Which paid more, CHPY or XLCI?

Over the year to Nov 4, 2026, CHPY paid 48.9% of its starting price in cash and XLCI paid 11.1%, so CHPY paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, CHPY or XLCI?

With every distribution reinvested, CHPY returned +44.3% and XLCI +0.7% over the year to Nov 4, 2026.

Which is cheaper, CHPY or XLCI?

CHPY charges 1.03% a year and XLCI charges 0.35%, so XLCI is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

CHPY vs XLCI: Dividend Yield & Total Return

Share on X Download as PDF

Over the year to Nov 4, 2026, CHPY paid 48.9% of its price in cash against XLCI’s 11.1%, and returned more with it reinvested.

askIQ about this page

askIQ about CHPY and XLCI

Net assets on Nov 3, 2026: $1.2bn for YieldMax Semiconductor Portfolio Option Income ETF and $3.4m for State Street Communication Services Select Sector SPDR Premium Income ETF.

CHPY on its own →XLCI on its own →

At a glance

48.9%

CHPY cash paid, 1 year

11.1%

XLCI cash paid, 1 year

+44.3%

CHPY total return, 1 year

+0.7%

XLCI total return, 1 year

CHPY · 1 year to Nov 4, 2026 29.5 pts ahead of SPY

CHPY

+44.3%

SPY

+14.8%

29.5 pts ahead of SPY

CHPY over 1 year: paid 48.9%, price −6.0%, total +44.3%, SPY +14.8%, +29.5 pts. Data to Nov 4, 2026.

SPY

+14.8%

CHPY

+44.3%

48.9% of it arrived as cash

29.5 pts ahead of SPY

Total return, distributions reinvested

29.5 pts ahead of SPY

CHPY over 1 year: paid 48.9%, price −6.0%, total +44.3%, SPY +14.8%, +29.5 pts. Data to Nov 4, 2026.

SPY

+14.8%

CHPY

+44.3%

48.9% as cash

29.5 pts ahead of SPY

48.9% of it arrived as cash. Total return, distributions reinvested. CHPY over 1 year: paid 48.9%, price −6.0%, total +44.3%, SPY +14.8%, +29.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLCI · 1 year to Nov 4, 2026 6.5 pts ahead of XLC

XLCI

+0.7%

XLC

−5.8%

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

Total return, distributions reinvested

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

11.1% of it arrived as cash. Both charts share one scale, with zero at the line. XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

XLCI costs 0.68 points a year less; their one-year returns differ by 43.6 points; CHPY is far larger, $1.2bn against $3.4m.

Points (pts) are percentage points.

CHPY vs XLCI: Dividend Yield & Total Return
Measure	CHPY	XLCI
Paid and earned
Measure	CHPY	XLCI
Total return, 1 year	+44.3%	+0.7%
Price change, 1 year	fell 6.0%	fell 10.0%
Return of capital, issuer estimate	99% of the Nov 5, 2026 payment	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	CHPY	XLCI
Benchmark	S&P 500, measured through SPY	Communication services, measured through XLC
Cost and size
Measure	CHPY	XLCI
Expense ratio	1.03%	0.35%
Net assets, as of Nov 3, 2026	$1.2bn	$3.4m
Holdings
Measure	CHPY	XLCI
Holdings in common	0%

ETFIQ Distribution Coverage Score · CHPY scores higher How much of what it paid out did its total return cover?

IQ Income Score51.2CHPY20.1XLCI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

CHPY 51.2

XLCI 20.1

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

What they share

By the books each fund has filed, CHPY and XLCI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026 and Nov 4, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first CHPY XLCI

