VBIL vs VRIG: Differences, Returns & Fees
VBIL's duration was 0.1 years on Jun 30, 2026 and VRIG's 0.3 on Jul 31, 2026; VBIL charges 0.06% to VRIG's 0.30%. Net assets: $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF, and $1.9bn on Oct 20, 2026 for Invesco Variable Rate Investment Grade ETF.
VBIL costs 0.24 points a year less; their one-year returns differ by 0.6 points.
| VBIL | VRIG | |
|---|---|---|
| Expense ratio | 0.06% | 0.30% |
| Net assets, VBIL as of Sep 30, 2026 and VRIG as of Oct 20, 2026 | $12.8bn | $1.9bn |
| Total return, 1 year | +3.7% | +4.3% |
| What it tracks | Bloomberg U.S. Treasury Bills 0-3 Months Index | No index, actively managed |
| Holdings in common | report dates differ | |
Holdings in common uses holdings dated Jun 30, 2026 and Jul 31, 2026.
VBIL and VRIG are built for the same job. How do they differ in cost, holdings and results?
- What each follows. VBIL follows Bloomberg U.S. Treasury Bills 0-3 Months Index and VRIG follows No index, actively managed.
- Number of holdings. VBIL holds 28 positions and VRIG holds 363.
- Cost. VBIL charges 0.06% of assets a year and VRIG 0.30%, a gap of 0.24 points.
Data as of Oct 20, 2026. The differences are picked by a fixed rule, in a fixed order; the PDF prints it. Page 2 has the returns, overlap, risks and sources.
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On the same fields
VBIL and VRIG on the fields both publish, as of Oct 20, 2026. Source: ETFIQ.
About VBIL
VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 20, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.
About VRIG
VRIG is actively managed and tracks no index. Over the year to Oct 20, 2026 it returned +4.3% with distributions reinvested. The prospectus expense ratio is 0.30% a year.
Questions people ask
- Which returned more over the last year, VBIL or VRIG?
- In the year to Oct 20, 2026, with distributions reinvested, VBIL returned +3.7% and VRIG +4.3%.
- Which is cheaper, VBIL or VRIG?
- VBIL is cheaper, by 0.24 percentage points a year. That is about $24 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VBIL against VRIG, data as of Oct 20, 2026. https://etfiq.com/compare/any/vbil-vs-vrig
ETFIQ. (Oct 20, 2026). VBIL against VRIG. Retrieved from https://etfiq.com/compare/any/vbil-vs-vrig
[VBIL against VRIG (ETFIQ, Oct 20, 2026)](https://etfiq.com/compare/any/vbil-vs-vrig)
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