Data as of Nov 4, 2026.

vsOpen in the appaskIQ about these two fundsAsk the committee about these two funds
Buffer ETFs

BJUL vs CTJL: Cap, Buffer & Days Left

Share
Share on XDownload as PDF

BJUL can fall 2.9% before its buffer engages as of Nov 4, 2026, and CTJL 1.1% as of Nov 3, 2026.

askIQ about this page

askIQ about BJUL and CTJL

Net assets on Nov 4, 2026: $361m for Innovator U.S. Equity Buffer ETF - Jul and $1.3m for Corgi U.S. Equities 30% Structured Buffer ETF - July Series.

At a glance
BJUL Between buffer and cap
Between buffer and capBJUL: reference +2.6% since period start, fund +2.6%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Data to Nov 4, 2026.9 pts of buffer+15.5% more to the cap−9.0% floor0% period start+18.1% cap+2.6% gain capturedTODAY · SPY +2.6%Between buffer and capBJUL: reference +2.6% since period start, fund +2.6%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Data to Nov 4, 2026.−9.0% floor0% start+18.1% cap9 pts of buffer+2.6% gain captured+15.5% more to the capTODAY · SPY +2.6%

BJUL: reference +2.6% since period start, fund +2.6%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Data to Nov 4, 2026.

BJUL: reference +2.6% since period start, fund +2.6%; buffer 0 to −9; cap +18.1%; Between buffer and cap. Data to Nov 4, 2026.
CTJL Between buffer and cap
Between buffer and capCTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.30 pts of buffer+13.1% more to the cap−30.0% floor0% period start+14.3% cap+1.2% gain capturedTODAY · SPY +1.2%Between buffer and capCTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.30 pts of buffer−30.0% floor0% start+14.3% cap+1.2% gain captured+13.1% more to the capTODAY · SPY +1.2%

CTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.

CTJL: reference +1.2% since period start, fund +1.6%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Data to Nov 3, 2026.

Pair scorecard

CTJL costs 0.49 points a year less; BJUL is far larger, $361m against $1.3m.

Points (pts) are percentage points.

BJUL vs CTJL: Cap, Buffer & Days Left
MeasureBJULCTJL
Return
Total return, 1 year+11.6%not published
Drawdown
Index fall to the buffer2.6%1.1%
Benchmark
What it tracksSPYSPY
Cost and size
Expense ratio0.79%0.30%
Net assets$361m$1.3m
Holdings
Holdings in commonnot published
ETFIQ Downside Cover Score · CTJL scores higher If the market falls into a bear market from here, how much does the buffer absorb?
IQ Buffer Score20.5BJUL98.5CTJL

How much of a bear-market fall the buffer would absorb from today's level, ranked against 292 buffer ETFs on stocks with a live outcome period. 100 is best. How it is computed

0.3, the lowest in this set 99.7, the highest

Today's position against one 20% fall; it ignores smaller falls, and stock buffers are never ranked against bond or commodity ones. All buffer ETFs ranked by it →

Method

Window by window

Window by window: BJUL vs CTJL: Cap, Buffer & Days Left
Total returnGap to the reference's price return
WindowBJULCTJLBJULCTJL
3 months+0.3%+0.4%+0.7 pts+0.8 pts
6 months+4.7%–+0.2 pts–
1 year+11.6%–−1.9 pts–
3 years+59.5%–−16.9 pts–
Since launchNot the same days: BJUL Aug 2018 · CTJL Jul 2026+117.4%+2.3%−45.7 pts−0.7 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. – means no data for this window. Open this comparison in the app →

Side by side

BJUL Innovator U.S. Equity Buffer ETF - Jul · Absorbs the first 9% of loss on SPY and caps the gain at 18.1%, over a period ending Jun 30, 2027 CTJL Corgi U.S. Equities 30% Structured Buffer ETF - July Series · Absorbs the first 30% of loss on SPY and caps the gain at 14.3%, over a period ending Jun 30, 2027
Reference index SPY SPY
Buffer 9% 30%
Outcome period Jun 30, 2026 to Jun 30, 2027 Jul 1, 2026 to Jun 30, 2027
Days left 238 239
Starting cap +18.1% +14.3%
Can still gain 14.8% not published
Fall before buffer 2.9% 1.1%
Protection left, index points 9.0% of 9.0% 30.0% of 30.0%
Index return this period +2.6% +1.2%
Fund return this period +2.6% +1.6%
State today Open Open
Expense ratio 0.79% 0.30%
Net assets $361m $1.3m

As of Nov 4, 2026. Source: ETFIQ.

Where each one stands today

BJUL resets first, on Jun 30, 2027, 238 days from now; CTJL runs to Jun 30, 2027, 239 days. A fall from here reaches BJUL’s buffer after 2.9% and CTJL’s after 1.1%. Both track SPY, so what separates them is where each is in its own period.

Alert

BJUL flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
BJUL

From its price on Nov 4, 2026, the fund can gain about 14.8% more before it reaches its cap. The fund's price can fall 2.9% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 2.6% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level. 238 days remained on Nov 4, 2026. On Jun 30, 2027 the period ends and a new cap is set.

CTJL

The fund's price can fall 1.1% from here before the buffer starts absorbing losses, by the issuer's number. In index terms, SPY can fall 1.1% from today's level to the point where the buffer begins. Protection left, in index points: 30.0% of the 30.0% buffer still sits below today's SPY level. 239 days remained on Nov 3, 2026.

Questions people ask

Which resets first, BJUL or CTJL?
BJUL ends its outcome period on Jun 30, 2027 and CTJL on Jun 30, 2027. A new cap is set the day after each.
Which is cheaper, BJUL or CTJL?
BJUL charges 0.79% a year and CTJL charges 0.30%, so CTJL is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Sources and dates

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

It is a place in a set, not a rating or a recommendation.

ETFIQ calculates every number from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every number is an ETFIQ calculation with distributions reinvested.

Cite this pageCitation, APA and Markdown

ETFIQ, BJUL against CTJL, data as of Nov 4, 2026. https://etfiq.com/compare/buffer/bjul-vs-ctjl

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.