SCHB vs USCA: Differences, Returns & Fees
SCHB and USCA hold 78% of their weight in the same names, and SCHB returned +16.8% over the year. Net assets: $43.3bn on May 31, 2026 for Schwab U.S. Broad Market ETF, and $3.6bn on Oct 9, 2026 for Xtrackers MSCI USA Climate Action Equity ETF.
SCHB costs 0.04 points a year less; their one-year returns differ by 3.9 points; SCHB is 11.6 times larger.
| SCHB | USCA | |
|---|---|---|
| Expense ratio | 0.03% | 0.07% |
| Net assets, as of Feb 28, 2025 | $32.9bn | $2.8bn |
| Total return, 1 year | +16.8% | +12.9% |
| What it tracks | Dow Jones U.S. Broad Stock Market Index | MSCI USA Climate Action Index |
| Holdings in common | 78% | |
| Top ten holdings, share of the fund | 34.9% | 45.9% |
Holdings in common uses holdings dated May 29, 2026 and May 31, 2026.
What they hold in common
By the books each fund has filed, SCHB and USCA hold 78% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated May 29, 2026 and May 31, 2026.
half
78% in common
On the same fields
SCHB and USCA on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About SCHB
SCHB tracks an index of US broad market. Over the year to Oct 9, 2026 it returned +16.8% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings filed for May 31, 2026, 89% of the fund by weight is stocks the S&P 500 also holds, across 2,405 positions, with the top ten at 34.9%.
About USCA
USCA tracks an index. Over the year to Oct 9, 2026 it returned +12.9% with distributions reinvested. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 29, 2026, 98% of the fund by weight is stocks the S&P 500 also holds, across 404 positions, with the top ten at 45.9%.
Questions people ask
- Which returned more over the last year, SCHB or USCA?
- In the year to Oct 9, 2026, with distributions reinvested, SCHB returned +16.8% and USCA +12.9%.
- Which is cheaper, SCHB or USCA?
- SCHB is cheaper, by 0.04 percentage points a year. That is about $4 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, SCHB against USCA, data as of Oct 9, 2026. https://etfiq.com/compare/any/schb-vs-usca
ETFIQ. (Oct 9, 2026). SCHB against USCA. Retrieved from https://etfiq.com/compare/any/schb-vs-usca
[SCHB against USCA (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/schb-vs-usca)
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.