TCAF vs VTI: Differences, Returns & Fees
TCAF and VTI hold 39% of their weight in the same names, and VTI returned +16.8% over the year. Net assets: $9.1bn on Oct 9, 2026 for T. Rowe Price Capital Appreciation Equity ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
VTI costs 0.28 points a year less; their one-year returns differ by 2.9 points; VTI is far larger, $2.30tn against $7.4bn.
| TCAF | VTI | |
|---|---|---|
| Expense ratio | 0.31% | 0.03% |
| Net assets, as of Jun 30, 2026 | $7.4bn | $2.30tn |
| Total return, 1 year | +13.9% | +16.8% |
| What it tracks | No index, actively managed | CRSP US Total Market Index |
| Holdings in common | 39% | |
| Top ten holdings, share of the fund | 40.9% | 33.5% |
Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026.
What they hold in common
By the books each fund has filed, TCAF and VTI hold 39% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Aug 31, 2026.
half
39% in common
On the same fields
TCAF and VTI on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About TCAF
TCAF is actively managed and tracks no index. Over the year to Oct 9, 2026 it returned +13.9% with distributions reinvested. The prospectus expense ratio is 0.31% a year. By its holdings filed for Jun 30, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 90 positions, with the top ten at 40.9%.
About VTI
VTI tracks an index of US total market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Aug 31, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,509 positions, with the top ten at 33.5%.
Questions people ask
- Which returned more over the last year, TCAF or VTI?
- In the year to Oct 9, 2026, with distributions reinvested, TCAF returned +13.9% and VTI +16.8%.
- Which is cheaper, TCAF or VTI?
- VTI is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, TCAF against VTI, data as of Oct 9, 2026. https://etfiq.com/compare/any/tcaf-vs-vti
ETFIQ. (Oct 9, 2026). TCAF against VTI. Retrieved from https://etfiq.com/compare/any/tcaf-vs-vti
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