Which returned more over the last year, BINC or XHB?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XHB −8.6%.

Which is cheaper, BINC or XHB?

XHB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and XHB overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 46% of XHB by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs XHB: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to XHB's −8.6%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $1.5bn for State Street SPDR S&P Homebuilders ETF.

BINC on its own →XHB on its own →

At a glance

+0.5%

BINC total return, 1 year

−8.6%

XHB total return, 1 year

0.40%

BINC expense ratio

0.35%

XHB expense ratio

Pair scorecard

XHB costs 0.05 points a year less; their one-year returns differ by 9.1 points; BINC is 11.2 times larger.

BINC vs XHB: Differences, Returns & Fees
Measure	BINC	XHB
Return
Measure	BINC	XHB
Total return, 1 year	+0.5%	−8.6%
Drawdown
Measure	BINC	XHB
Below its high		20.5%, high on Oct 18, 2024
Benchmark
Measure	BINC	XHB
What it tracks	No index, actively managed	S&P Homebuilders Select Industry Index
Cost and size
Measure	BINC	XHB
Expense ratio	0.40%	0.35%
Net assets, as of Oct 27, 2026	$16.8bn	$1.5bn
Holdings
Measure	BINC	XHB
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	35.4%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and XHB hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC XHB

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in XHB

ALLEGION PLC 3.83%

SHARKNINJA INC 3.76%

WAYFAIR INC CLASS A 3.63%

WILLIAMS SONOMA INC 3.54%

SIMPSON MANUFACTURING CO INC 3.49%

MASCO CORP 3.49%

JOHNSON CONTROLS INTERNATION 3.46%

DR HORTON INC 3.41%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF XHB State Street SPDR S&P Homebuilders ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks the S&P Homebuilders

Total return, 1 year +0.5% −8.6%

Expense ratio 0.40% 0.35%

Already in the S&P 500 0.0% 45.7%

Holdings 4690 34

Net assets, as of Oct 27, 2026 $16.8bn $1.5bn

BINC and XHB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

XHB

XHB tracks the S&P Homebuilders. Over the year to Oct 28, 2026 it returned −8.6% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 35.4%. It sat 20.5% below its high of Oct 18, 2024 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or XHB?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XHB −8.6%.
Which is cheaper, BINC or XHB?: XHB is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and XHB overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 46% of XHB by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs XRT BINC vs XLY BINC vs IYE BINC vs VHT IEI vs XHB SCHP vs XHB HYG vs XHB TIP vs XHB

Where to next

BINC on its own →XHB on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →XHB dividend history →XHB holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

XHB filings on SEC EDGAR ↗

XHB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against XHB, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-xhb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.