Which returned more over the last year, GLDM or USFR?

In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and USFR +4.1%.

Which is cheaper, GLDM or USFR?

GLDM is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Data as of Oct 28, 2026.

Across categories

GLDM vs USFR: Differences, Returns & Fees

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GLDM is a commodity fund and USFR a bond index fund, and over the year to Oct 28, 2026, USFR returned +4.1% against +2.8%.

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Net assets: $30.6bn on Oct 27, 2026 for SPDR Gold MiniShares Trust, and $17.0bn on May 31, 2026 for WisdomTree Floating Rate Treasury Fund.

GLDM on its own →USFR on its own →

At a glance

+2.8%

GLDM total return, 1 year

+4.1%

USFR total return, 1 year

0.10%

GLDM expense ratio

0.15%

USFR expense ratio

Pair scorecard

GLDM costs 0.05 points a year less; their one-year returns differ by 1.3 points.

GLDM vs USFR: Differences, Returns & Fees
Measure	GLDM	USFR
Return
Measure	GLDM	USFR
Total return, 1 year	+2.8%	+4.1%
Drawdown
Measure	GLDM	USFR
Below its high	24.5%, high on Jan 29, 2026
Benchmark
Measure	GLDM	USFR
What it tracks	Gold	Bloomberg U.S. Treasury Floating Rate Bond Index
Cost and size
Measure	GLDM	USFR
Expense ratio	0.10%	0.15%
Net assets, GLDM as of Oct 27, 2026 and USFR as of May 31, 2026	$30.6bn	$17.0bn
Holdings
Measure	GLDM	USFR
Holdings in common	not published

Method

Side by side

GLDM SPDR Gold MiniShares Trust USFR WisdomTree Floating Rate Treasury Fund

Where it sits Commodity ETF Bond ETF

Issuer State Street WisdomTree

What it is Holds gold Tracks an index of Floating Rate Treasury

Total return, 1 year +2.8% +4.1%

Its benchmark over the same days +2.5% (GLD) +4.0% (TFLO)

Gap to its benchmark +0.3 pts vs GLD +0.1 pts vs TFLO

Expense ratio 0.10% 0.15%

Holdings not counted 4

Net assets, GLDM as of Oct 27, 2026 and USFR as of May 31, 2026 $30.6bn $17.0bn

GLDM and USFR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

GLDM

Its expense ratio is 0.10% a year, for the three months to Jun 30, 2026, as its 10-Q states.

GLDM holds gold. Over the year to Oct 28, 2026 it returned +2.8% with distributions reinvested, against +2.5% for its benchmark, the price of gold. It sat 24.5% below its high of Jan 29, 2026 on Oct 28, 2026.

USFR

USFR tracks an index of Floating Rate Treasury. Over the year to Oct 28, 2026 it returned +4.1% with distributions reinvested, against +4.0% for its benchmark, the Bloomberg U.S. Treasury Floating Rate Bond Index. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, GLDM or USFR?: In the year to Oct 28, 2026, with distributions reinvested, GLDM returned +2.8% and USFR +4.1%.
Which is cheaper, GLDM or USFR?: GLDM is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's own filings.

Other comparisons

BOXX vs GLDM GLDM vs SHV GLDM vs VBIL GLDM vs VUSB IAU vs USFR USFR vs USO SLV vs USFR SIVR vs USFR

Where to next

GLDM on its own →USFR on its own →Hold both: look the portfolio through →Rankings →USFR dividend history →USFR holdings →Standards and sources →

Sources and dates

State Street website ↗

USFR filings on SEC EDGAR ↗

USFR prospectus with the expense ratio (SEC) ↗

WisdomTree page for USFR ↗

Links are sources, not endorsements. A comparison is not a recommendation.

Cite this pageCitation, APA and Markdown

ETFIQ, GLDM against USFR, data as of Oct 28, 2026. https://etfiq.com/compare/any/gldm-vs-usfr

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