Which returned more over the last year, SCHP or XHB?

In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and XHB returned −16.6%, so SCHP returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or XHB?

SCHP charges 0.03% a year and XHB charges 0.35%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs XHB: how they differ

SCHP and XHB hold 0% of their weight in the same names, and SCHP returned more over the year.

Schwab U.S. TIPS ETF and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.

What they hold in common

By the books each fund has filed, SCHP and XHB hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHP	Only in XHB
United States Treasury 4.09%	ALLEGION PLC 4.42%
United States Treasury 4.03%	OWENS CORNING 4.18%
United States Treasury 4.02%	WILLIAMS SONOMA INC 4.08%
United States Treasury 3.79%	CHAMPION HOMES INC 3.94%
United States Treasury 3.62%	INSTALLED BUILDING PRODUCTS 3.90%
United States Treasury 3.42%	JOHNSON CONTROLS INTERNATION 3.87%
United States Treasury 3.39%	CARLISLE COS INC 3.80%
United States Treasury 3.38%	PULTEGROUP INC 3.71%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.

SCHP and XHB on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	State Street
What it is	US TIPS	SPDR S&P Homebuilders
Total return, 1 year	−0.8%	−16.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	−34.1 pts
Expense ratio	0.03%	0.35%
Holdings	48	35

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

XHB in plain words

XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 39.3%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHP or XHB?: In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and XHB returned −16.6%, so SCHP returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or XHB?: SCHP charges 0.03% a year and XHB charges 0.35%, so SCHP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against XHB, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against XHB, data as of Sep 13, 2026. https://etfiq.com/compare/any/schp-vs-xhb Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources