Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
HYG vs XRT: how they differ
HYG and XRT hold 0% of their weight in the same names, and HYG returned more over the year.
iShares iBoxx $ High Yield Corporate Bond ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, HYG and XRT hold 0% of their money in the same securities at the same weight.
| Only in HYG | Only in XRT |
|---|---|
| BLK CSH FND TREASURY SL AGENCY 0.68% | ABERCROMBIE + FITCH CO CL A 2.37% |
| 1261229 BC LTD 144A 0.56% | MARINEMAX INC 2.27% |
| MERIDIAN ARC HOLDCO LLC 144A 0.47% | CARMAX INC 1.77% |
| PR RNO PROPERTY OWNER 1 LLC 144A 0.35% | FIVE BELOW 1.75% |
| WULF COMPUTE LLC 144A 0.29% | TARGET CORP 1.73% |
| GALAXY HELIOS DATA CENTERS II LLC 144A 0.28% | PENSKE AUTOMOTIVE GROUP INC 1.72% |
| PANTHER ESCROW ISSUER LLC 144A 0.28% | SALLY BEAUTY HOLDINGS INC 1.71% |
| SV RNO PROPERTY OWNER 1 LLC 144A 0.28% | LITHIA MOTORS INC 1.70% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| HYG iShares iBoxx $ High Yield Corporate Bond ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | US high yield bonds | SPDR S&P Retail |
| Total return, 1 year | +2.9% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −14.6 pts | −20.6 pts |
| Expense ratio | 0.49% | 0.35% |
| Holdings | 1326 | 77 |
HYG in plain words
HYG is a bond fund tracking the US high yield bonds. Over the year to Sep 11, 2026 it returned +2.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.49% a year.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, HYG or XRT?
- In the year to Sep 13, 2026, with distributions reinvested, HYG returned +2.9% and XRT returned −3.0%, so HYG returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, HYG or XRT?
- HYG charges 0.49% a year and XRT charges 0.35%, so XRT is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, HYG against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/hyg-vs-xrt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources