Which paid more, XLCI or XLKI?

Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting price in cash and XLKI paid 18.8%, so XLKI paid more. Cash paid is not the same as money made: the price change matters too.

Which returned more once distributions are counted, XLCI or XLKI?

With every distribution reinvested, XLCI returned +0.7% and XLKI +11.2% over the year to Nov 4, 2026.

Which is cheaper, XLCI or XLKI?

XLCI and XLKI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Data as of Nov 4, 2026.

Income ETFs

XLCI vs XLKI: Dividend Yield & Total Return

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Over the year to Nov 4, 2026, XLKI paid 18.8% of its price in cash against XLCI’s 11.1%, and returned more with it reinvested.

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Net assets on Nov 3, 2026: $3.4m for State Street Communication Services Select Sector SPDR Premium Income ETF and $35m for State Street Technology Select Sector SPDR Premium Income ETF.

XLCI on its own →XLKI on its own →

At a glance

11.1%

XLCI cash paid, 1 year

18.8%

XLKI cash paid, 1 year

+0.7%

XLCI total return, 1 year

+11.2%

XLKI total return, 1 year

XLCI · 1 year to Nov 4, 2026 6.5 pts ahead of XLC

XLCI

+0.7%

XLC

−5.8%

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

Total return, distributions reinvested

6.5 pts ahead of XLC

XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

XLC

−5.8%

XLCI

+0.7%

6.5 pts ahead of XLC

11.1% of it arrived as cash. Total return, distributions reinvested. XLCI over 1 year: paid 11.1%, price −10.0%, total +0.7%, XLC −5.8%, +6.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

XLKI · 1 year to Nov 4, 2026 9.5 pts behind XLK

XLKI

+11.2%

XLK

+20.7%

9.5 pts behind XLK

XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

XLK

+20.7%

XLKI

+11.2%

18.8% of it arrived as cash

9.5 pts behind XLK

Total return, distributions reinvested

9.5 pts behind XLK

XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

XLK

+20.7%

XLKI

+11.2%

9.5 pts behind XLK

18.8% of it arrived as cash. Both charts share one scale, with zero at the line. XLKI over 1 year: paid 18.8%, price −8.1%, total +11.2%, XLK +20.7%, −9.5 pts. Data to Nov 4, 2026.

Data to Nov 4, 2026.

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 10.5 points; XLKI is 10.3 times larger.

Points (pts) are percentage points.

XLCI vs XLKI: Dividend Yield & Total Return
Measure	XLCI	XLKI
Paid and earned
Measure	XLCI	XLKI
Total return, 1 year	+0.7%	+11.2%
Price change, 1 year	fell 10.0%	fell 8.1%
Return of capital, issuer estimate	100% of the Nov 5, 2026 payment
Against its benchmark
Measure	XLCI	XLKI
Benchmark	Communication services, measured through XLC	Technology sector, measured through XLK
Cost and size
Measure	XLCI	XLKI
Expense ratio	0.35%	0.35%
Net assets, as of Nov 3, 2026	$3.4m	$35m
Holdings
Measure	XLCI	XLKI
Holdings in common	0%

ETFIQ Distribution Coverage Score · XLKI scores higher How much of what it paid out did its total return cover?

IQ Income Score20.1XLCI41.3XLKI

How much of its payouts the fund's total return covered, ranked against 167 income ETFs not writing on a single company. 100 is best. How it is computed

XLCI 20.1

XLKI 41.3

0.3, the lowest in this set 99.7, the highest

One year only, and a ratio of two published numbers: it says nothing about where a distribution came from. All income ETFs ranked by it →

