Which returned more over the last year, BINC or XRT?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XRT +2.4%.

Which is cheaper, BINC or XRT?

XRT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do BINC and XRT overlap with the S&P 500?

By their latest filed holdings, 0% of BINC and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

BINC vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, BINC returned +0.5% to XRT's +2.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $16.8bn for iShares Flexible Income Active ETF and $362m for State Street SPDR S&P Retail ETF.

BINC on its own →XRT on its own →

At a glance

+0.5%

BINC total return, 1 year

+2.4%

XRT total return, 1 year

0.40%

BINC expense ratio

0.35%

XRT expense ratio

Pair scorecard

XRT costs 0.05 points a year less; their one-year returns differ by 1.9 points; BINC is far larger, $16.8bn against $362m.

BINC vs XRT: Differences, Returns & Fees
Measure	BINC	XRT
Return
Measure	BINC	XRT
Total return, 1 year	+0.5%	+2.4%
Drawdown
Measure	BINC	XRT
Below its high		9.9%, high on Nov 16, 2021
Benchmark
Measure	BINC	XRT
What it tracks	No index, actively managed	S&P Retail Select Industry Index
Cost and size
Measure	BINC	XRT
Expense ratio	0.40%	0.35%
Net assets, as of Oct 27, 2026	$16.8bn	$362m
Holdings
Measure	BINC	XRT
Holdings in common	0%
Top ten holdings, share of the fund	24.6%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, BINC and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC XRT

Only in one fund ↓

Only in BINC

BLACKROCK CASH CL INST SL AGENCY 5.80%

UMBS 30YR TBA(REG A) 4.50%

TREASURY NOTE (2OLD) 4.34%

UMBS 30YR TBA(REG A) 2.91%

UMBS 30YR TBA(REG A) 2.21%

CASH COLLATERAL MORGAN STANLEY & C 1.68%

ISHARES IBOXX $ INV GRADE CORPORAT 0.99%

EUR/USD 0.83%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF XRT State Street SPDR S&P Retail ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Actively managed Tracks the S&P Retail

Total return, 1 year +0.5% +2.4%

Expense ratio 0.40% 0.35%

Already in the S&P 500 0.0% 22.5%

Holdings 4690 74

Net assets, as of Oct 27, 2026 $16.8bn $362m

BINC and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or XRT?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and XRT +2.4%.
Which is cheaper, BINC or XRT?: XRT is cheaper, by 0.05 percentage points a year. That is about $5 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do BINC and XRT overlap with the S&P 500?: By their latest filed holdings, 0% of BINC and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

BINC vs XHB BINC vs XLY BINC vs XOP BINC vs VOX IEI vs XRT SCHP vs XRT HYG vs XRT TIP vs XRT

Where to next

BINC on its own →XRT on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.