Data as of Oct 28, 2026.
SCHD vs SLV: Differences, Returns & Fees
SCHD is an equity index fund and SLV a commodity fund, and over the year to Oct 28, 2026, SCHD returned +34.5% against +14.9%.
askIQ about this page
askIQ about SCHD and SLVNet assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $26.9bn on Oct 28, 2026 for iShares Silver Trust.
Pair scorecard
SCHD costs 0.44 points a year less; their one-year returns differ by 19.6 points.
| Measure | SCHD | SLV |
|---|---|---|
| Return | ||
| Total return, 1 year | +34.5% | +14.9% |
| Drawdown | ||
| Below its high | 53.5%, high on Jan 28, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Dividend 100 Index | Silver |
| Cost and size | ||
| Expense ratio | 0.06% | 0.50% |
| Net assets, SCHD as of Aug 31, 2026 and SLV as of Oct 28, 2026 | $112.3bn | $26.9bn |
| Holdings | ||
| Holdings in common | not published | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Risk and return
Oct 28, 2011 to Oct 23, 2026 · 782 weekly returnsSCHD returned more: +554.4% to +42.2%. SCHD swung less: 14.8% to 29.3%. SCHD fell less at its worst: −31.5% to −66.2%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | SCHD | SLV | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +554.4% | +42.2% | SCHD | Price change plus distributions, reinvested. |
| Annualized | +13.3% | +2.4% | SCHD | Total return as a yearly rate. |
| Price return | +306.8% | +42.2% | SCHD | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 14.8% | 29.3% | SCHD | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 10.4% | 19.9% | SCHD | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −31.5% | −66.2% | SCHD | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.80 | 0.17 | SCHD | Return above Treasury bills per unit of volatility. |
| Sortino | 1.15 | 0.25 | SCHD | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.42 | 0.04 | SCHD | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.
Side by side
SCHD and SLV on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHD and SLV do different jobs. What does each one do in a portfolio?
- What each follows. SCHD follows Dow Jones U.S. Dividend 100 Index and SLV follows Silver.
- One-year total return. Over 1 year to Oct 28, 2026 SCHD returned +34.5% and SLV +14.9% with distributions reinvested, a gap of 19.6 points.
- Cost. SCHD charges 0.06% of assets a year and SLV 0.50%, a gap of 0.44 points.
Data as of Oct 28, 2026.
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SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Its expense ratio is 0.50% a year, for the three months to Jun 30, 2026, as its 10-Q states.
SLV holds silver. Over the year to Oct 28, 2026 it returned +14.9% with distributions reinvested, against +15.0% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHD or SLV?
- In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and SLV +14.9%.
- Which is cheaper, SCHD or SLV?
- SCHD is cheaper, by 0.44 percentage points a year. That is about $44 on $10,000 held for a year. Fees come from each fund's own filings.
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ETFIQ, SCHD against SLV, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-slv
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