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Data as of Nov 4, 2026.

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Buffer ETFs

CTJL vs UJUL: Cap, Buffer & Days Left

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UJUL can fall 7.3% before its buffer engages as of Nov 4, 2026, and CTJL 1.1% as of Nov 3, 2026.

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Net assets on Nov 4, 2026: $1.3m for Corgi U.S. Equities 30% Structured Buffer ETF - July Series and $307m for Innovator U.S. Equity Ultra Buffer ETF - Jul.

CTJL on its own →UJUL on its own →
At a glance
CTJL Between buffer and cap
Between buffer and capCTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.30 pts of buffer+13.1% more to the cap−30.0% floor0% period start+14.3% cap+1.2% gain capturedTODAY · SPY +1.2%Between buffer and capCTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.30 pts of buffer−30.0% floor0% start+14.3% cap+1.2% gain captured+13.1% more to the capTODAY · SPY +1.2%

CTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.

CTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.
UJUL Between buffer and cap
Between buffer and capUJUL: reference +2.6% since period start, fund +2.2%; buffer −5 to −35; cap +14.2%; Between buffer and cap. Data to Nov 4, 2026.30 pts of buffer+11.6% to cap−35.0% floor−5.0% buffer start0% period start+14.2% capfirst 5 pts are yours to lose+2.6% gain capturedTODAY · SPY +2.6%Between buffer and capUJUL: reference +2.6% since period start, fund +2.2%; buffer −5 to −35; cap +14.2%; Between buffer and cap. Data to Nov 4, 2026.30 pts of buffer−35.0% floor−5.0% buffer start0% start+14.2% capfirst 5 pts are yours to lose+2.6% gain captured+11.6% more to the capTODAY · SPY +2.6%

UJUL: reference +2.6% since period start, fund +2.2%; buffer −5 to −35; cap +14.2%; Between buffer and cap. Data to Nov 4, 2026.

UJUL: reference +2.6% since period start, fund +2.2%; buffer −5 to −35; cap +14.2%; Between buffer and cap. Data to Nov 4, 2026.

Pair scorecard

CTJL costs 0.49 points a year less; UJUL is far larger, $307m against $1.3m.

Points (pts) are percentage points.

CTJL vs UJUL: Cap, Buffer & Days Left
MeasureCTJLUJUL
Return
Total return, 1 yearnot published+8.6%
Drawdown
Index fall to the buffer1.1%7.4%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.30%0.79%
Net assets$1.3m$307m
Holdings
Holdings in commonnot published
ETFIQ Downside Cover Score · CTJL scores higher If the market falls into a bear market from here, how much does the buffer absorb?
IQ Buffer Score98.5CTJL64.9UJUL

How much of a bear-market fall the buffer would absorb from today's level, ranked against 292 buffer ETFs on stocks with a live outcome period. 100 is best. How it is computed

0.3, the lowest in this set 99.7, the highest

Today's position against one 20% fall; it ignores smaller falls, and stock buffers are never ranked against bond or commodity ones. All buffer ETFs ranked by it →

Method

Window by window

Window by window: CTJL vs UJUL: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowCTJLUJULCTJLUJUL
3 months+0.4%+0.4%+0.8 pts+0.8 pts
6 months–+3.5%–−1.0 pts
1 year–+8.6%–−4.9 pts
3 years–+45.6%–−30.8 pts
Since launchNot the same days: CTJL Jul 2026 · UJUL Aug 2018+2.3%+75.8%−0.7 pts−92.9 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

CTJL Corgi U.S. Equities 30% Structured Buffer ETF - July Series · Absorbs the first 30% of loss on SPY and caps the gain at 14.3%, over a period ending Jun 30, 2027 UJUL Innovator U.S. Equity Ultra Buffer ETF - Jul · Absorbs losses from 5.0% to 35.0% on SPY and caps the gain at 14.2%, over a period ending Jun 30, 2027
Issuer Corgi Innovator
Reference index SPY SPY
Buffer 30% 5% to 35%
Outcome period Jul 1, 2026 to Jun 30, 2027 Jun 30, 2026 to Jun 30, 2027
Days left 239 238
Starting cap +14.3% +14.2%
Can still gain not published 11.4%
Fall before buffer 1.1% 7.3%
Protection left, index points 30.0% of 30.0% 30.0% of 30.0%
Index return this period +1.2% +2.6%
Fund return this period +1.6% +2.2%
State today Open Open
Expense ratio 0.30% 0.79%
Net assets $1.3m $307m

As of Nov 4, 2026. Source: ETFIQ.

Where each one stands today

UJUL resets first, on Jun 30, 2027, 238 days from now; CTJL runs to Jun 30, 2027, 239 days. A fall from here reaches CTJL’s buffer after 1.1% and UJUL’s after 7.3%. Both track SPY, so what separates them is where each is in its own period.

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About each fund
CTJL

The fund's price can fall 1.1% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 1.1% from today's level to the point where the buffer begins. Protection left, in index points: 30.0% of the 30.0% buffer still sits below today's SPY level. 239 days remained on Nov 3, 2026. On Jun 30, 2027 the period ends and a new cap is set.

UJUL

From its price on Nov 4, 2026, the fund can gain about 11.4% more before it reaches its cap. The fund's price can fall 7.3% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 7.4% from today's level to the point where the buffer begins. 238 days remained on Nov 4, 2026.

Questions people ask

Which resets first, CTJL or UJUL?
CTJL ends its outcome period on Jun 30, 2027 and UJUL on Jun 30, 2027. A new cap is set the day after each.
Which is cheaper, CTJL or UJUL?
CTJL charges 0.30% a year and UJUL charges 0.79%, so CTJL is cheaper. Fees come from each fund's prospectus.
Other comparisons
CTJL vs TJULCTJL vs BJULCTJL vs DJUNCTJL vs JULWUJUL vs PDECUJUL vs POCTUJUL vs PSEPUJUL vs FOCT
Where to next
SPY →CTJL on its own →UJUL on its own →Method →Standards and sources →
Sources and dates
CTJL filings on SEC EDGAR ↗
Corgi website ↗
UJUL filings on SEC EDGAR ↗
Innovator page for UJUL ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, CTJL against UJUL, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/ctjl-vs-ujul

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.