Which returned more over the last year, VTIP or XLE?

In the year to Oct 28, 2026, with distributions reinvested, VTIP returned +2.2% and XLE +61.2%.

Which is cheaper, VTIP or XLE?

VTIP is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

VTIP vs XLE: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VTIP returned +2.2% to XLE's +61.2%; 0% of their weight is in the same names.

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Net assets: $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares, and $45.2bn on Oct 27, 2026 for State Street Energy Select Sector SPDR ETF.

VTIP on its own →XLE on its own →

At a glance

+2.2%

VTIP total return, 1 year

+61.2%

XLE total return, 1 year

0.03%

VTIP expense ratio

0.08%

XLE expense ratio

Pair scorecard

VTIP costs 0.05 points a year less; their one-year returns differ by 59.0 points; XLE is 1.9 times larger.

VTIP vs XLE: Differences, Returns & Fees
Measure	VTIP	XLE
Return
Measure	VTIP	XLE
Total return, 1 year	+2.2%	+61.2%
Benchmark
Measure	VTIP	XLE
What it tracks	Bloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index	Energy Select Sector Index
Cost and size
Measure	VTIP	XLE
Expense ratio	0.03%	0.08%
Net assets, as of Sep 30, 2026	$20.9bn	$39.1bn
Holdings
Measure	VTIP	XLE
Holdings in common	0%
In the S&P 500, by weight		100%
Top ten holdings, share of the fund		78.1%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

By the books each fund has filed, VTIP and XLE hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VTIP XLE

Only in one fund ↓

Only in VTIP

United States Treasury Inflation Indexed Bonds 5.30%

United States Treasury Inflation Indexed Bonds 5.22%

United States Treasury Inflation Indexed Bonds 5.14%

United States Treasury Inflation Indexed Bonds 4.97%

United States Treasury Inflation Indexed Bonds 4.96%

United States Treasury Inflation Indexed Bonds 4.87%

United States Treasury Inflation Indexed Bonds 4.83%

Only in XLE

EXXONMOBIL HOLDINGS CORP 23.98%

CHEVRON CORP 18.21%

CONOCOPHILLIPS 7.18%

MARATHON PETROLEUM CORP 4.67%

PHILLIPS 66 4.41%

VALERO ENERGY CORP 4.26%

WILLIAMS COS INC 4.22%

EOG RESOURCES INC 4.07%

Check overlap with more funds →

Side by side

VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares XLE State Street Energy Select Sector SPDR ETF

Where it sits Bond ETF Stock ETF

Issuer Vanguard State Street

What it is Tracks an index of Short-Term Inflation-Protected Securities Tracks an index of Energy

Total return, 1 year +2.2% +61.2%

Expense ratio 0.03% 0.08%

Holdings 26 22

Net assets, VTIP as of Sep 30, 2026 and XLE as of Oct 27, 2026 $20.9bn $45.2bn

VTIP and XLE on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

XLE

XLE tracks an index of Energy. Over the year to Oct 28, 2026 it returned +61.2% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 22 positions, with the top ten at 78.1%.

Questions people ask

Which returned more over the last year, VTIP or XLE?: In the year to Oct 28, 2026, with distributions reinvested, VTIP returned +2.2% and XLE +61.2%.
Which is cheaper, VTIP or XLE?: VTIP is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

VTIP vs XOP VDE vs VTIP IYE vs VTIP VTIP vs XLV BINC vs XLE EMB vs XLE BOND vs XLE AGG vs XLE

Where to next

VTIP on its own →XLE on its own →Hold both: look the portfolio through →Rankings →VTIP dividend history →VTIP holdings →XLE dividend history →XLE holdings →Standards and sources →

Sources and dates

VTIP filings on SEC EDGAR ↗

VTIP prospectus with the expense ratio (SEC) ↗

Vanguard page for VTIP ↗

XLE filings on SEC EDGAR ↗

XLE prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, VTIP against XLE, data as of Oct 28, 2026. https://etfiq.com/compare/any/vtip-vs-xle

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.