Which returned more over the last year, USFR or USO?

In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and USO +133.3%.

Which is cheaper, USFR or USO?

USFR is cheaper, by 0.71 percentage points a year. That is about $71 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

USFR vs USO: Differences, Returns & Fees

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USFR is a bond index fund and USO a commodity futures fund, and over the year to Oct 28, 2026, USO returned +133.3% against +4.1%.

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Net assets: $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund, and $1.9bn on Oct 28, 2026 for United States Oil Fund, LP.

USFR on its own →USO on its own →

At a glance

+4.1%

USFR total return, 1 year

+133.3%

USO total return, 1 year

0.15%

USFR expense ratio

0.86%

USO expense ratio

Pair scorecard

USFR costs 0.71 points a year less; their one-year returns differ by 129.2 points.

USFR vs USO: Differences, Returns & Fees
Measure	USFR	USO
Return
Measure	USFR	USO
Total return, 1 year	+4.1%	+133.3%
Drawdown
Measure	USFR	USO
Below its high		82.3%, high on Jul 14, 2008
Benchmark
Measure	USFR	USO
What it tracks	Bloomberg U.S. Treasury Floating Rate Bond Index	Oil futures
Cost and size
Measure	USFR	USO
Expense ratio	0.15%	0.86%
Net assets, USFR as of May 31, 2026 and USO as of Oct 28, 2026	$17.0bn	$1.9bn
Holdings
Measure	USFR	USO
Holdings in common	not published

Method

Side by side

USFR WisdomTree Floating Rate Treasury Fund USO United States Oil Fund, LP

Where it sits Bond ETF Commodity ETF

Issuer WisdomTree USCF

What it is Tracks an index of Floating Rate Treasury Holds oil futures

Total return, 1 year +4.1% +133.3%

Its benchmark over the same days +4.0% (TFLO) not measured

Gap to its benchmark +0.1 pts vs TFLO not measured

Expense ratio 0.15% 0.86%

Holdings 4 not counted

Net assets, USFR as of May 31, 2026 and USO as of Oct 28, 2026 $17.0bn $1.9bn

USFR and USO on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

USO

USO holds oil futures. Over the year to Oct 28, 2026 it returned +133.3% with distributions reinvested. The prospectus expense ratio is 0.86% a year. It sat 82.3% below its high of Jul 14, 2008 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, USFR or USO?: In the year to Oct 28, 2026, with distributions reinvested, USFR returned +4.1% and USO +133.3%.
Which is cheaper, USFR or USO?: USFR is cheaper, by 0.71 percentage points a year. That is about $71 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BWET vs USFR GLD vs USFR GLDM vs USFR IAU vs USFR SGOV vs USO MINT vs USO PULS vs USO BOXX vs USO

Where to next

USFR on its own →USO on its own →Hold both: look the portfolio through →Rankings →USFR dividend history →USFR holdings →Standards and sources →

Sources and dates

USFR filings on SEC EDGAR ↗

USFR prospectus with the expense ratio (SEC) ↗

WisdomTree page for USFR ↗

USCF website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, USFR against USO, data as of Oct 28, 2026. https://etfiq.com/compare/any/usfr-vs-uso

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.