

STATE STREET CONSUMER STAPLES NOV26 88 CALL -2.19%

Only in XLUI

STATE STREET UTILITIES SELECT 102.24%

STATE STREET UTILITIES SELECT NOV26 44.5 CALL -0.01%

STATE STREET UTILITIES SELECT NOV26 44 CALL -0.03%

STATE STREET UTILITIES SELECT NOV26 43.5 CALL -0.07%

STATE STREET UTILITIES SELECT NOV26 42.5 CALL -0.08%

STATE STREET UTILITIES SELECT NOV26 43 CALL -2.05%

Check overlap with more funds →

Side by side

XLSI State Street Consumer Staples Select Sector SPDR Premium Income ETF · Covered call on XLP, paying monthly XLUI State Street Utilities Select Sector SPDR Premium Income ETF · Covered call on XLU, paying monthly

Issuer State Street State Street

Strategy covered call covered call

Benchmark State Street Consumer Staples Select Sector SPDR ETF (XLP) Utilities sector (XLU)

Pays monthly monthly

Payout rate, annualized 10.8% 14.9%

Expense ratio 0.35% 0.35%

Cash paid, 1 year 12.5% 14.1%

Price change, 1 year +2.7% −8.9%

Total return, 1 year +16.3% +5.6%

Benchmark return, 1 year +24.3% +1.0%

Ahead or behind −8.0 pts +4.6 pts

Return of capital, latest estimate 100% 100%

Age 1.3 years 1.3 years

Net assets, as of Nov 3, 2026 $25m $69m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: XLSI vs XLUI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	XLSI	XLUI	XLSI	XLUI	XLSI	XLUI
3 months	+5.1%	+1.2%	3.0%	3.9%	−3.3 pts	+0.5 pts
6 months	+8.5%	−0.9%	6.2%	6.8%	−2.1 pts	+2.4 pts
1 year	+16.3%	+5.6%	12.5%	14.1%	−8.1 pts	+4.6 pts
Since launchXLSI Jul 2025 · XLUI Jul 2025	+12.1%	+8.1%	14.9%	17.5%	−6.1 pts	+2.1 pts

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Alert

About each fund

XLSI

Over the year to Nov 4, 2026, XLSI paid 12.5% of its starting value in cash distributions while its price rose 2.7%. With every distribution reinvested, the fund returned +16.3%. State Street Consumer Staples Select Sector SPDR ETF (XLP) returned +24.3% over the same days, so a holder was behind by 8.0 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 10.8%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLUI

Over the year to Nov 4, 2026, XLUI paid 14.1% of its starting value in cash distributions while its price fell 8.9%. With every distribution reinvested, the fund returned +5.6%. Utilities sector (XLU) returned +1.0% over the same days, so a holder was ahead by 4.6 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 14.9%, paid monthly.

Questions people ask

Which paid more, XLSI or XLUI?: Over the year to Nov 4, 2026, XLSI paid 12.5% of its starting price in cash and XLUI paid 14.1%, so XLUI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, XLSI or XLUI?: With every distribution reinvested, XLSI returned +16.3% and XLUI +5.6% over the year to Nov 4, 2026.
Which is cheaper, XLSI or XLUI?: XLSI and XLUI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

XLSI vs EIPI XLSI vs CHPY XLSI vs BIOY XLSI vs SOXY XLUI vs BIOY XLUI vs AIPI XLUI vs TDVI XLUI vs EIPI

Where to next

State Street Consumer Staples Select Sector SPDR ETF (XLP) →Utilities sector (XLU) →XLSI on its own →XLUI on its own →XLSI dividend history →XLSI holdings →XLUI dividend history →XLUI holdings →Method →Standards and sources →

Sources and dates

XLSI and XLUI filings on SEC EDGAR ↗

XLSI and XLUI prospectus with the expense ratio (SEC) ↗

XLSI 19a-1 distribution notice ↗

State Street website ↗

XLUI 19a-1 distribution notice ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, XLSI against XLUI, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlsi-vs-xlui

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.