Data as of Oct 28, 2026.
SCHF vs VGK: Differences, Returns & Fees
Over the year to Oct 28, 2026, SCHF returned +17.6% to VGK's +10.4%; 46% of their weight is in the same names.
askIQ about this page
askIQ about SCHF and VGK
Net assets: $69.7bn on Aug 31, 2026 for Schwab International Equity ETF, and $29.6bn on Sep 30, 2026 for Vanguard FTSE Europe ETF.
Pair scorecard
SCHF costs 0.03 points a year less; their one-year returns differ by 7.2 points.
| Measure | SCHF | VGK |
|---|---|---|
| Return | ||
| Total return, 1 year | +17.6% | +10.4% |
| Drawdown | ||
| Below its high | 4.4%, high on Aug 25, 2026 | 6.1%, high on Aug 25, 2026 |
| Benchmark | ||
| What it tracks | FTSE Developed ex US Index | FTSE Developed Europe All Cap Index |
| Cost and size | ||
| Expense ratio | 0.03% | 0.06% |
| Net assets, SCHF as of Aug 31, 2026 and VGK as of Sep 30, 2026 | $69.7bn | $29.6bn |
| Holdings | ||
| Holdings in common | 46% | |
| Top ten holdings, share of the fund | 13.8% | 19.0% |
Holdings in common uses holdings dated Aug 31, 2026 and Sep 30, 2026. Method
Risk and return
Nov 13, 2009 to Oct 23, 2026 · 884 weekly returnsSCHF returned slightly more: +222.5% to +206.6%. SCHF swung less: 17.1% to 19.2%. SCHF fell slightly less at its worst: −33.8% to −36.6%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHF | VGK | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +222.5% | +206.6% | SCHF (slight) | Price change plus distributions, reinvested. |
| Annualized | +7.1% | +6.8% | SCHF (slight) | Total return as a yearly rate. |
| Price return | +106.8% | +66.8% | SCHF | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 17.1% | 19.2% | SCHF | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 12.1% | 13.7% | SCHF | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −33.8% | −36.6% | SCHF (slight) | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.40 | 0.36 | SCHF (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 0.56 | 0.51 | SCHF | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.21 | 0.19 | SCHF | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 884 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, SCHF and VGK hold 46% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Sep 30, 2026.
half
46% in common
Only in one fund ↓
Side by side
SCHF and VGK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHF and VGK do different jobs. What does each one do in a portfolio?
- What each follows. SCHF follows FTSE Developed ex US Index and VGK follows FTSE Developed Europe All Cap Index.
- Holdings in common. 46% of the weight is in the same securities (holdings dated Aug 31, 2026 and Sep 30, 2026).
- One-year total return. Over 1 year to Oct 28, 2026 SCHF returned +17.6% and VGK +10.4% with distributions reinvested, a gap of 7.2 points.
Data as of Oct 28, 2026.
The two-page PDF for this pair is coming. Save the comparison to follow its changes. Free. It needs an email sign-in, once.
SCHF
SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.
VGK
VGK tracks an index of European Stock. Over the year to Oct 28, 2026 it returned +10.4% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings published by its issuer as of Sep 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,245 positions, with the top ten at 19.0%. It sat 6.1% below its high of Aug 25, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHF or VGK?
- In the year to Oct 28, 2026, with distributions reinvested, SCHF returned +17.6% and VGK +10.4%.
- Which is cheaper, SCHF or VGK?
- SCHF is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHF against VGK, data as of Oct 28, 2026. https://etfiq.com/compare/any/schf-vs-vgk
ETFIQ. (Oct 28, 2026). SCHF against VGK. Retrieved from https://etfiq.com/compare/any/schf-vs-vgk
[SCHF against VGK (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schf-vs-vgk)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.