Method

Risk and return

Aug 8, 2025 to Oct 30, 2026 · 64 weekly returns

XLCI XLKI

Return

Total return edge XLKI −2.8% +22.7%

Annualized edge XLKI −2.3% +18.1%

Price return edge XLKI −15.0% −1.4%

Risk

Volatility edge XLCI 13.2% 16.9%

Max drawdown edge XLKI −10.8% −8.9%

Downside capture 84.5% 81.7%

Beta 0.79 0.69

Risk-adjusted

Sharpe edge XLKI −0.40 0.84

Sortino edge XLKI −0.52 1.21

Treynor −0.067 0.206

Calmar edge XLKI −0.21 2.04

Against the benchmark

Alpha +0.5% a year −2.1% a year

Alpha t-stat 0.17 −0.41

Information ratio 0.43 −1.04

Tracking error 4.7% 9.2%

Each against its own benchmark: XLCI against XLC, Aug 8, 2025 to Oct 30, 2026; XLKI against XLK, Aug 8, 2025 to Oct 30, 2026.

Reading

From Aug 2025 to Oct 2026, XLKI returned more: +22.7% to −2.8%. XLCI swung less: 13.2% to 16.9%. XLKI fell less at its worst: −8.9% to −10.8%.

Full scorecard

19 measures, with how each is measured Open ↓

Risk and return: XLCI vs XLKI: Dividend Yield & Total Return
Measure	XLCI	XLKI	Edge	How it is measured
Return
Total return	−2.8%	+22.7%	XLKI	Price change plus distributions, reinvested.
Annualized	−2.3%	+18.1%	XLKI	Total return as a yearly rate.
Price return	−15.0%	−1.4%	XLKI	Price change alone, distributions left out.
Risk
Volatility	13.2%	16.9%	XLCI	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.2%	11.7%	XLCI	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−10.8%	−8.9%	XLKI	Deepest fall from a high to the low after it.
Upside capture	71.9%	55.0%		Share of its benchmark's rise caught in the weeks it rose.
Downside capture	84.5%	81.7%		Share of its benchmark's fall taken in the weeks it fell. Lower is better.
Beta	0.79	0.69	Not an edge	How far it moves for each 1% its benchmark moves.
R squared	0.94	0.89	Not an edge	Share of its weekly moves its benchmark explains.
Risk-adjusted
Sharpe	−0.40	0.84	XLKI	Return above Treasury bills per unit of volatility.
Sortino	−0.52	1.21	XLKI	Return above Treasury bills per unit of downside deviation.
Treynor	−0.067	0.206		Return above Treasury bills per unit of beta.
Calmar	−0.21	2.04	XLKI	Annualized return divided by the max drawdown.
Against the benchmark
Benchmark	XLC	XLK		The ETF each fund is measured against.
Alpha	+0.5% a year	−2.1% a year	Not significant	Yearly return beyond what its beta to the benchmark predicts.
Alpha t-stat	0.17	−0.41	Not an edge	How sure the alpha is. Below 2, it could be chance.
Alpha range	−5.3% to +6.3%	−12.7% to +8.4%	Includes zero	The 95% range for the yearly alpha.
Information ratio	0.43	−1.04		Return against its benchmark per unit of tracking error.
Tracking error	4.7%	9.2%	Not an edge	How far weekly returns stray from the benchmark, annualized.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 64 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, XLCI and XLKI hold 0% of their money in the same securities at the same weight. Holdings dated Nov 3, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLCI XLKI

Only in one fund ↓

Only in XLCI

STATE STREET COMMUNICATION SER 100.11%

STATE STREET COMMUNICATION SER NOV26 116 CALL -0.00%

STATE STREET COMMUNICATION SER NOV26 111 CALL -0.02%

STATE STREET COMMUNICATION SER NOV26 114 CALL -0.04%

STATE STREET COMMUNICATION SER NOV26 103 CALL -0.09%

Only in XLKI

STATE STREET TECHNOLOGY SELECT 99.72%

STATE STREET TECHNOLOGY SELECT NOV26 205 CALL -0.00%

STATE STREET TECHNOLOGY SELECT NOV26 194 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 197 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 196 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 210 CALL -0.01%

