Which returned more over the last year, SCHP or VCLT?

In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VCLT −5.9%.

Which is cheaper, SCHP or VCLT?

Neither: SCHP and VCLT both charge 0.03% a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHP vs VCLT: Differences, Returns & Fees

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SCHP's duration was 6.3 years on Jun 30, 2026 and VCLT's 12.0 on May 31, 2026; both charge 0.03%.

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Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $7.5bn on Sep 30, 2026 for Vanguard Long-Term Corporate Bond ETF.

SCHP on its own →VCLT on its own →

At a glance

−0.8%

SCHP total return, 1 year

−5.9%

VCLT total return, 1 year

0.03%

SCHP expense ratio

0.03%

VCLT expense ratio

Pair scorecard

Both cost 0.03% a year; their one-year returns differ by 5.1 points.

Points (pts) are percentage points.

SCHP vs VCLT: Differences, Returns & Fees
Measure	SCHP	VCLT
Return
Measure	SCHP	VCLT
Total return, 1 year	−0.8%	−5.9%
Drawdown
Measure	SCHP	VCLT
Below its high		17.8%, high on Sep 22, 2021
Benchmark
Measure	SCHP	VCLT
What it tracks	US TIPS	Bloomberg U.S. 10+ Year Corporate Bond Index
Cost and size
Measure	SCHP	VCLT
Expense ratio	0.03%	0.03%
Net assets, SCHP as of Jun 30, 2026 and VCLT as of Sep 30, 2026	$16.5bn	$7.5bn
Holdings
Measure	SCHP	VCLT
Holdings in common	0%

Holdings in common uses holdings dated May 31, 2026 and Jun 30, 2026. Method

Risk and return

Aug 13, 2010 to Oct 23, 2026 · 845 weekly returns

SCHP VCLT

Return

Total return edge VCLT +52.2% +80.7%

Annualized edge VCLT +2.6% +3.7%

Price return edge SCHP +1.8% −12.5%

Risk

Volatility edge SCHP 5.5% 12.7%

Max drawdown edge SCHP −14.0% −34.0%

Risk-adjusted

Sharpe edge VCLT (slight) 0.21 0.23

Sortino edge VCLT 0.29 0.32

Calmar edge SCHP 0.19 0.11

Reading

VCLT returned more: +80.7% to +52.2%. SCHP swung less: 5.5% to 12.7%. SCHP fell less at its worst: −14.0% to −34.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: SCHP vs VCLT: Differences, Returns & Fees
Measure	SCHP	VCLT	Edge	How it is measured
Return
Total return	+52.2%	+80.7%	VCLT	Price change plus distributions, reinvested.
Annualized	+2.6%	+3.7%	VCLT	Total return as a yearly rate.
Price return	+1.8%	−12.5%	SCHP	Price change alone, distributions left out.
Risk
Volatility	5.5%	12.7%	SCHP	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	4.0%	8.9%	SCHP	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−14.0%	−34.0%	SCHP	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.21	0.23	VCLT (slight)	Return above Treasury bills per unit of volatility.
Sortino	0.29	0.32	VCLT	Return above Treasury bills per unit of downside deviation.
Calmar	0.19	0.11	SCHP	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 845 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, SCHP and VCLT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jun 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHP VCLT

Only in one fund ↓

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Only in VCLT

ANHEUSER-BUSCH, due Feb 1, 2046 0.37%

CVS HEALTH CORP, due Mar 25, 2048 0.33%

META PLATFORMS, due Nov 15, 2055 0.28%

BOEING CO, due May 1, 2050 0.27%

PFIZER INVSTMNT, due May 19, 2053 0.27%

AMAZON.COM INC, due Mar 13, 2056 0.26%

ORACLE CORP, due Feb 4, 2056 0.24%

AT&T INC, due Sep 15, 2053 0.23%

Check overlap with more funds →

Side by side

SCHP Schwab U.S. TIPS ETF VCLT Vanguard Long-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab Vanguard

What it is Tracks an index of US TIPS Tracks an index of Long-Term Corporate Bond

Total return, 1 year −0.8% −5.9%

Its benchmark over the same days −1.4% (AGG) not measured

Gap to its benchmark +0.6 pts vs AGG not measured

Expense ratio 0.03% 0.03%

Holdings 48 2562

Net assets, SCHP as of Jun 30, 2026 and VCLT as of Sep 30, 2026 $16.5bn $7.5bn

SCHP and VCLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-332C99AE5B

SCHP and VCLT do different jobs. What does each one do in a portfolio?

What each follows. SCHP follows US TIPS and VCLT follows Bloomberg U.S. 10+ Year Corporate Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jun 30, 2026 and May 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 SCHP returned −0.8% and VCLT −5.9% with distributions reinvested, a gap of 5.1 points.

Data as of Oct 28, 2026.

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About each fund

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

VCLT

VCLT tracks an index of Long-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −5.9% with distributions reinvested. It sat 17.8% below its high of Sep 22, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, SCHP or VCLT?: In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and VCLT −5.9%.
Which is cheaper, SCHP or VCLT?: Neither: SCHP and VCLT both charge 0.03% a year. Fees come from each fund's prospectus.

Other comparisons

AGG vs SCHP BND vs SCHP BOND vs SCHP SCHP vs SPSB TIP vs VCLT BINC vs VCLT VCLT vs VTIP VCLT vs VGLT

Where to next

SCHP on its own →VCLT on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →VCLT dividend history →VCLT holdings →Standards and sources →

Sources and dates

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

VCLT filings on SEC EDGAR ↗

VCLT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCLT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHP against VCLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-vclt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.