PTLC vs SPY: Differences, Returns & Fees
PTLC and SPY hold 94% of their weight in the same names, and SPY returned +17.3% over the year. Net assets: $3.3bn on Oct 2, 2026 for Pacer Trendpilot US Large Cap ETF, and $817.2bn on Oct 8, 2026 for SPDR S&P 500 ETF Trust.
SPY costs 0.51 points a year less; their one-year returns differ by 6.0 points; SPY is far larger, $815.3bn against $3.3bn.
| PTLC | SPY | |
|---|---|---|
| Expense ratio | 0.60% | 0.09% |
| Net assets, as of Oct 2, 2026 | $3.3bn | $815.3bn |
| Total return, 1 year | +11.3% | +17.3% |
| What it tracks | Pacer Trendpilot US Large Cap Index | S&P 500 Index |
| Holdings in common | 94% | |
| Top ten holdings, share of the fund | 37.6% | 39.1% |
Holdings in common uses holdings dated Jul 31, 2026 and Oct 8, 2026.
What they hold in common
By the books each fund has filed, PTLC and SPY hold 94% of their money in the same securities at the same weight. Above 50%, holding both is close to holding one of them twice. Holdings dated Jul 31, 2026 and Oct 8, 2026.
half
94% in common
On the same fields
PTLC and SPY on the fields both publish, as of Oct 9, 2026. Source: ETFIQ.
About PTLC
PTLC tracks an index. Over the year to Oct 9, 2026 it returned +11.3% with distributions reinvested. The prospectus expense ratio is 0.60% a year. By its holdings filed for Jul 31, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 503 positions, with the top ten at 37.6%.
About SPY
SPY tracks the S&P 500. Over the year to Oct 9, 2026 it returned +17.3% with distributions reinvested, against +17.3% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.09% a year. By its holdings published by its issuer for Oct 8, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 504 positions, with the top ten at 39.1%.
Questions people ask
- Which returned more over the last year, PTLC or SPY?
- In the year to Oct 9, 2026, with distributions reinvested, PTLC returned +11.3% and SPY +17.3%.
- Which is cheaper, PTLC or SPY?
- SPY is cheaper, by 0.51 percentage points a year. That is about $51 on $10,000 held for a year. Fees come from each fund's prospectus.
ETFIQ links to the documents behind every figure; a link is not an endorsement. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, PTLC against SPY, data as of Oct 9, 2026. https://etfiq.com/compare/any/ptlc-vs-spy
ETFIQ. (Oct 9, 2026). PTLC against SPY. Retrieved from https://etfiq.com/compare/any/ptlc-vs-spy
[PTLC against SPY (ETFIQ, Oct 9, 2026)](https://etfiq.com/compare/any/ptlc-vs-spy)
Free to use with attribution for figures ETFIQ computes; issuer data stays under its owner's terms.