Which returned more over the last year, AOR or XRT?

In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and XRT +2.4%.

Which is cheaper, AOR or XRT?

AOR is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do AOR and XRT overlap with the S&P 500?

By their latest filed holdings, 0% of AOR and 22% of XRT by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

AOR vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, AOR returned +7.8% to XRT's +2.4%; 0% of their weight is in the same names.

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Net assets: $3.9bn on Oct 28, 2026 for iShares Core 60/40 Balanced Allocation ETF, and $362m on Oct 27, 2026 for State Street SPDR S&P Retail ETF.

AOR on its own →XRT on its own →

At a glance

+7.8%

AOR total return, 1 year

+2.4%

XRT total return, 1 year

0.15%

AOR expense ratio

0.35%

XRT expense ratio

Pair scorecard

AOR costs 0.20 points a year less; their one-year returns differ by 5.4 points; AOR is 10.8 times larger.

AOR vs XRT: Differences, Returns & Fees
Measure	AOR	XRT
Return
Measure	AOR	XRT
Total return, 1 year	+7.8%	+2.4%
Drawdown
Measure	AOR	XRT
Below its high		9.9%, high on Nov 16, 2021
Benchmark
Measure	AOR	XRT
What it tracks	60/40 Balanced Allocation	S&P Retail Select Industry Index
Cost and size
Measure	AOR	XRT
Expense ratio	0.15%	0.35%
Net assets, as of Oct 27, 2026	$3.9bn	$362m
Holdings
Measure	AOR	XRT
Holdings in common	0%
Top ten holdings, share of the fund	99.9%	16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, AOR and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first AOR XRT

Only in one fund ↓

Only in AOR

ISHARES CORE S&P ETF TRUST 35.70%

ISHARES CORE UNIV USD BOND ETF 32.15%

ISHARES CORE MSCI INT DEVEL ETF 17.10%

ISHARES CORE MSCI EMERGING MARKETS 6.34%

iShares Core Intl Aggregate Bnd ET 5.81%

ISHARES CORE S&P MID-CAP ETF 1.89%

ISHARES CORE S&P SMALL-CAP ETF 0.92%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

AOR iShares Core 60/40 Balanced Allocation ETF XRT State Street SPDR S&P Retail ETF

Where it sits Allocation ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of 60/40 Balanced Allocation Tracks the S&P Retail

Total return, 1 year +7.8% +2.4%

Its benchmark over the same days +13.4% (ACWI) not measured

Gap to its benchmark −5.6 pts vs ACWI not measured

Expense ratio 0.15% 0.35%

Already in the S&P 500 0.0% 22.5%

Holdings 7 74

Net assets, AOR as of Oct 28, 2026 and XRT as of Oct 27, 2026 $3.9bn $362m

AOR and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

AOR

AOR tracks an index of 60/40 Balanced Allocation. Over the year to Oct 28, 2026 it returned +7.8% with distributions reinvested, against +13.4% for its benchmark, the MSCI All Country World Index. The prospectus expense ratio is 0.15% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 7 positions, with the top ten at 99.9%.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, AOR or XRT?: In the year to Oct 28, 2026, with distributions reinvested, AOR returned +7.8% and XRT +2.4%.
Which is cheaper, AOR or XRT?: AOR is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do AOR and XRT overlap with the S&P 500?: By their latest filed holdings, 0% of AOR and 22% of XRT by weight is stocks the S&P 500 already holds.

Other comparisons

AOR vs XHB AOR vs XLY AOR vs XOP AOR vs VOX CGBL vs XRT IYR vs XRT HYMB vs XRT FXI vs XRT

Where to next

AOR on its own →XRT on its own →Hold both: look the portfolio through →Rankings →AOR dividend history →AOR holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

AOR filings on SEC EDGAR ↗

AOR prospectus with the expense ratio (SEC) ↗

iShares page for AOR ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, AOR against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/aor-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.