Which returned more over the last year, EZU or SCHF?

In the year to Oct 28, 2026, with distributions reinvested, EZU returned +7.1% and SCHF +17.6%.

Which is cheaper, EZU or SCHF?

SCHF is cheaper, by 0.47 percentage points a year. That is about $47 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do EZU and SCHF overlap with the S&P 500?

By their latest filed holdings, 0% of EZU and 0% of SCHF by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

EZU vs SCHF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, EZU returned +7.1% to SCHF's +17.6%; 17% of their weight is in the same names.

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Net assets: $9.2bn on Oct 27, 2026 for iShares MSCI Eurozone ETF, and $69.7bn on Aug 31, 2026 for Schwab International Equity ETF.

EZU on its own →SCHF on its own →

At a glance

+7.1%

EZU total return, 1 year

+17.6%

SCHF total return, 1 year

0.50%

EZU expense ratio

0.03%

SCHF expense ratio

Pair scorecard

SCHF costs 0.47 points a year less; their one-year returns differ by 10.5 points.

EZU vs SCHF: Differences, Returns & Fees
Measure	EZU	SCHF
Return
Measure	EZU	SCHF
Total return, 1 year	+7.1%	+17.6%
Drawdown
Measure	EZU	SCHF
Below its high	8.7%, high on Aug 14, 2026	4.4%, high on Aug 25, 2026
Benchmark
Measure	EZU	SCHF
What it tracks	MSCI EMU Index	FTSE Developed ex US Index
Cost and size
Measure	EZU	SCHF
Expense ratio	0.50%	0.03%
Net assets, EZU as of Oct 27, 2026 and SCHF as of Aug 31, 2026	$9.2bn	$69.7bn
Holdings
Measure	EZU	SCHF
Holdings in common	17%
Top ten holdings, share of the fund	30.5%	13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

17%

By the books each fund has filed, EZU and SCHF hold 17% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

17% in common

Positions both hold · largest shared weight first EZU SCHF

ASML HOLDING 8.79% 2.14%

SAP 3.33% 0.75%

BANCO SANTANDER 2.48% 0.71%

ALLIANZ 2.55% 0.66%

SCHNEIDER ELECTRIC 2.05% 0.61%

TOTALENERGIES 2.48% 0.55%

BANCO BILBAO VIZCAYA ARGENTARIA 1.95% 0.54%

IBERDROLA 2.10% 0.53%

SAFRAN SA 1.46% 0.44%

AIRBUS GROUP 1.76% 0.44%

BNP PARIBAS SA 1.33% 0.38%

ING GROEP 1.29% 0.34%

Only in one fund ↓

Only in EZU

SIEMENS N AG 2.97%

LAIR LIQUIDE SOCIETE ANONYME POUR 1.67%

LOREAL SA 1.59%

UNICREDIT 1.55%

SIEMENS ENERGY N AG 1.53%

LVMH 1.48%

DEUTSCHE TELEKOM N AG 1.32%

INTESA SANPAOLO 1.31%

Only in SCHF

Samsung Electronics Co Ltd 2.88%

SK hynix Inc 2.23%

HSBC Holdings PLC 1.17%

Roche Holding AG 1.00%

Royal Bank of Canada 0.94%

Novartis AG 0.94%

Shell PLC 0.83%

Nestle SA 0.83%

Check overlap with more funds →

Side by side

EZU iShares MSCI Eurozone ETF SCHF Schwab International Equity ETF

Where it sits Stock ETF Stock ETF

Issuer iShares Schwab

What it is Tracks the MSCI Eurozone Tracks an index of International Equity

Total return, 1 year +7.1% +17.6%

Its benchmark over the same days +14.3% (ACWX) +12.1% (EFA)

Gap to its benchmark −7.2 pts vs ACWX +5.5 pts vs EFA

Expense ratio 0.50% 0.03%

Already in the S&P 500 0.0% 0.0%

Holdings 216 1475

Net assets, EZU as of Oct 27, 2026 and SCHF as of Aug 31, 2026 $9.2bn $69.7bn

EZU and SCHF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

EZU

EZU tracks the MSCI Eurozone. Over the year to Oct 28, 2026 it returned +7.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.50% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 216 positions, with the top ten at 30.5%. It sat 8.7% below its high of Aug 14, 2026 on Oct 28, 2026.

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, EZU or SCHF?: In the year to Oct 28, 2026, with distributions reinvested, EZU returned +7.1% and SCHF +17.6%.
Which is cheaper, EZU or SCHF?: SCHF is cheaper, by 0.47 percentage points a year. That is about $47 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do EZU and SCHF overlap with the S&P 500?: By their latest filed holdings, 0% of EZU and 0% of SCHF by weight is stocks the S&P 500 already holds.

Other comparisons

EZU vs IXUS EZU vs IDEV EZU vs VXUS EZU vs IEFA SCHF vs VGK SCHF vs SCHY SCHF vs VT SCHF vs VPL

Where to next

EZU on its own →SCHF on its own →Hold both: look the portfolio through →Rankings →EZU dividend history →EZU holdings →SCHF dividend history →SCHF holdings →Standards and sources →

Sources and dates

EZU filings on SEC EDGAR ↗

EZU prospectus with the expense ratio (SEC) ↗

iShares page for EZU ↗

SCHF filings on SEC EDGAR ↗

SCHF prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, EZU against SCHF, data as of Oct 28, 2026. https://etfiq.com/compare/any/ezu-vs-schf

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