STATE STREET TECHNOLOGY SELECT NOV26 198 CALL -0.03%

STATE STREET TECHNOLOGY SELECT NOV26 190 CALL -0.03%

Check overlap with more funds →

Side by side

XLCI State Street Communication Services Select Sector SPDR Premium Income ETF · Covered call on XLC, paying monthly XLKI State Street Technology Select Sector SPDR Premium Income ETF · Covered call on XLK, paying monthly

Issuer State Street State Street

Strategy covered call covered call

Benchmark Communication services (XLC) Technology sector (XLK)

Pays monthly monthly

Payout rate, annualized 13.7% 24.9%

Expense ratio 0.35% 0.35%

Cash paid, 1 year 11.1% 18.8%

Price change, 1 year −10.0% −8.1%

Total return, 1 year +0.7% +11.2%

Benchmark return, 1 year −5.8% +20.7%

Ahead or behind +6.5 pts −9.5 pts

Return of capital, latest estimate 100% 100%

Age 1.3 years 1.3 years

Net assets, as of Nov 3, 2026 $3.4m $35m

As of Nov 4, 2026. Source: ETFIQ. Cash paid: distributions over the window, as a share of the starting price. Payout rate: the latest payment, annualized, over today’s price.

Window by window

Window by window: XLCI vs XLKI: Dividend Yield & Total Return
	Total return		Cash paid		Against the benchmark
Window	XLCI	XLKI	XLCI	XLKI	XLCI	XLKI
3 months	−2.9%	−4.8%	2.7%	4.4%	+2.1 pts	+0.2 pts
6 months	−6.0%	−0.6%	5.4%	9.9%	+4.0 pts	−4.6 pts
1 year	+0.7%	+11.2%	11.1%	18.8%	+6.6 pts	−9.5 pts
Since launchXLCI Jul 2025 · XLKI Jul 2025	+3.2%	+22.1%	14.3%	24.6%	+3.0 pts	−12.1 pts

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Alert

About each fund

XLCI

Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting value in cash distributions while its price fell 10.0%. With every distribution reinvested, the fund returned +0.7%. Communication services (XLC) returned −5.8% over the same days, so a holder was ahead by 6.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 13.7%, paid monthly. State Street estimates that 100% of the distribution paid Nov 5, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.

XLKI

Over the year to Nov 4, 2026, XLKI paid 18.8% of its starting value in cash distributions while its price fell 8.1%. With every distribution reinvested, the fund returned +11.2%. Technology sector (XLK) returned +20.7% over the same days, so a holder was behind by 9.5 pts. At its price on Nov 4, 2026 the latest distribution annualizes to 24.9%, paid monthly.

Questions people ask

Which paid more, XLCI or XLKI?: Over the year to Nov 4, 2026, XLCI paid 11.1% of its starting price in cash and XLKI paid 18.8%, so XLKI paid more. Cash paid is not the same as money made: the price change matters too.
Which returned more once distributions are counted, XLCI or XLKI?: With every distribution reinvested, XLCI returned +0.7% and XLKI +11.2% over the year to Nov 4, 2026.
Which is cheaper, XLCI or XLKI?: XLCI and XLKI both charge 0.35% a year, so neither is cheaper. Fees come from each fund's prospectus.

Other comparisons

XLCI vs TECY XLCI vs XLEI XLCI vs MDST XLCI vs AIPI XLKI vs MDST XLKI vs AIPI XLKI vs CHPY XLKI vs YRAM

Where to next

Communication services (XLC) →Technology sector (XLK) →XLCI on its own →XLKI on its own →XLCI dividend history →XLCI holdings →XLKI dividend history →XLKI holdings →Method →Standards and sources →

Sources and dates

XLCI and XLKI filings on SEC EDGAR ↗

XLCI and XLKI prospectus with the expense ratio (SEC) ↗

XLCI 19a-1 distribution notice ↗

State Street website ↗

XLKI 19a-1 distribution notice ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

Overlap adds up the smaller of the two weights for each security both funds hold.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, XLCI against XLKI, data as of Nov 4, 2026. https://etfiq.com/compare/income/xlci-vs-xlki

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.