Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
GLD vs SCHD: how they differ
GLD is a commodity fund and SCHD an equity index fund, and over the year SCHD returned more, +27.6% against +19.1%.
SPDR Gold Shares and Schwab U.S. Dividend Equity ETF.
| GLD SPDR Gold Shares | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Schwab |
| What it is | Gold | US dividend |
| Total return, 1 year | +19.1% | +27.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +1.6 pts | +10.1 pts |
| Expense ratio | 0.40% | 0.06% |
| Holdings | not filed | 99 |
GLD in plain words
GLD is a commodity fund tracking the Gold. Over the year to Sep 11, 2026 it returned +19.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.40% a year. It sat 19.6% below its high of Jan 29, 2026 on Sep 11, 2026.
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, GLD or SCHD?
- In the year to Sep 13, 2026, with distributions reinvested, GLD returned +19.1% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, GLD or SCHD?
- GLD charges 0.40% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, GLD against SCHD, data as of Sep 13, 2026. https://etfiq.com/compare/any/gld-vs-schd Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources