Are SPYD and XBI in the same category?

SPYD is a stock ETF and XBI is a thematic ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.

Which returned more over the last year, SPYD or XBI?

In the year to Oct 28, 2026, with distributions reinvested, SPYD returned +15.3% and XBI +41.2%.

Which is cheaper, SPYD or XBI?

SPYD is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do SPYD and XBI overlap with the S&P 500?

By their latest filed holdings, 99% of SPYD and 13% of XBI by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SPYD vs XBI: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SPYD returned +15.3% to XBI's +41.2%, and SPYD charges 0.07% to XBI's 0.35%.

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Net assets on Oct 27, 2026: $7.5bn for State Street SPDR Portfolio S&P 500 High Dividend ETF and $10.3bn for State Street SPDR S&P Biotech ETF.

SPYD on its own →XBI on its own →

At a glance

+15.3%

SPYD total return, 1 year

+41.2%

XBI total return, 1 year

0.07%

SPYD expense ratio

0.35%

XBI expense ratio

Pair scorecard

SPYD costs 0.28 points a year less; their one-year returns differ by 25.9 points; XBI is 1.4 times larger.

SPYD vs XBI: Differences, Returns & Fees
Measure	SPYD	XBI
Return
Measure	SPYD	XBI
Total return, 1 year	+15.3%	+41.2%
Drawdown
Measure	SPYD	XBI
Below its high	4.1%, high on Aug 24, 2026
Below its all-time high		8.9%, high on Feb 8, 2021
Benchmark
Measure	SPYD	XBI
What it tracks	S&P 500 High Dividend Index	Biotech
Cost and size
Measure	SPYD	XBI
Expense ratio	0.07%	0.35%
Net assets, as of Oct 27, 2026	$7.5bn	$10.3bn
Active share vs the S&P 500		98%
Holdings
Measure	SPYD	XBI
Holdings in common	0%
Top ten holdings, share of the fund	16.1%	18%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SPYD and XBI hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SPYD XBI

Only in one fund ↓

Only in SPYD

ACCENTURE PLC CL A 2.18%

HP INC 1.74%

HASBRO INC 1.73%

PFIZER INC 1.56%

CHEVRON CORP 1.54%

MEDTRONIC PLC 1.49%

CROWN CASTLE INC 1.47%

BEST BUY CO INC 1.47%

Only in XBI

MODERNA INC 2.24%

TWIST BIOSCIENCE CORP 1.86%

NATERA INC 1.82%

BIOGEN INC 1.75%

HALOZYME THERAPEUTICS INC 1.75%

UNITED THERAPEUTICS CORP 1.71%

AMGEN INC 1.68%

ABBVIE INC 1.67%

Check overlap with more funds →

Side by side

SPYD State Street SPDR Portfolio S&P 500 High Dividend ETF XBI State Street SPDR S&P Biotech ETF

Where it sits Stock ETF Thematic ETF

Issuer State Street State Street

What it is Tracks the S&P 500 High Dividend Biotech

Total return, 1 year +15.3% +41.2%

Expense ratio 0.07% 0.35%

Already in the S&P 500 99.3% 13.2%

Holdings 79 165

Net assets, as of Oct 27, 2026 $7.5bn $10.3bn

SPYD and XBI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SPYD

SPYD tracks the S&P 500 High Dividend. Over the year to Oct 28, 2026 it returned +15.3% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings published by its issuer for Oct 27, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 79 positions, with the top ten at 16.1%. It sat 4.1% below its high of Aug 24, 2026 on Oct 28, 2026.

XBI

By weight, 13% of XBI's portfolio is stocks that are also in the S&P 500; its active share against the S&P 500 is 98%. The top ten holdings are 18% of the fund across 165 positions, as published by its issuer for Oct 27, 2026. Over the year to Oct 28, 2026 the fund returned +41.2% with distributions reinvested. It sits 8.9% below its all-time high of Feb 8, 2021.

Questions people ask

Are SPYD and XBI in the same category?: SPYD is a stock ETF and XBI is a thematic ETF, so they do different jobs. The table compares what both publish: return, cost and holdings.
Which returned more over the last year, SPYD or XBI?: In the year to Oct 28, 2026, with distributions reinvested, SPYD returned +15.3% and XBI +41.2%.
Which is cheaper, SPYD or XBI?: SPYD is cheaper, by 0.28 percentage points a year. That is about $28 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do SPYD and XBI overlap with the S&P 500?: By their latest filed holdings, 99% of SPYD and 13% of XBI by weight is stocks the S&P 500 already holds.

Other comparisons

IBB vs SPYD BITO vs SPYD CGBL vs SPYD HGER vs SPYD SPHD vs XBI DGRO vs XBI IWD vs XBI SCHD vs XBI

Where to next

SPYD on its own →XBI on its own →Hold both: look the portfolio through →Rankings →SPYD dividend history →SPYD holdings →XBI dividend history →XBI holdings →Standards and sources →

Sources and dates

SPYD and XBI filings on SEC EDGAR ↗

SPYD and XBI prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SPYD against XBI, data as of Oct 28, 2026. https://etfiq.com/compare/any/spyd-vs-xbi

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.