Which returned more over the last year, SCHP or SPSB?

In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and SPSB +2.2%.

Which is cheaper, SCHP or SPSB?

SCHP is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

SCHP vs SPSB: Differences, Returns & Fees

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On Jun 30, 2026 SCHP's duration was 6.3 years and SPSB's 1.8; SCHP charges 0.03% to SPSB's 0.04%.

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Net assets: $16.5bn on Jun 30, 2026 for Schwab U.S. TIPS ETF, and $11.3bn on Oct 27, 2026 for State Street SPDR Portfolio Short Term Corporate Bond ETF.

SCHP on its own →SPSB on its own →

At a glance

−0.8%

SCHP total return, 1 year

+2.2%

SPSB total return, 1 year

0.03%

SCHP expense ratio

0.04%

SPSB expense ratio

Pair scorecard

SCHP costs 0.01 points a year less; their one-year returns differ by 3.0 points.

SCHP vs SPSB: Differences, Returns & Fees
Measure	SCHP	SPSB
Return
Measure	SCHP	SPSB
Total return, 1 year	−0.8%	+2.2%
Benchmark
Measure	SCHP	SPSB
What it tracks	US TIPS	Bloomberg U.S. 1-3 Year Corporate Bond Index
Cost and size
Measure	SCHP	SPSB
Expense ratio	0.03%	0.04%
Net assets, SCHP as of Jun 30, 2026 and SPSB as of Oct 27, 2026	$16.5bn	$11.3bn
Holdings
Measure	SCHP	SPSB
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026. Method

What they share

By the books each fund has filed, SCHP and SPSB hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first SCHP SPSB

Only in one fund ↓

Only in SCHP

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2035 4.07%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2035 4.01%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2036 4.00%

U.S. Treasury Inflation-Indexed Notes, due Jul 15, 2034 3.77%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2034 3.60%

U.S. Treasury Inflation-Indexed Notes, due Oct 15, 2030 3.40%

U.S. Treasury Inflation-Indexed Notes, due Apr 15, 2030 3.38%

U.S. Treasury Inflation-Indexed Notes, due Jan 15, 2033 3.36%

Only in SPSB

Salesforce Inc, due Mar 15, 2029 0.56%

AerCap Ireland Capital DAC / AerCap Global Aviation Trust, due Oct 29, 2028 0.44%

Bank of America Corp, due Dec 20, 2028 0.42%

Citigroup Inc, due Mar 4, 2029 0.42%

Morgan Stanley, due Apr 10, 2030 0.38%

JPMorgan Chase & Co, due Jul 25, 2028 0.38%

Pfizer Investment Enterprises Pte Ltd, due May 19, 2028 0.37%

Sprint Capital Corp, due Nov 15, 2028 0.37%

Check overlap with more funds →

Side by side

SCHP Schwab U.S. TIPS ETF SPSB State Street SPDR Portfolio Short Term Corporate Bond ETF

Where it sits Bond ETF Bond ETF

Issuer Schwab State Street

What it is Tracks an index of US TIPS Tracks an index of Short Term Corporate Bond

Total return, 1 year −0.8% +2.2%

Its benchmark over the same days −1.4% (AGG) −1.4% (AGG)

Gap to its benchmark +0.6 pts vs AGG +3.6 pts vs AGG

Expense ratio 0.03% 0.04%

Holdings 48 1684

Net assets, SCHP as of Jun 30, 2026 and SPSB as of Oct 27, 2026 $16.5bn $11.3bn

SCHP and SPSB on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

SCHP

SCHP tracks an index of US TIPS. Over the year to Oct 28, 2026 it returned −0.8% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg US Aggregate Bond Index. The prospectus expense ratio is 0.03% a year.

SPSB

SPSB tracks an index of Short Term Corporate Bond. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested, against −1.4% for its benchmark, the Bloomberg U.S. Aggregate Bond Index. The prospectus expense ratio is 0.04% a year.

Questions people ask

Which returned more over the last year, SCHP or SPSB?: In the year to Oct 28, 2026, with distributions reinvested, SCHP returned −0.8% and SPSB +2.2%.
Which is cheaper, SCHP or SPSB?: SCHP is cheaper, by 0.01 percentage points a year. That is about $1 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

SCHP vs VCSH IGSB vs SCHP BSV vs SCHP SCHP vs VGLT SPSB vs TIP BINC vs SPSB SPSB vs VTIP SPSB vs VGLT

Where to next

SCHP on its own →SPSB on its own →Hold both: look the portfolio through →Rankings →SCHP dividend history →SCHP holdings →SPSB dividend history →SPSB holdings →Standards and sources →

Sources and dates

SCHP filings on SEC EDGAR ↗

SCHP prospectus with the expense ratio (SEC) ↗

Schwab website ↗

SPSB filings on SEC EDGAR ↗

SPSB prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, SCHP against SPSB, data as of Oct 28, 2026. https://etfiq.com/compare/any/schp-vs-spsb

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.