Which returned more over the last year, IEI or XRT?

In the year to Oct 28, 2026, with distributions reinvested, IEI returned −1.1% and XRT +2.4%.

Which is cheaper, IEI or XRT?

IEI is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

IEI vs XRT: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IEI returned −1.1% to XRT's +2.4%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $17.0bn for iShares 3-7 Year Treasury Bond ETF and $362m for State Street SPDR S&P Retail ETF.

IEI on its own →XRT on its own →

At a glance

−1.1%

IEI total return, 1 year

+2.4%

XRT total return, 1 year

0.15%

IEI expense ratio

0.35%

XRT expense ratio

Pair scorecard

IEI costs 0.20 points a year less; their one-year returns differ by 3.5 points; IEI is far larger, $17.0bn against $362m.

IEI vs XRT: Differences, Returns & Fees
Measure	IEI	XRT
Return
Measure	IEI	XRT
Total return, 1 year	−1.1%	+2.4%
Drawdown
Measure	IEI	XRT
Below its high		9.9%, high on Nov 16, 2021
Benchmark
Measure	IEI	XRT
What it tracks	ICE U.S. Treasury 3-7 Year Bond Index	S&P Retail Select Industry Index
Cost and size
Measure	IEI	XRT
Expense ratio	0.15%	0.35%
Net assets, as of Oct 27, 2026	$17.0bn	$362m
Holdings
Measure	IEI	XRT
Holdings in common	0%
In the S&P 500, by weight		22%
Top ten holdings, share of the fund		16.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IEI and XRT hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IEI XRT

Only in one fund ↓

Only in IEI

TREASURY NOTE 2.95%

TREASURY NOTE (2OLD) 2.36%

TREASURY NOTE 2.31%

TREASURY NOTE 2.29%

TREASURY NOTE 2.27%

TREASURY NOTE 2.25%

TREASURY NOTE 2.20%

Only in XRT

KOHLS CORP 1.85%

MAPLEBEAR INC 1.76%

BATH + BODY WORKS INC 1.69%

ETSY INC 1.68%

VICTORIA S SECRET + CO 1.66%

BJ S WHOLESALE CLUB HOLDINGS 1.62%

GAMESTOP CORP CLASS A 1.60%

OLLIE S BARGAIN OUTLET HOLDI 1.60%

Check overlap with more funds →

Side by side

IEI iShares 3-7 Year Treasury Bond ETF XRT State Street SPDR S&P Retail ETF

Where it sits Bond ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of 3-7 Year Treasury Bond Tracks the S&P Retail

Total return, 1 year −1.1% +2.4%

Expense ratio 0.15% 0.35%

Holdings 82 74

Net assets, as of Oct 27, 2026 $17.0bn $362m

IEI and XRT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IEI

IEI tracks an index of 3-7 Year Treasury Bond. Over the year to Oct 28, 2026 it returned −1.1% with distributions reinvested. The prospectus expense ratio is 0.15% a year.

XRT

XRT tracks the S&P Retail. Over the year to Oct 28, 2026 it returned +2.4% with distributions reinvested. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Oct 27, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 74 positions, with the top ten at 16.6%. It sat 9.9% below its high of Nov 16, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IEI or XRT?: In the year to Oct 28, 2026, with distributions reinvested, IEI returned −1.1% and XRT +2.4%.
Which is cheaper, IEI or XRT?: IEI is cheaper, by 0.20 percentage points a year. That is about $20 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

IEI vs XHB IEI vs XLY IEI vs XOP IEI vs VOX SHY vs XRT VGSH vs XRT SCHP vs XRT IGIB vs XRT

Where to next

IEI on its own →XRT on its own →Hold both: look the portfolio through →Rankings →IEI dividend history →IEI holdings →XRT dividend history →XRT holdings →Standards and sources →

Sources and dates

IEI filings on SEC EDGAR ↗

IEI prospectus with the expense ratio (SEC) ↗

iShares page for IEI ↗

XRT filings on SEC EDGAR ↗

XRT prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IEI against XRT, data as of Oct 28, 2026. https://etfiq.com/compare/any/iei-vs-xrt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.