Only in one fund ↓

Only in CHPY

NVIDIA Corp 6.83%

Advanced Micro Devices Inc 6.12%

Broadcom Inc 5.49%

Micron Technology Inc 4.65%

ASE Technology Holding Co Ltd 4.50%

Lam Research Corp 4.39%

MARVELL TECHNOLOGY INC 4.35%

ASML Holding NV 4.19%

Only in XLCI

STATE STREET COMMUNICATION SER 100.11%

STATE STREET COMMUNICATION SER NOV26 116 CALL -0.00%

STATE STREET COMMUNICATION SER NOV26 111 CALL -0.02%

STATE STREET COMMUNICATION SER NOV26 114 CALL -0.04%

STATE STREET COMMUNICATION SER NOV26 103 CALL -0.09%

Check overlap with more funds →

Side by side

CHPY YieldMax Semiconductor Portfolio Option Income ETF · Synthetic covered call on SPY, paying weekly XLCI State Street Communication Services Select Sector SPDR Premium Income ETF · Covered call on XLC, paying monthly

Issuer YieldMax State Street

Strategy synthetic covered call covered call

Benchmark S&P 500 (SPY) Communication services (XLC)

Pays weekly monthly

Payout rate, annualized 40.7% 13.7%

Expense ratio 1.03% 0.35%

Cash paid, 1 year 48.9% 11.1%

Price change, 1 year −6.0% −10.0%

Total return, 1 year +44.3% +0.7%

Benchmark return, 1 year +14.8% −5.8%

Ahead or behind +29.5 pts +6.5 pts

Return of capital, latest estimate 99% 100%

Age 1.6 years 1.3 years

Net assets, as of Nov 3, 2026 $1.2bn $3.4m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: CHPY vs XLCI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	CHPY	XLCI	CHPY	XLCI	CHPY	XLCI
3 months	−14.2%	−2.9%	9.9%	2.7%	−14.1 pts	+2.1 pts
6 months	−9.7%	−6.0%	20.6%	5.4%	−14.7 pts	+4.0 pts
1 year	+44.3%	+0.7%	48.9%	11.1%	+29.5 pts	+6.6 pts
Since launchNot the same days: CHPY Apr 2025 · XLCI Jul 2025	+126.5%	+3.2%	87.4%	14.3%	+81.2 pts	+3.0 pts

Open this comparison in the app →

Alert

About each fund

CHPY

Over the year to Nov 4, 2026, CHPY paid 48.9% of its starting value in cash distributions while its price fell 6.0%. With every distribution reinvested, the fund returned +44.3%. S&P 500 (SPY) returned +14.8% over the same days, so a holder was ahead by 29.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 40.7%, paid weekly. YieldMax estimates that 99% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLCI

Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting value in cash distributions while its price fell 10.0%. With every distribution reinvested, the fund returned +0.7%. Communication services (XLC) returned −5.8% over the same days, so a holder was ahead by 6.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 13.7%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice).

Questions people ask

Which paid more, CHPY or XLCI?: Over the year to Nov 4, 2026, CHPY paid 48.9% of its starting price in cash and XLCI paid 11.1%, so CHPY paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, CHPY or XLCI?: With every distribution reinvested, CHPY returned +44.3% and XLCI +0.7% over the year to Nov 4, 2026.
Which is cheaper, CHPY or XLCI?: CHPY charges 1.03% a year and XLCI charges 0.35%, so XLCI is cheaper. Fees come from each fund's prospectus.

Other comparisons

CHPY vs XLBI CHPY vs FINY CHPY vs XLII CHPY vs XLSI XLCI vs SOXY XLCI vs GPTY XLCI vs XLKI XLCI vs SEMY

Where to next

S&P 500 (SPY) →Communication services (XLC) →CHPY on its own →XLCI on its own →CHPY dividend history →CHPY holdings →XLCI dividend history →XLCI holdings →Method →Standards and sources →

Sources and dates

CHPY filings on SEC EDGAR ↗

CHPY prospectus with the expense ratio (SEC) ↗

CHPY 19a-1 distribution notice ↗

YieldMax page for CHPY ↗

XLCI filings on SEC EDGAR ↗

XLCI prospectus with the expense ratio (SEC) ↗

XLCI 19a-1 distribution notice ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, CHPY against XLCI, data as of Nov 4, 2026. https://etfiq.com/compare/income/chpy-vs-xlci

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.