Which returned more over the last year, VBIL or XBI?

In the year to Sep 13, 2026, with distributions reinvested, VBIL returned +3.8% and XBI returned +64.0%, so XBI returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VBIL or XBI?

VBIL charges 0.06% a year and XBI charges 0.35%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs XBI: how they differ

VBIL and XBI hold 0% of their weight in the same names, and XBI returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and State Street(R) SPDR(R) S&P(R) Biotech ETF.

What they hold in common

By the books each fund has filed, VBIL and XBI hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBIL	Only in XBI
United States Treasury Bill 6.78%	MODERNA INC 2.87%
United States Treasury Bill 6.10%	TWIST BIOSCIENCE CORP 1.81%
United States Treasury Bill 5.61%	HALOZYME THERAPEUTICS INC 1.47%
United States Treasury Bill 5.41%	NATERA INC 1.46%
United States Treasury Bill 5.18%	KYMERA THERAPEUTICS INC 1.45%
United States Treasury Bill 5.17%	TRAVERE THERAPEUTICS INC 1.40%
United States Treasury Bill 5.15%	ROIVANT SCIENCES LTD 1.39%
United States Treasury Bill 5.13%	ORUKA THERAPEUTICS INC 1.38%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.

VBIL and XBI on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	VBIL Vanguard 0-3 Month Treasury Bill ETF	XBI State Street(R) SPDR(R) S&P(R) Biotech ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	0-3 Month Treasury Bill	SPDR S&P Biotech
Total return, 1 year	+3.8%	+64.0%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	+46.5 pts
Expense ratio	0.06%	0.35%
Holdings	26	154

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

XBI in plain words

XBI is an index equity fund tracking the SPDR S&P Biotech. Over the year to Sep 11, 2026 it returned +64.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 8% of the fund by weight is stocks the S&P 500 also holds, across 154 positions, with the top ten at 15.9%. It sat 9.6% below its high of Feb 8, 2021 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VBIL or XBI?: In the year to Sep 13, 2026, with distributions reinvested, VBIL returned +3.8% and XBI returned +64.0%, so XBI returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or XBI?: VBIL charges 0.06% a year and XBI charges 0.35%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against XBI, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against XBI, data as of Sep 13, 2026. https://etfiq.com/compare/any/vbil-vs-xbi Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources