Data as of Oct 28, 2026.
SCHD vs SIVR: Differences, Returns & Fees
SCHD is an equity index fund and SIVR a commodity fund, and over the year to Oct 28, 2026, SCHD returned +34.5% against +15.0%.
askIQ about this page
askIQ about SCHD and SIVRNet assets: $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF, and $3.7bn on Oct 28, 2026 for abrdn Physical Silver Shares ETF.
Pair scorecard
SCHD costs 0.24 points a year less; their one-year returns differ by 19.5 points.
| Measure | SCHD | SIVR |
|---|---|---|
| Return | ||
| Total return, 1 year | +34.5% | +15.0% |
| Drawdown | ||
| Below its high | 53.5%, high on Jan 28, 2026 | |
| Benchmark | ||
| What it tracks | Dow Jones U.S. Dividend 100 Index | Silver |
| Cost and size | ||
| Expense ratio | 0.06% | 0.30% |
| Net assets, SCHD as of Aug 31, 2026 and SIVR as of Oct 28, 2026 | $112.3bn | $3.7bn |
| Holdings | ||
| Holdings in common | not published | |
| In the S&P 500, by weight | 95% | |
| Top ten holdings, share of the fund | 41.7% | |
Side by side
SCHD and SIVR on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
SCHD
SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.
Its expense ratio is 0.30% a year, for the three months to Jun 30, 2026, as its 10-Q states.
SIVR holds silver. Over the year to Oct 28, 2026 it returned +15.0% with distributions reinvested, against +14.9% for its benchmark, the price of silver. It sat 53.5% below its high of Jan 28, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, SCHD or SIVR?
- In the year to Oct 28, 2026, with distributions reinvested, SCHD returned +34.5% and SIVR +15.0%.
- Which is cheaper, SCHD or SIVR?
- SCHD is cheaper, by 0.24 percentage points a year. That is about $24 on $10,000 held for a year. Fees come from each fund's own filings.
Links are sources, not endorsements. A comparison is not a recommendation.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHD against SIVR, data as of Oct 28, 2026. https://etfiq.com/compare/any/schd-vs-sivr
ETFIQ. (Oct 28, 2026). SCHD against SIVR. Retrieved from https://etfiq.com/compare/any/schd-vs-sivr
[SCHD against SIVR (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/schd-vs-sivr)
Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.