Which returned more over the last year, BINC or VCLT?

In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and VCLT −5.9%.

Which is cheaper, BINC or VCLT?

VCLT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

BINC vs VCLT: Differences, Returns & Fees

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BINC's duration was 2.9 years on Jul 31, 2026 and VCLT's 12.0 on May 31, 2026; VCLT charges 0.03% to BINC's 0.40%.

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Net assets: $16.8bn on Oct 27, 2026 for iShares Flexible Income Active ETF, and $7.5bn on Sep 30, 2026 for Vanguard Long-Term Corporate Bond ETF.

BINC on its own →VCLT on its own →

At a glance

+0.5%

BINC total return, 1 year

−5.9%

VCLT total return, 1 year

0.40%

BINC expense ratio

0.03%

VCLT expense ratio

Pair scorecard

VCLT costs 0.37 points a year less; their one-year returns differ by 6.4 points; BINC is 2.2 times larger.

BINC vs VCLT: Differences, Returns & Fees
Measure	BINC	VCLT
Return
Measure	BINC	VCLT
Total return, 1 year	+0.5%	−5.9%
Drawdown
Measure	BINC	VCLT
Below its high		17.8%, high on Sep 22, 2021
Benchmark
Measure	BINC	VCLT
What it tracks	No index, actively managed	Bloomberg U.S. 10+ Year Corporate Bond Index
Cost and size
Measure	BINC	VCLT
Expense ratio	0.40%	0.03%
Net assets, as of Sep 30, 2026	$16.4bn	$7.5bn
Holdings
Measure	BINC	VCLT
Holdings in common	0%
In the S&P 500, by weight	0%
Top ten holdings, share of the fund	24.6%

Holdings in common uses holdings dated May 31, 2026 and Jul 31, 2026. Method

Risk and return

Jun 2, 2023 to Oct 23, 2026 · 177 weekly returns

BINC VCLT

Return

Total return edge BINC +21.3% +8.8%

Annualized edge BINC +5.8% +2.5%

Price return edge BINC +0.2% −8.8%

Risk

Volatility edge BINC 3.1% 10.6%

Max drawdown edge BINC −2.7% −12.0%

Risk-adjusted

Sharpe edge BINC 0.37 −0.14

Sortino edge BINC 0.57 −0.20

Calmar edge BINC 2.20 0.21

Reading

BINC returned more: +21.3% to +8.8%. BINC swung less: 3.1% to 10.6%. BINC fell less at its worst: −2.7% to −12.0%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: BINC vs VCLT: Differences, Returns & Fees
Measure	BINC	VCLT	Edge	How it is measured
Return
Total return	+21.3%	+8.8%	BINC	Price change plus distributions, reinvested.
Annualized	+5.8%	+2.5%	BINC	Total return as a yearly rate.
Price return	+0.2%	−8.8%	BINC	Price change alone, distributions left out.
Risk
Volatility	3.1%	10.6%	BINC	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	2.0%	7.7%	BINC	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−2.7%	−12.0%	BINC	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.37	−0.14	BINC	Return above Treasury bills per unit of volatility.
Sortino	0.57	−0.20	BINC	Return above Treasury bills per unit of downside deviation.
Calmar	2.20	0.21	BINC	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 177 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, BINC and VCLT hold 0% of their money in the same securities at the same weight. Holdings dated May 31, 2026 and Jul 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first BINC VCLT

Vale Overseas Ltd, due Jun 28, 2054 0.00% 0.09%

Only in one fund ↓

Only in BINC

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 6.83%

Uniform Mortgage-Backed Security, TBA, due Sep 1, 2056 3.48%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 2.35%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.57%

iShares iBoxx USD High Yield Corporate Bond ETF 1.46%

Italy Buoni Poliennali Del Tesoro, due Feb 1, 2031 1.32%

Uniform Mortgage-Backed Security, TBA, due Aug 1, 2056 1.10%

iShares iBoxx USD Investment Grade Corporate Bond ETF 1.06%

Only in VCLT

ANHEUSER-BUSCH, due Feb 1, 2046 0.37%

CVS HEALTH CORP, due Mar 25, 2048 0.33%

META PLATFORMS, due Nov 15, 2055 0.28%

BOEING CO, due May 1, 2050 0.27%

PFIZER INVSTMNT, due May 19, 2053 0.27%

AMAZON.COM INC, due Mar 13, 2056 0.26%

ORACLE CORP, due Feb 4, 2056 0.24%

AT&T INC, due Sep 15, 2053 0.23%

Check overlap with more funds →

Side by side

BINC iShares Flexible Income Active ETF VCLT Vanguard Long-Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Actively managed Tracks an index of Long-Term Corporate Bond

Total return, 1 year +0.5% −5.9%

Expense ratio 0.40% 0.03%

Holdings 4690 2562

Net assets, BINC as of Oct 27, 2026 and VCLT as of Sep 30, 2026 $16.8bn $7.5bn

BINC and VCLT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-7D456F809A

BINC and VCLT do different jobs. What does each one do in a portfolio?

What each follows. BINC follows No index, actively managed and VCLT follows Bloomberg U.S. 10+ Year Corporate Bond Index.
Holdings in common. 0% of the weight is in the same securities (holdings dated Jul 31, 2026 and May 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 BINC returned +0.5% and VCLT −5.9% with distributions reinvested, a gap of 6.4 points.

Data as of Oct 28, 2026.

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About each fund

BINC

BINC is actively managed and tracks no index. Over the year to Oct 28, 2026 it returned +0.5% with distributions reinvested. The prospectus expense ratio is 0.40% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 4,690 positions, with the top ten at 24.6%.

VCLT

VCLT tracks an index of Long-Term Corporate Bond. Over the year to Oct 28, 2026 it returned −5.9% with distributions reinvested. The prospectus expense ratio is 0.03% a year. It sat 17.8% below its high of Sep 22, 2021 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, BINC or VCLT?: In the year to Oct 28, 2026, with distributions reinvested, BINC returned +0.5% and VCLT −5.9%.
Which is cheaper, BINC or VCLT?: VCLT is cheaper, by 0.37 percentage points a year. That is about $37 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BINC vs BOND BINC vs SPSB BINC vs PFF BINC vs EMB IEI vs VCLT SCHP vs VCLT HYG vs VCLT TIP vs VCLT

Where to next

BINC on its own →VCLT on its own →Hold both: look the portfolio through →Rankings →BINC dividend history →BINC holdings →VCLT dividend history →VCLT holdings →Standards and sources →

Sources and dates

BINC filings on SEC EDGAR ↗

BINC prospectus with the expense ratio (SEC) ↗

iShares page for BINC ↗

VCLT filings on SEC EDGAR ↗

VCLT prospectus with the expense ratio (SEC) ↗

Vanguard page for VCLT ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, BINC against VCLT, data as of Oct 28, 2026. https://etfiq.com/compare/any/binc-vs-vclt

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.