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CTJL vs XBJL: Cap, Buffer & Days Left

As of Oct 9, 2026 CTJL can fall 4.2% before its buffer engages and XBJL 3.8%. Net assets on Oct 9, 2026: $1m for Corgi U.S. Equities 30% Structured Buffer ETF - July Series and $78m for Innovator U.S. Equity Accelerated 9 Buffer ETF - Jul.

CTJL costs 0.49 points a year less; XBJL is far larger, $78m against $1m.

CTJLXBJL
Expense ratio0.30%0.79%
Net assets$1m$78m
Total return, 1 yearnot published+10.5%
What it tracksSPYSPY
Holdings in commonnot published
Index fall to the buffer4.2%4.1%
CTJLBetween buffer and cap
Between buffer and capCTJL: reference +4.4% since period start, fund +3.3%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Figures to Oct 9, 2026.30 pts of buffer+4.4%+9.9% to cap−30.0% floor0% period start+14.3% capTODAY · SPY +4.4%Between buffer and capCTJL: reference +4.4% since period start, fund +3.3%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Figures to Oct 9, 2026.30 pts of buffer−30.0% floor0% start+14.3% cap+4.4% gain captured+9.9% more to the capTODAY · SPY +4.4%

CTJL: reference +4.4% since period start, fund +3.3%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Figures to Oct 9, 2026.

CTJL: reference +4.4% since period start, fund +3.3%; buffer 0 to −30; cap +14.3%; Between buffer and cap. Figures to Oct 9, 2026.

XBJLBetween buffer and cap
Between buffer and capXBJL: reference +4.3% since period start, fund +3.7%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Figures to Oct 9, 2026.9 pts of buffer+4.3%+9.6% to cap−9.0% floor0% period start+13.8% capTODAY · SPY +4.3%Between buffer and capXBJL: reference +4.3% since period start, fund +3.7%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Figures to Oct 9, 2026.9 pts−9.0% floor0% start+13.8% cap+4.3% gain captured+9.6% more to the capTODAY · SPY +4.3%

XBJL: reference +4.3% since period start, fund +3.7%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Figures to Oct 9, 2026.

XBJL: reference +4.3% since period start, fund +3.7%; buffer 0 to −9; cap +13.8%; Between buffer and cap. Figures to Oct 9, 2026.

These are two different products. XBJL is a floor fund, which caps how far a holder can fall. CTJL is a buffer fund, which absorbs the first part of a fall and leaves everything below it with the holder.

Where each one stands today

CTJL resets first, on Jun 30, 2027, 264 days from now; XBJL runs to Jun 30, 2027, 264 days. A fall from here reaches CTJL’s buffer after 4.2% and XBJL’s after 3.8%. Both track SPY, so what separates them is where each is in its own period.

Performance, window by window

Total returnGap to the reference's price return
WindowCTJLXBJLCTJLXBJL
3 months+2.1%+3.1%−1.1 pts0.0 pts
6 monthsnot published+6.6%not published−8.0 pts
1 yearnot published+10.5%not published−5.5 pts
3 yearsnot published+44.2%not published−34.9 pts

Each fund's gap is to its reference's price return, dividends left out: the basis the outcome period uses. Source: ETFIQ. Open the live comparison on ETFIQ →

On the same fields

CTJL
Corgi U.S. Equities 30% Structured Buffer ETF - July Series · Absorbs the first 30% of loss on SPY and caps the gain at 14.3%, over a period ending Jun 30, 2027
XBJL
Innovator U.S. Equity Accelerated 9 Buffer ETF - Jul · Absorbs the first 9% of loss on SPY and caps the gain at 13.8%, over a period ending Jun 30, 2027
Issuer Corgi Innovator
Reference index SPY SPY
Buffer 30% 9%
Outcome period Jul 1, 2026 to Jun 30, 2027 Jun 30, 2026 to Jun 30, 2027
Days left 264 264
Starting cap +14.3% +13.8%
Can still gain not published 9.5%
Fall before buffer 4.2% 3.8%
Protection left, index points 30.0% of 30.0% 9.0% of 9.0%
Index return this period +4.4% +4.3%
Fund return this period +3.3% +3.7%
State today Open Open
Expense ratio 0.30% 0.79%
Net assets $1m $78m

As of Oct 9, 2026. Source: ETFIQ.

CTJL in plain words

The fund's price can fall 4.2% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 4.2% from today's level to the point where the buffer begins. Protection left, in index points: 30.0% of the 30.0% buffer still sits below today's SPY level. 264 days remained on Oct 9, 2026. On Jun 30, 2027 the period ends and a new cap is set.

XBJL in plain words

From its price on Oct 9, 2026, the fund can gain about 9.5% more before it reaches its cap. The fund's price can fall 3.8% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 4.1% from today's level to the point where the buffer begins. Protection left, in index points: 9.0% of the 9.0% buffer still sits below today's SPY level.

Questions people ask

Which resets first, CTJL or XBJL?
CTJL ends its outcome period on Jun 30, 2027 and XBJL on Jun 30, 2027. A new cap is set the day after each.
Which is cheaper, CTJL or XBJL?
CTJL charges 0.30% a year and XBJL charges 0.79%, so CTJL is cheaper. Fees come from each fund's prospectus.
Other comparisons
CTJL vs JULTCTJL vs CPSJCTJL vs JULPCTJL vs UJULXBJL vs DDFLXBJL vs ZJULXBJL vs DJUNXBJL vs GJUN
SPY →All buffer ETFs ranked by the Downside Cover Score →How the scores are computed →CTJL on its own →XBJL on its own →How every figure is computed →Standards and sources →
Where these figures came from
CTJL filings on SEC EDGAR ↗Corgi website ↗XBJL filings on SEC EDGAR ↗Innovator page for XBJL ↗

ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.

How this is computed

ETFIQ calculates every figure from each issuer’s published outcome-period terms. Buffer ETFs hold options on an index, not shares, so there is no holdings overlap to report.

Every figure is an ETFIQ calculation with distributions reinvested.

Cite this page

ETFIQ, CTJL against XBJL, data as of Oct 9, 2026. https://etfiq.com/compare/buffer/ctjl-vs-xbjl

Open data

Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.