Data as of Oct 28, 2026.

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SIVR vs VBIL: Differences, Returns & Fees

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SIVR is a commodity fund and VBIL a short-term Treasury fund, and over the year to Oct 28, 2026, SIVR returned +15.0% against +3.7%.

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Net assets: $3.7bn on Oct 28, 2026 for abrdn Physical Silver Shares ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.

At a glance
+15.0%
SIVR total return, 1 year
+3.7%
VBIL total return, 1 year
0.30%
SIVR expense ratio
0.06%
VBIL expense ratio

Pair scorecard

VBIL costs 0.24 points a year less; their one-year returns differ by 11.3 points.

SIVR vs VBIL: Differences, Returns & Fees
MeasureSIVRVBIL
Return
Total return, 1 year+15.0%+3.7%
Drawdown
Below its high53.5%, high on Jan 28, 2026
Benchmark
What it tracksSilverBloomberg U.S. Treasury Bills 0-3 Months Index
Cost and size
Expense ratio0.30%0.06%
Net assets, SIVR as of Oct 28, 2026 and VBIL as of Sep 30, 2026$3.7bn$12.8bn
Holdings
Holdings in commonnot published

Method

Side by side

SIVR abrdn Physical Silver Shares ETF VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits Commodity ETF Bond ETF
What it is Holds silver Tracks an index of 0-3 Month Treasury Bill
Total return, 1 year +15.0% +3.7%
Its benchmark over the same days +14.9% (SLV) not measured
Gap to its benchmark +0.1 pts vs SLV not measured
Expense ratio 0.30% 0.06%
Holdings not counted 28
Net assets, SIVR as of Oct 28, 2026 and VBIL as of Sep 30, 2026 $3.7bn $12.8bn

SIVR and VBIL on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
SIVR

Its expense ratio is 0.30% a year, for the three months to Jun 30, 2026, as its 10-Q states.

SIVR holds silver. Over the year to Oct 28, 2026 it returned +15.0% with distributions reinvested, against +14.9% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.

VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, SIVR or VBIL?
In the year to Oct 28, 2026, with distributions reinvested, SIVR returned +15.0% and VBIL +3.7%.
Which is cheaper, SIVR or VBIL?
VBIL is cheaper, by 0.24 percentage points a year. That is about $24 on $10,000 held for a year. Fees come from each fund's own filings.
Other comparisons
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ETFIQ, SIVR against VBIL, data as of Oct 28, 2026. https://etfiq.com/compare/any/sivr-vs-vbil

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