Data as of Oct 28, 2026.

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MUB vs SCHF: Differences, Returns & Fees

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Over the year to Oct 28, 2026, MUB returned −0.4% to SCHF's +17.6%; 0% of their weight is in the same names.

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Net assets: $54.1bn on Oct 27, 2026 for iShares National Muni Bond ETF, and $69.7bn on Aug 31, 2026 for Schwab International Equity ETF.

At a glance
−0.4%
MUB total return, 1 year
+17.6%
SCHF total return, 1 year
0.05%
MUB expense ratio
0.03%
SCHF expense ratio

Pair scorecard

SCHF costs 0.02 points a year less; their one-year returns differ by 18.0 points.

MUB vs SCHF: Differences, Returns & Fees
MeasureMUBSCHF
Return
Total return, 1 year−0.4%+17.6%
Drawdown
Below its high4.4%, high on Aug 25, 2026
Benchmark
What it tracksICE AMT-Free US National Municipal IndexFTSE Developed ex US Index
Cost and size
Expense ratio0.05%0.03%
Net assets, MUB as of Oct 27, 2026 and SCHF as of Aug 31, 2026$54.1bn$69.7bn
Holdings
Holdings in common0%
In the S&P 500, by weight0%
Top ten holdings, share of the fund13.8%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, MUB and SCHF hold 0% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first MUB SCHF
Only in one fund ↓
Only in MUB
UNIVERSITY TEX UNIV REVS 0.16%
SAN ANTONIO TEX WTR REV 0.13%
NEW YORK ST TWY AUTH ST PERS I 0.12%
NORTHWEST TEX INDPT SCH DIST 0.12%
OKLAHOMA TRANSN AUTH OK F/K/A 0.12%
HOUSTON TEX HIGHER ED FIN CORP 0.11%
NEW JERSEY ST 0.11%
OHIO ST UNIV GEN RCPTS 0.11%
Only in SCHF
Samsung Electronics Co Ltd 2.88%
SK hynix Inc 2.23%
ASML Holding NV 2.14%
HSBC Holdings PLC 1.17%
Roche Holding AG 1.00%
Royal Bank of Canada 0.94%
Novartis AG 0.94%
Shell PLC 0.83%
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Side by side

MUB iShares National Muni Bond ETF SCHF Schwab International Equity ETF
Where it sits Bond ETF Stock ETF
What it is Tracks an index of National Muni Bond Tracks an index of International Equity
Total return, 1 year −0.4% +17.6%
Its benchmark over the same days not measured +12.1% (EFA)
Gap to its benchmark not measured +5.5 pts vs EFA
Expense ratio 0.05% 0.03%
Holdings 7873 1475
Net assets, MUB as of Oct 27, 2026 and SCHF as of Aug 31, 2026 $54.1bn $69.7bn

MUB and SCHF on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
MUB

MUB tracks an index of National Muni Bond. Over the year to Oct 28, 2026 it returned −0.4% with distributions reinvested. The prospectus expense ratio is 0.05% a year.

SCHF

SCHF tracks an index of International Equity. Over the year to Oct 28, 2026 it returned +17.6% with distributions reinvested, against +12.1% for its benchmark, the MSCI EAFE Index. The prospectus expense ratio is 0.03% a year. By its holdings filed for Aug 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1,475 positions, with the top ten at 13.8%. It sat 4.4% below its high of Aug 25, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, MUB or SCHF?
In the year to Oct 28, 2026, with distributions reinvested, MUB returned −0.4% and SCHF +17.6%.
Which is cheaper, MUB or SCHF?
SCHF is cheaper, by 0.02 percentage points a year. That is about $2 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, MUB against SCHF, data as of Oct 28, 2026. https://etfiq.com/compare/any/mub-vs-schf

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