Which resets first, CTJL or ZJUL?

CTJL ends its outcome period on Jun 30, 2027 and ZJUL on Jun 30, 2027. A new cap is set the day after each.

Which is cheaper, CTJL or ZJUL?

CTJL charges 0.30% a year and ZJUL charges 0.79%, so CTJL is cheaper. Fees come from each fund's prospectus.

CTJL vs ZJUL: which one stands where?

As of Oct 2, 2026 CTJL can fall 3.1% before its buffer engages and ZJUL 1.6%. Corgi U.S. Equities 30% Structured Buffer ETF - July Series and Innovator Equity Defined Protection ETF - 1 Yr July.

CTJL costs 0.49 points a year less; ZJUL is 151.9 times larger.

	CTJL	ZJUL
Expense ratio	0.30%	0.79%
Net assets	$1m	$195m
Total return, 1 year	not published	+5.1%
What it tracks	SPY	SPY
Holdings in common	not published

CTJLBetween buffer and cap

CTJL: reference +3.2% since period start, fund +2.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap.

ZJULFull floor

ZJUL: reference +3.1% since period start, fund +1.4%; buffer Floor; cap +8.4%; Full floor.

These are two different products. ZJUL is a floor fund, which caps how far a holder can fall. CTJL is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

Where each one stands today

CTJL resets first, on Jun 30, 2027, 271 days from now; ZJUL runs to Jun 30, 2027, 271 days. A fall from here reaches CTJL’s buffer after 3.1% and ZJUL’s after 1.6%. Both track SPY, so what separates them is where each is in its own period.

Every figure is ETFIQ’s own, from the issuer’s published outcome-period terms. A buffer ETF holds FLEX options on its reference index rather than shares, so there is no holdings overlap between two of them to report.

Performance, window by window

	Total return		Gap to the reference
Window	CTJL	ZJUL	CTJL	ZJUL
3 months	+2.2%	+1.1%	−1.4 pts	−2.5 pts
6 months	not published	+3.9%	not published	−14.0 pts
1 year	not published	+5.1%	not published	−11.1 pts

CTJL and ZJUL over each window. Every figure is an ETFIQ calculation with distributions reinvested. Source: ETFIQ. Open the live comparison on ETFIQ →

On the same fields

CTJL

Corgi U.S. Equities 30% Structured Buffer ETF - July Series · Absorbs the first 30% of loss on SPY and caps the gain at 14.3%, over a period ending Jun 30, 2027

ZJUL

Innovator Equity Defined Protection ETF - 1 Yr July · Absorbs the whole loss on SPY and caps the gain at 8.4%, over a period ending Jun 30, 2027

Issuer Corgi Innovator

Reference index SPY SPY

Buffer 30% 100%

Outcome period Jul 1, 2026 to Jun 30, 2027 Jun 30, 2026 to Jun 30, 2027

Days left 271 271

Starting cap +14.3% +8.4%

Can still gain not published 6.8%

Fall before buffer 3.1% 1.6%

Protection left, index points 30.0% of 30.0% 100.0% of 100.0%

Index return this period +3.2% +3.1%

Fund return this period +2.6% +1.4%

State today Open Open

Expense ratio 0.30% 0.79%

Net assets $1m $195m

CTJL and ZJUL on the same fields, as of Oct 2, 2026. Source: ETFIQ.

CTJL in plain words

The fund's price can fall 3.1% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 3.1% from today's level to the point where the buffer begins. Protection left, in index points: 30.0% of the 30.0% buffer still sits below today's SPY level. 271 days remained on Oct 2, 2026. On Jun 30, 2027 the period ends and a new cap is set.

ZJUL in plain words

From its price on Oct 2, 2026, the fund can gain about 6.8% more before it reaches its cap. The fund's price can fall 1.6% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 3.0% from today's level to the point where the buffer begins. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level.

Questions people ask

Which resets first, CTJL or ZJUL?: CTJL ends its outcome period on Jun 30, 2027 and ZJUL on Jun 30, 2027. A new cap is set the day after each.
Which is cheaper, CTJL or ZJUL?: CTJL charges 0.30% a year and ZJUL charges 0.79%, so CTJL is cheaper. Fees come from each fund's prospectus.

Other comparisons

CTJL vs HJLY CTJL vs JULC CTJL vs JULP CTJL vs JULT ZJUL vs PJUL ZJUL vs UJUL ZJUL vs DDFL ZJUL vs DDTL

SPY →CTJL on its own →ZJUL on its own →How every figure is computed →Standards and sources →

Where these figures came from

CTJL filings on SEC EDGAR ↗Corgi website ↗ZJUL filings on SEC EDGAR ↗Innovator page for ZJUL ↗

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement. A comparison is not a recommendation.

Cite this page

ETFIQ, CTJL against ZJUL, data as of Oct 2, 2026. https://etfiq.com/compare/buffer/ctjl-vs-zjul

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms. Every figure is calculated from a named public source; the method is at etfiq.com/methodology.