Data as of Oct 28, 2026.
TECY vs XLK: Differences, Returns & Fees
TECY and XLK are measured over different days, and XLK charges 0.08% to TECY's 1.07%.
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Net assets on Oct 27, 2026: $398,409 for GraniteShares YieldBOOST Technology ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.
Pair scorecard
XLK costs 0.99 points a year less.
| Measure | TECY | XLK |
|---|---|---|
| Return | ||
| Total return, 1 year | not published | +27.1% |
| Cash paid, share of starting value, since May 5, 2026 | 20.1% | |
| Price change, since May 5, 2026 | fell 20.6% | |
| Latest payout, annualized | 39.8% | |
| Return of capital, issuer estimate | 95% of the Sep 22, 2026 payment | |
| Drawdown | ||
| Below its high | 5.4%, high on Oct 6, 2026 | |
| Against its benchmark | ||
| What it tracks | Benchmark: Technology sector, measured through XLK | Technology Select Sector Index |
| Against its benchmark, same days | behind by 16.2 pts | |
| Cost and size | ||
| Expense ratio | 1.07% | 0.08% |
| Net assets, as of Oct 27, 2026 | $398,409 | $125.0bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 100% | |
| Top ten holdings, share of the fund | 64.6% | |
Holdings in common uses holdings dated Jun 30, 2026 and Oct 27, 2026. Method
Risk and return
May 15, 2026 to Oct 23, 2026 · 23 weekly returnsXLK returned more: +4.2% to −3.4%. TECY fell less at its worst: −6.3% to −8.3%.
Full scorecard
3 measures, with how each is measured Open ↓
| Measure | TECY | XLK | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | −3.4% | +4.2% | XLK | Price change plus distributions, reinvested. |
| Price return | −21.4% | +4.0% | XLK | Price change alone, distributions left out. |
| Risk | ||||
| Max drawdown | −6.3% | −8.3% | TECY | Deepest fall from a high to the low after it. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 23 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, TECY and XLK hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
TECY and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
No client brief for this pair: ETFIQ prints no one-year total return for TECY; the two funds' holdings are dated 119 days apart.
TECY
Over the period from its first trade on May 5, 2026 to Oct 28, 2026, TECY paid 20.1% of its starting value in cash distributions while its price fell 20.6%. With every distribution reinvested, the fund returned −0.6%. Technology sector (XLK) returned +15.6% over the same days, so a holder was behind by 16.2 pts. At its price on Oct 28, 2026 the latest distribution annualizes to 39.8%, paid weekly. GraniteShares estimates that 95% of the distribution paid Sep 22, 2026 was a return of capital (its 19a-1 notice). That is a tax label, not a measure of erosion.
XLK
XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.
Questions people ask
- Are TECY and XLK in the same category?
- TECY is an option-income ETF and XLK is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
- Which is cheaper, TECY or XLK?
- XLK is cheaper, by 0.99 percentage points a year. That is about $99 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, TECY against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/tecy-vs-xlk
ETFIQ. (Oct 28, 2026). TECY against XLK. Retrieved from https://etfiq.com/compare/any/tecy-vs-xlk
[TECY against XLK (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/tecy-vs-xlk)
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