Which returned more over the last year, USO or VBIL?

In the year to Sep 13, 2026, with distributions reinvested, USO returned +112.2% and VBIL returned +3.8%, so USO returned more. One year is one year; the longer windows are in the table.

Which is cheaper, USO or VBIL?

USO charges 0.45% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

USO vs VBIL: how they differ

USO is a commodity fund and VBIL a short-term Treasury fund, and over the year USO returned more, +112.2% against +3.8%.

United States Oil Fund, LP and Vanguard 0-3 Month Treasury Bill ETF.

USO and VBIL on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	USO United States Oil Fund, LP	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	USCF	Vanguard
What it is	Oil	0-3 Month Treasury Bill
Total return, 1 year	+112.2%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+94.7 pts	−13.7 pts
Expense ratio	0.45%	0.06%
Holdings	not filed	26

USO in plain words

USO is a commodity fund tracking the Oil. Over the year to Sep 11, 2026 it returned +112.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.45% a year. It sat 57.1% below its high of Apr 8, 2011 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, USO or VBIL?: In the year to Sep 13, 2026, with distributions reinvested, USO returned +112.2% and VBIL returned +3.8%, so USO returned more. One year is one year; the longer windows are in the table.
Which is cheaper, USO or VBIL?: USO charges 0.45% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

USO against VBIL, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, USO against VBIL, data as of Sep 13, 2026. https://etfiq.com/compare/any/uso-vs-vbil Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources