Data as of Oct 28, 2026.

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BITO vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BITO returned −30.5% to XLK's +27.1%, and XLK charges 0.08% to BITO's 0.95%.

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Net assets: $1.6bn on Oct 28, 2026 for ProShares Bitcoin ETF, and $125.0bn on Oct 27, 2026 for State Street Technology Select Sector SPDR ETF.

At a glance
−30.5%
BITO total return, 1 year
+27.1%
XLK total return, 1 year
0.95%
BITO expense ratio
0.08%
XLK expense ratio

Pair scorecard

XLK costs 0.87 points a year less; their one-year returns differ by 57.6 points; XLK is far larger, $125.0bn against $1.6bn.

BITO vs XLK: Differences, Returns & Fees
MeasureBITOXLK
Return
Total return, 1 year−30.5%+27.1%
Drawdown
Below its high5.4%, high on Oct 6, 2026
Benchmark
What it tracksBitcoin futures and swaps on BitcoinTechnology Select Sector Index
Cost and size
Expense ratio0.95%0.08%
Net assets, as of Oct 27, 2026$1.6bn$125.0bn
Holdings
Holdings in common0%
In the S&P 500, by weight100%
Top ten holdings, share of the fund64.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, BITO and XLK hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BITO XLK
Only in one fund ↓
Only in BITO
CME BITCOIN FUT DIGITAL ASSETS 27/NOV/2026 BTCX6 CURNCY 45.87%
CME BITCOIN FUT DIGITAL ASSETS 30/OCT/2026 BTCV6 CURNCY 34.05%
COINBASE BIT FUT DIGITAL ASSETS 30/OCT/2026 BTIV6 CURNCY 15.54%
S&P CME BITCOIN FUTURES DAILY ROLL INDEX SWAP SOCIETE GENERALE 4.59%
Only in XLK
NVIDIA CORP 15.22%
APPLE INC 14.62%
MICROSOFT CORP 11.38%
ADVANCED MICRO DEVICES 4.78%
BROADCOM INC 4.70%
MICRON TECHNOLOGY INC 4.02%
INTEL CORP 2.72%
PALANTIR TECHNOLOGIES INC A 2.67%
Check overlap with more funds →

Side by side

BITO ProShares Bitcoin ETF XLK State Street Technology Select Sector SPDR ETF
Where it sits Crypto futures ETF Stock ETF
What it is Holds Bitcoin futures and swaps on Bitcoin Tracks an index of Technology
Total return, 1 year −30.5% +27.1%
Its benchmark over the same days not measured +13.6% (SPY)
Gap to its benchmark not measured +13.5 pts vs SPY
Expense ratio 0.95% 0.08%
Holdings not read by ETFIQ 76
Net assets, BITO as of Oct 28, 2026 and XLK as of Oct 27, 2026 $1.6bn $125.0bn

BITO and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
BITO

BITO is a registered fund that reaches Bitcoin through what its N-PORT for Aug 31, 2026 lists: Bitcoin futures and swaps on Bitcoin. Over the year to Oct 28, 2026, Bitcoin moved −28.3% and BITO returned −30.5%. That leaves it 2.2 percentage points behind. BITO is a registered investment company: it files a monthly N-PORT rather than a 10-K. Its N-PORT for Aug 31, 2026 puts 67.9% of its net assets in ProShares GENIUS Money Market ETF.

A holder gets exposure to Bitcoin without the fund holding the coin itself. That difference is the fee, the cost of rolling the futures from one month to the next, what the futures traded at against Bitcoin, and what the market paid for the shares, all of it together. It is the only number on this page the sponsor does not publish itself.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Are BITO and XLK in the same category?
BITO is a crypto futures ETF and XLK is a stock ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
Which returned more over the last year, BITO or XLK?
In the year to Oct 28, 2026, with distributions reinvested, BITO returned −30.5% and XLK +27.1%.
Which is cheaper, BITO or XLK?
XLK is cheaper, by 0.87 percentage points a year. That is about $87 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, BITO against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/bito-vs-xlk

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