Data as of Oct 28, 2026.

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COWZ vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, COWZ returned +24.4% to XHB's −8.6%; 4% of their weight is in the same names.

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Net assets on Oct 27, 2026: $19.5bn for Pacer US Cash Cows 100 ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

At a glance
+24.4%
COWZ total return, 1 year
−8.6%
XHB total return, 1 year
0.49%
COWZ expense ratio
0.35%
XHB expense ratio

Pair scorecard

XHB costs 0.14 points a year less; their one-year returns differ by 33.0 points; COWZ is 13.0 times larger.

COWZ vs XHB: Differences, Returns & Fees
MeasureCOWZXHB
Return
Total return, 1 year+24.4%−8.6%
Drawdown
Below its high20.5%, high on Oct 18, 2024
Benchmark
What it tracksPacer US Cash Cows 100 IndexS&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.49%0.35%
Net assets, as of Oct 27, 2026$19.5bn$1.5bn
Holdings
Holdings in common4%
Top ten holdings, share of the fund20.4%35.4%

Holdings in common uses holdings dated Jul 31, 2026 and Oct 27, 2026. Method

What they share

4%

By the books each fund has filed, COWZ and XHB hold 4% of their money in the same securities at the same weight. Holdings dated Jul 31, 2026 and Oct 27, 2026.

0 half 100%

half

4% in common

Positions both hold · largest shared weight first COWZ XHB
Lowe's Cos Inc 1.89% 3.21%
DR Horton Inc 1.03% 3.41%
PulteGroup Inc 0.59% 3.29%
NVR Inc 0.37% 3.02%
Only in one fund ↓
Only in COWZ
Booking Holdings Inc 2.23%
Bristol-Myers Squibb Co 2.18%
HCA Healthcare Inc 2.07%
Marathon Petroleum Corp 2.06%
General Dynamics Corp 2.05%
Intuit Inc 2.04%
Verizon Communications Inc 1.97%
AT&T Inc 1.95%
Only in XHB
ALLEGION PLC 3.83%
SHARKNINJA INC 3.76%
WAYFAIR INC CLASS A 3.63%
WILLIAMS SONOMA INC 3.54%
SIMPSON MANUFACTURING CO INC 3.49%
MASCO CORP 3.49%
JOHNSON CONTROLS INTERNATION 3.46%
TOLL BROTHERS INC 3.38%
Check overlap with more funds →

Side by side

COWZ Pacer US Cash Cows 100 ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of US Cash Cows 100 Tracks the S&P Homebuilders
Total return, 1 year +24.4% −8.6%
Expense ratio 0.49% 0.35%
Already in the S&P 500 94.7% 45.7%
Holdings 100 34
Net assets, as of Oct 27, 2026 $19.5bn $1.5bn

COWZ and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
COWZ

COWZ tracks an index of US Cash Cows 100. Over the year to Oct 28, 2026 it returned +24.4% with distributions reinvested. The prospectus expense ratio is 0.49% a year. By its holdings filed for Jul 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 100 positions, with the top ten at 20.4%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, COWZ or XHB?
In the year to Oct 28, 2026, with distributions reinvested, COWZ returned +24.4% and XHB −8.6%.
Which is cheaper, COWZ or XHB?
XHB is cheaper, by 0.14 percentage points a year. That is about $14 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do COWZ and XHB overlap with the S&P 500?
By their latest filed holdings, 95% of COWZ and 46% of XHB by weight is stocks the S&P 500 already holds.
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ETFIQ, COWZ against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/cowz-vs-xhb

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