Which returned more over the last year, SDY or XHB?

In the year to Oct 28, 2026, with distributions reinvested, SDY returned +16.5% and XHB −8.6%.

Which is cheaper, SDY or XHB?

Neither: SDY and XHB both charge 0.35% a year. Fees come from each fund's prospectus.

How much do SDY and XHB overlap with the S&P 500?

By their latest filed holdings, 84% of SDY and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

SDY vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, SDY returned +16.5% to XHB's −8.6%; 1% of their weight is in the same names.

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Net assets on Oct 27, 2026: $21.9bn for State Street SPDR S&P Dividend ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

SDY on its own →XHB on its own →

At a glance

+16.5%

SDY total return, 1 year

−8.6%

XHB total return, 1 year

0.35%

SDY expense ratio

0.35%

XHB expense ratio

Pair scorecard

Both cost 0.35% a year; their one-year returns differ by 25.1 points; SDY is 14.6 times larger.

SDY vs XHB: Differences, Returns & Fees
Measure	SDY	XHB
Return
Measure	SDY	XHB
Total return, 1 year	+16.5%	−8.6%
Drawdown
Measure	SDY	XHB
Below its high		20.5%, high on Oct 18, 2024
Benchmark
Measure	SDY	XHB
What it tracks	S&P High Yield Dividend Aristocrats Index	S&P Homebuilders Select Industry Index
Cost and size
Measure	SDY	XHB
Expense ratio	0.35%	0.35%
Net assets, as of Oct 27, 2026	$21.9bn	$1.5bn
Holdings
Measure	SDY	XHB
Holdings in common	1%
Top ten holdings, share of the fund	20.4%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, SDY and XHB hold 1% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

1% in common

Positions both hold · largest shared weight first SDY XHB

LOWE S COS INC 0.93% 3.21%

CARLISLE COS INC 0.55% 3.33%

Only in one fund ↓

Only in SDY

ACCENTURE PLC CL A 3.73%

VERIZON COMMUNICATIONS INC 2.81%

CHEVRON CORP 2.15%

REALTY INCOME CORP 1.94%

PEPSICO INC 1.82%

MEDTRONIC PLC 1.79%

TARGET CORP 1.59%

AUTOMATIC DATA PROCESSING 1.55%

Only in XHB

ALLEGION PLC 3.83%

SHARKNINJA INC 3.76%

WAYFAIR INC CLASS A 3.63%

WILLIAMS SONOMA INC 3.54%

SIMPSON MANUFACTURING CO INC 3.49%

MASCO CORP 3.49%

JOHNSON CONTROLS INTERNATION 3.46%

DR HORTON INC 3.41%

Check overlap with more funds →

Side by side

SDY State Street SPDR S&P Dividend ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Stock ETF Stock ETF

Issuer State Street State Street

What it is Tracks the S&P Dividend Tracks the S&P Homebuilders

Total return, 1 year +16.5% −8.6%

Expense ratio 0.35% 0.35%

Already in the S&P 500 84.4% 45.7%

Holdings 156 34

Net assets, as of Oct 27, 2026 $21.9bn $1.5bn

SDY and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SDY

SDY tracks the S&P Dividend. Over the year to Oct 28, 2026 it returned +16.5% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 84% of the fund by weight is stocks the S&P 500 also holds, across 156 positions, with the top ten at 20.4%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SDY or XHB?: In the year to Oct 28, 2026, with distributions reinvested, SDY returned +16.5% and XHB −8.6%.
Which is cheaper, SDY or XHB?: Neither: SDY and XHB both charge 0.35% a year. Fees come from each fund's prospectus.
How much do SDY and XHB overlap with the S&P 500?: By their latest filed holdings, 84% of SDY and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

SDY vs XRT SDY vs XLY SDY vs XLV SDY vs XLF VOE vs XHB DVY vs XHB COWZ vs XHB NOBL vs XHB

Where to next

SDY on its own →XHB on its own →Hold both: look the portfolio through →Rankings →SDY dividend history →SDY holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

SDY and XHB filings on SEC EDGAR ↗

SDY and XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SDY against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/sdy-vs-xhb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.