Data as of Oct 28, 2026.

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VGLT vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, VGLT returned −6.7% to XHB's −8.6%; 0% of their weight is in the same names.

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Net assets: $10.4bn on Sep 30, 2026 for Vanguard Long-Term Treasury ETF, and $1.5bn on Oct 27, 2026 for State Street SPDR S&P Homebuilders ETF.

At a glance
−6.7%
VGLT total return, 1 year
−8.6%
XHB total return, 1 year
0.03%
VGLT expense ratio
0.35%
XHB expense ratio

Pair scorecard

VGLT costs 0.32 points a year less; their one-year returns differ by 1.9 points; VGLT is 7.4 times larger.

VGLT vs XHB: Differences, Returns & Fees
MeasureVGLTXHB
Return
Total return, 1 year−6.7%−8.6%
Drawdown
Below its high38.8%, high on Aug 4, 202020.5%, high on Oct 18, 2024
Benchmark
What it tracksBloomberg U.S. Long Treasury IndexS&P Homebuilders Select Industry Index
Cost and size
Expense ratio0.03%0.35%
Net assets, as of Sep 30, 2026$10.4bn$1.4bn
Holdings
Holdings in common0%
In the S&P 500, by weight46%
Top ten holdings, share of the fund35.4%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, VGLT and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first VGLT XHB
Only in one fund ↓
Only in VGLT
United States Treasury Note/Bond 2.19%
United States Treasury Note/Bond 2.13%
United States Treasury Note/Bond 2.13%
United States Treasury Note/Bond 2.10%
United States Treasury Note/Bond 2.08%
United States Treasury Note/Bond 2.08%
United States Treasury Note/Bond 2.07%
United States Treasury Note/Bond 2.05%
Only in XHB
ALLEGION PLC 3.83%
SHARKNINJA INC 3.76%
WAYFAIR INC CLASS A 3.63%
WILLIAMS SONOMA INC 3.54%
SIMPSON MANUFACTURING CO INC 3.49%
MASCO CORP 3.49%
JOHNSON CONTROLS INTERNATION 3.46%
DR HORTON INC 3.41%
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Side by side

VGLT Vanguard Long-Term Treasury ETF XHB State Street SPDR S&P Homebuilders ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of Long-term Treasury Tracks the S&P Homebuilders
Total return, 1 year −6.7% −8.6%
Its benchmark over the same days −6.7% (SCHQ) not measured
Gap to its benchmark 0.0 pts vs SCHQ not measured
Expense ratio 0.03% 0.35%
Holdings 102 34
Net assets, VGLT as of Sep 30, 2026 and XHB as of Oct 27, 2026 $10.4bn $1.5bn

VGLT and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
VGLT

VGLT tracks an index of Long-term Treasury. Over the year to Oct 28, 2026 it returned −6.7% with distributions reinvested, against −6.7% for its benchmark, the Bloomberg U.S. Long Treasury Index. The prospectus expense ratio is 0.03% a year. It sat 38.8% below its high of Aug 4, 2020 on Oct 28, 2026.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, VGLT or XHB?
In the year to Oct 28, 2026, with distributions reinvested, VGLT returned −6.7% and XHB −8.6%.
Which is cheaper, VGLT or XHB?
VGLT is cheaper, by 0.32 percentage points a year. That is about $32 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, VGLT against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/vglt-vs-xhb

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